PARMA GROUP
ActiveSummary
PARMA GROUP has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €783,891 and a net result of €150,774. Equity remains stable across the filed fiscal years (±0.5% per year). Its solvency ranks better than 42% of 3241 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
Axes · tick = 2023
Profitability40▲+26
Solvency68▼-21
Growth78▲+46
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €45,000 at 30 days acceptable
Liquidity ample (current ratio 2.33 against 1.14 in 2023; short-term debt: 24.9% and cash: 0.7% of total assets), but 56.6% of the assets are financed with debt.
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Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
43.4%
Return on assets
8.3%
Age of the figures
18 mo
lowers risk · Growing equity
Reported equity is higher than in 2022 and did not fall compared with 2023. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
2021222325
2020 to 2025 · latest year €783,891
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 24-10-2025, 7 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
7 d early
2023
5 d early
2022
121 d early
2021
74 d late
2020
122 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 5 accounts on average 13 days after the deadline; the sector median for financial year 2023 is 7 days before the deadline, and 34% of the sector filed late.
Checked, nothing found (1)
History
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Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€150,774
2023 · -€38,815
Working capital
€596,324▲ 1,715%
2023 · €32,853
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 70, Activities of head offices; management consultancy activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220232025
Operating result-€6,479--€4,152▲ 35.9%-€6,006▼ 44.7%-€40,411▼ 573%€24,628-
Net result-€7,158below the sector's middle half--€4,184below the sector's middle half▲ 41.5%-€2,725below the sector's middle half▲ 34.9%-€38,815below the sector's middle half▼ 1,324%€150,774within the sector's middle half-
Equity€678,842above the sector's middle half-€674,657within the sector's middle half▼ 0.6%€671,933within the sector's middle half▼ 0.4%€633,117within the sector's middle half▼ 5.8%€783,891within the sector's middle half-
Total assets€989,330above the sector's middle half-€943,369within the sector's middle half▼ 4.6%€892,104within the sector's middle half▼ 5.4%€994,024within the sector's middle half▲ 11.4%€1.8mwithin the sector's middle half-
Debt€310,488-€268,711▼ 13.5%€220,172▼ 18.1%€360,907▲ 63.9%€1.0m-
Working capital€166,184above the sector's middle half-€194,359within the sector's middle half▲ 17.0%€146,709within the sector's middle half▼ 24.5%€32,853within the sector's middle half▼ 77.6%€596,324within the sector's middle half-
Solvency68.6%within the sector's middle half-71.5%within the sector's middle half▲ 2.9pp75.3%within the sector's middle half▲ 3.8pp63.7%within the sector's middle half▼ 11.6pp43.4%within the sector's middle half-
Current ratio2.35within the sector's middle half-4.97above the sector's middle half▲ 2.624.23above the sector's middle half▼ 0.731.14within the sector's middle half▼ 3.092.33within the sector's middle half-
Return on assets (ROA)-0.7%below the sector's middle half--0.4%below the sector's middle half▲ 0.3pp-0.3%below the sector's middle half▲ 0.1pp-3.9%below the sector's middle half▼ 3.6pp8.3%within the sector's middle half-
Staff (FTE)1within the sector's middle half-
above
within
below
the middle half (P25 to P75) of NACE 70, Activities of head offices; management consultancy activities, each year against the same schema; no band under 30 filings.
Result per fiscal year
Operating resultNet result
The operating result is €24,628 in 2025, compared with -€40,411 in 2023. Comparable figures for the intervening years are unavailable.
Balance-sheet composition
2025 in colour, 2023 as the grey bar beneath
Assets €1.8m
Fixed assets
€761,735 ▲ 5.1%
Current assets
€1.0m ▲ 288%
Equity and liabilities €1.8m
Equity
€783,891 ▲ 23.8%
Debt
€1.0m ▲ 184%
Debt's share of the balance-sheet total rises from 36.3% to 56.6%. Equity and debt are higher.
