PARMAKO
ActivePARMAKO is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €594k and a net result of €17k. Equity is growing by ~4.5% per year across the filed fiscal years. Its solvency ranks better than 84% of 5495 sector peers (fiscal year 2025). The company has been active since 2005 and the Belgian State Gazette contains no insolvency or warning signals.
Signals
Three signals. The signal on the left, the evidence on the right.
○neutral
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 21-08-2026, 21 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
21 d late
2024
28 d late
2023
28 d late
2022
29 d late
2021
26 d late
2020
30 d late
2019
28 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
14-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€594k▲ 2.9%
2024 · €577k
2018: €430k
2019: €457k
2020: €481k
2021: €514k
2022: €537k
2023: €559k
2024: €577k
2018 → 2025
Net result
€17k▼ 9.8%
2024 · €18k
2018: €30k
2019: €26k
2020: €24k
2021: €33k
2022: €23k
2023: €22k
2024: €18k
2018 → 2025
Total assets
€671k▲ 2.3%
2024 · €655k
2018: €512k
2019: €534k
2020: €564k
2021: €590k
2022: €620k
2023: €649k
2024: €655k
2018 → 2025
Solvency
88.6%▲ 0.5pp
2024 · 88.1%
2018: 84.0%
2019: 85.6%
2020: 85.2%
2021: 87.0%
2022: 86.5%
2023: 86.1%
2024: 88.1%
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€514k-€537k▲ 4.5%€559k▲ 4.2%€577k▲ 3.3%€594k▲ 2.9%
Operating result€40k-€29k▼ 26.6%€27k▼ 7.2%€28k▲ 2.6%€26k▼ 7.5%
Net result€33k-€23k▼ 30.5%€22k▼ 3.0%€18k▼ 17.6%€17k▼ 9.8%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 7% below 2024 and is the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €671k
Fixed assets
€270k=
Current assets
€400k▲ 4.0%
Equity and liabilities €671k
Equity
€594k▲ 2.9%
Debt
€77k▼ 1.7%
The debt ratio falls from 11.9% to 11.4%: equity grows while debt is paid down.
Key figures and ratios
Solvency
88.6%▲
2024 · 88.1%
ROE
2.8%▼
2024 · 3.2%
ROA
2.5%▼
2024 · 2.8%
Debt
€77k▼
2024 · €78k
Debt ≤ 1 year
€69k▼
2024 · €70k
Debt > 1 year
€240=
2024 · €240
Income taxes
€6k▲
2024 · €5k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€655k€671k▲
Fixed assets21/28€270k€270k=
Financial fixed assets28€270k€270k=
Current assets29/58€385k€400k▲
Amounts receivable within one year40/41€171k€164k▼
Trade receivables40€10k-
Other amounts receivable41€161k€164k▲
Current investments50/53€195k€227k▲
Cash at bank and in hand54/58€19k€8k▼
Deferred charges and accrued income490/1€207€1k▲
Equity and liabilities
Total equity and liabilities10/49€655k€671k▲
Equity10/15€577k€594k▲
Contributions10/11€6k€6k=
Reserves13€571k€588k▲
Distributable reserves133€571k€588k▲
Amounts payable17/49€78k€77k▼
Amounts payable after more than one year17€240€240=
Other amounts payable178/9€240€240=
Amounts payable within one year42/48€70k€69k▼
Trade debts44€208€3k▲
Suppliers440/4€208€3k▲
Taxes, remuneration and social security45€8k€6k▼
Taxes450/3€5k€6k▲
Remuneration and social security454/9€3k-
Other amounts payable47/48€62k€60k▼
Accrued charges and deferred income492/3€8k€8k▼
Income statement
Code20242025
Other operating charges640/8€498€702▲
Gross operating margin9900€28k€27k▼
Operating profit (loss)9901€28k€26k▼
Financial income75/76B€420€939▲
Recurring financial income75€420€14▼
Non-recurring financial income76B-€924
Financial charges65/66B€5k€4k▼
Recurring financial charges65€5k€4k▼
Profit (loss) for the period before taxes9903€23k€22k▼
Income taxes67/77€5k€6k▲
Profit (loss) for the period9904€18k€17k▼
Profit (loss) for the period to be appropriated9905€18k€17k▼
Appropriation of the result
Profit (loss) to be appropriated9906€18k€17k▼
Transfer to equity691/2€18k€17k▼
To other reserves6921€18k€17k▼
Social balance
Average headcount (FTE)90870.0-
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
21-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 21 days late
2025
31-12
Financial
Weakest financial yearnet €17k ▼9.8%
Net result drops to €17k, the lowest in the series.
28-08
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 28 days late
2024
28-08
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 28 days late
2023
29-08
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 29 days late
2022
26-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 26 days late
2021
31-12
Financial
Highest result since 2018net €33k ▲39.8%
Operating result €40k, net result €33k, both a record.
31-12
Financial
Equity above €500kEq €514k ▲6.9%
4 profitable years in a row build equity to €514k.
30-08
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 30 days late
2020
28-08
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 28 days late
2019
27-08
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 27 days late
2018
27-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 27 days late
2017
30-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lede · 1 establishment unit since 2005
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rammelstraat 129340 LedeGround area
259 m²
Building footprint
193 m²
Volume, LiDAR
1,429 m³
Parcel 41034F1038/00K000, Flanders · tallest building 11.1 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Rammelstraat 12, 9340 Lede
since 20052.148.840.505
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 41034F1038/00K000 | Flanders | 259 m² | 1 · 193 m² | 11.1 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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JICS Invest
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Arendonk · Eq €594k
Of 24,637 companies in sector 64210 we hold annual accounts for 19,690. 13,455 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded08-08-2005
Fiscal year end31-12
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
74151
Sources
Crossroads Bank for EnterprisesNational Bank · 20 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.