Key figures and ratios
EBITDA
€34,620▲
2023 · -€40,270
Cash flow
€160,766▲
2023 · -€38,674
Debt to equity
1.31▲
2023 · 0.57
ROE
19.2%▲
2023 · -6.1%
Interest coverage
1.29▲
2023 · -14.89
Debt ≤ 1 year
€449,915▲
2023 · €236,449
Debt > 1 year
€574,168▲
2023 · €124,457
Staff costs
€34,264
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 26,970 companies that looked in July 2024 the way this one looks now, 1.5% went bankrupt within 24 months and 95% are still going.
- Micro
- 5 to 10 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
1.5%
went bankrupt
3.4%
stopped otherwise
95%
still going
A further 0.3% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.6% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 26,970 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | - | - | - | - | €34,264 | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | - | - | - | €141 | €9,992 | - |
| Other operating charges640/8 | - | €50 | - | - | - | - |
| Gross operating margin9900 | -€5,981 | -€4,102 | -€6,006 | -€40,270 | €68,884 | - |
| Operating profit (loss)9901 | -€6,479 | -€4,152 | -€6,006 | -€40,411 | €24,628 | - |
| Financial income75/76B | - | €3,653 | €4,517 | €4,300 | €152,881 | - |
| Recurring financial income75 | €992 | €3,653 | €4,517 | €4,300 | €152,881 | - |
| Financial charges65/66B | - | €3,685 | €1,236 | €2,704 | €26,735 | - |
| Recurring financial charges65 | €1,672 | €3,685 | €1,236 | €2,704 | €26,735 | - |
| Profit (loss) for the period before taxes9903 | -€7,158 | -€4,184 | -€2,725 | -€38,815 | €150,774 | - |
| Profit (loss) for the period9904 | -€7,158 | -€4,184 | -€2,725 | -€38,815 | €150,774 | - |
| Profit (loss) for the period to be appropriated9905 | -€7,158 | -€4,184 | -€2,725 | -€38,815 | €150,774 | - |
| Line | 2020 | 2021 | 2022 | 2023 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €989,330 | €943,369 | €892,104 | €994,024 | €1.8m | - |
| Fixed assets21/28 | €700,000 | €700,000 | €700,000 | €724,721 | €761,735 | - |
| Intangible fixed assets21 | - | - | - | €2,221 | €36,491 | - |
| Tangible fixed assets22/27 | - | - | - | - | €2,744 | - |
| Furniture and vehicles24 | - | - | - | - | €2,744 | - |
| Financial fixed assets28 | €700,000 | €700,000 | €700,000 | €722,500 | €722,500 | - |
| Current assets29/58 | €289,330 | €243,369 | €192,104 | €269,303 | €1.0m | - |
| Amounts receivable after more than one year29 | - | €145,335 | €95,164 | €43,775 | €650,000 | - |
| Other amounts receivable291 | - | €145,335 | €95,164 | €43,775 | €650,000 | - |
| Amounts receivable within one year40/41 | €48,775 | €66,849 | €89,101 | €221,949 | €384,242 | - |
| Trade receivables40 | - | - | €204 | €66,617 | €58,585 | - |
| Other amounts receivable41 | - | €66,849 | €88,897 | €155,332 | €325,657 | - |
| Cash at bank and in hand54/58 | €46,236 | €31,185 | €7,839 | €3,579 | €11,997 | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €989,330 | €943,369 | €892,104 | €994,024 | €1.8m | - |
| Equity10/15 | €678,842 | €674,657 | €671,933 | €633,117 | €783,891 | - |
| Contributions10/11 | - | €542,500 | €542,500 | €542,500 | €542,500 | - |
| Revaluation surpluses12 | - | €143,500 | €143,500 | €143,500 | €143,500 | - |
| Profit (loss) carried forward14 | -€7,158 | -€11,343 | -€14,067 | -€52,883 | €97,891 | - |
| Amounts payable17/49 | €310,488 | €268,711 | €220,172 | €360,907 | €1.0m | - |
| Amounts payable after more than one year17 | €187,343 | €219,702 | €174,776 | €124,457 | €574,168 | - |
| Financial debts170/4 | - | €77,712 | €56,937 | €35,850 | €504,555 | - |
| Other amounts payable178/9 | - | €141,990 | €117,839 | €88,607 | €69,613 | - |
| Amounts payable within one year42/48 | €123,145 | €49,010 | €45,396 | €236,449 | €449,915 | - |
| Current portion of amounts payable after more than one year42 | - | €45,957 | €44,926 | €45,725 | €54,210 | - |
| Trade debts44 | €1,460 | €2,208 | - | €103,924 | €85,375 | - |
| Suppliers440/4 | - | €2,208 | - | €103,924 | €85,375 | - |
| Taxes, remuneration and social security45 | - | €845 | €470 | €797 | €19,050 | - |
| Taxes450/3 | - | €845 | €470 | €797 | €13,094 | - |
| Remuneration and social security454/9 | - | - | - | - | €5,957 | - |
| Other amounts payable47/48 | - | - | - | €86,003 | €291,280 | - |
| Line | 2020 | 2021 | 2022 | 2023 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€7,158 | -€4,184 | -€2,725 | -€38,815 | €150,774 | - |
| + Depreciation and write-downs630 | - | - | - | €141 | €9,992 | - |
| Operating cash flow (approximation) | -€7,158 | -€4,184 | -€2,725 | -€38,674 | €160,766 | - |
| Investment in fixed assets (approximation) | - | €0 | €0 | -€24,863 | - | - |
| Change in cash | - | -€15,052 | -€23,345 | -€4,261 | - | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
24-10
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
31-03
Financial
Back to profitnet €150,774
Net result €150,774 after 4 loss-making years.
31-03
Financial
Liquidity doublescurrent ratio 2.33
Current ratio from 1.14 to 2.33.
2024
26-07
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
31-12
Financial
Weakest financial yearnet -€38,815
Net result drops to -€38,815, the lowest in the series; recovery starts the following year.
01-04
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
13-10
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 74 days late
2021
31-12
Financial
Liquidity doublescurrent ratio 4.97
Current ratio from 2.35 to 4.97; short-term debt falls from €123,145 to €49,010.
30-11
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 122 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Elsene · 1 establishment unit since 2020
Ground area
4,426 m²
Building footprint
3,789 m²
Volume, LiDAR
64,761 m³
2 parcels, Brussels · tallest building 45.5 m, ±8 floors. Linked by address, not a title deed.
1 establishment unit
PARMA GROUP
since 20202.348.693.761
2 parcels
Brussels
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21807G0172/00G000 | Brussels | 3,384 m² | 1 · 2,779 m² | 31.7 m · 8 fl. |
| 21822R0224/00B008 | Brussels | 1,042 m² | 1 · 1,010 m² | 45.5 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Owners and holdings
1 owner · 3 holdingsOwners 1
- Sourceaccounts CAPIMI 202540%
Holdings 3
-
100%
-
100%
- Parma DachDEsubsidiarySourceown accounts 31-03-202590%
According to the annual accounts to 31-03-2025 of PARMA GROUP and those of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.
Connections & network
No current directors or connected companies found in the register.
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Of 82,642 companies in sector 70200 we hold annual accounts for 52,626. 30,478 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded10-07-2020
Fiscal year end31-03
Activities, NACEBEL 2025
70200Business and other management consultancy
46160Agents in the wholesale of textiles, clothing, fur, footwear and leather goods
64210Activities of holding companies
E-invoicing
Reachable via Peppol
Peppol ID
0208:0750529679
Also
9925:BE0750529679
Registered
01-04-2026
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.