PARLAKER
ActiveSummary
PARLAKER has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €10,247 and a net result of €3,787. Equity is shrinking by ~19.7% per year and would, assuming unchanged policy, indicatively turn negative around fiscal year 2028. Its solvency ranks better than 26% of 10519 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.3% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability71▼-29
Solvency41▼-54
Growth55=
Track record100
Bankruptcy probability, 12 months
1.3%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity short (current ratio 0.66 against 2.7 in 2024; short-term debt: 34.8% and cash: 5.1% of total assets), and 83.8% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €10,247
neutral · A punctual record breaks
This company filed 3 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 03-09-2026, 34 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 9 filingsDeviation from the deadline
2025
34 d late
2024
69 d early
2023
132 d early
2022
49 d early
2021
59 d late
2020
201 d late
2019
186 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 33 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 46% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 12 June (4 of the last 5 filed years within 83 days of that day).
Companies Code · seven monthsPosition in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, abbreviated schema
Turnover
€31,726▲ 196%
2018 · €10,722
EBIT margin
3.2%▼ 63.0pp
2018 · 66.2%
Net result
€3,787▲ 23.5%
2024 · €3,066
Working capital
-€7,414
2024 · €4,711
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Turnover
Operating result-€8,315-€11,236▼ 35.1%€3,976€1,993▼ 49.9%€5,378▲ 170%
Net result-€8,651below the sector's middle half-€12,511below the sector's middle half▼ 44.6%€3,741within the sector's middle half€3,066within the sector's middle half▼ 18.0%€3,787within the sector's middle half▲ 23.5%
EBIT margin
Equity€12,164within the sector's middle half▼ 41.6%-€347below the sector's middle half€3,393within the sector's middle half€6,459within the sector's middle half▲ 90.4%€10,247below the sector's middle half▲ 58.6%
Total assets€32,556below the sector's middle half▲ 39.6%€22,592below the sector's middle half▼ 30.6%€15,359below the sector's middle half▼ 32.0%€9,227below the sector's middle half▼ 39.9%€63,426below the sector's middle half▲ 587%
Debt€20,392▲ 712%€22,940▲ 12.5%€11,966▼ 47.8%€2,767▼ 76.9%€53,179▲ 1,822%
Working capital€8,735within the sector's middle half▼ 43.7%-€3,316within the sector's middle half€425within the sector's middle half€4,711within the sector's middle half▲ 1,009%-€7,414below the sector's middle half
Solvency37.4%within the sector's middle half▼ 51.9pp-1.5%below the sector's middle half▼ 38.9pp22.1%within the sector's middle half▲ 23.6pp70.0%above the sector's middle half▲ 47.9pp16.2%within the sector's middle half▼ 53.9pp
Current ratio1.43within the sector's middle half▼ 5.750.86within the sector's middle half▼ 0.571.04within the sector's middle half▲ 0.182.70within the sector's middle half▲ 1.670.66below the sector's middle half▼ 2.04
Return on assets (ROA)-26.6%below the sector's middle half▼ 28.9pp-55.4%below the sector's middle half▼ 28.8pp24.4%above the sector's middle half▲ 79.7pp33.2%above the sector's middle half▲ 8.9pp6.0%within the sector's middle half▼ 27.3pp
above
within
below
the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 170% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €63,182
Fixed assets
€48,493 ▲ 3,941%
Current assets
€14,689 ▲ 96.4%
Equity and liabilities €63,426
Equity
€10,247 ▲ 58.6%
Debt
€53,179 ▲ 1,822%
Debt's share of the balance-sheet total rises from 30.0% to 83.8%. Equity and debt are higher.
Key figures and ratios
EBITDA
€8,617▲
2024 · €3,213
Cash flow
€7,026▲
2024 · €4,287
Quick ratio
0.54▼
2024 · 1.65
Debt to equity
5.19▲
2024 · 0.43
ROE
37.0%▼
2024 · 47.5%
Interest coverage
5.41▼
2024 · 15.74
Debt ≤ 1 year
€22,103▲
2024 · €2,767
Debt > 1 year
€31,076
Staff costs
€15,576
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 5,053 companies that looked in July 2024 the way this one looks now, 1.5% went bankrupt within 24 months and 96% are still going.
- Micro
- 10 to 20 years old
- solvency 10 to 30%
- a profit of 5% of the balance sheet or more
1.5%
went bankrupt
2.3%
stopped otherwise
96%
still going
A further 0.4% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 1.3% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 5,053 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | - | - | - | - | €15,576 | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €1,878 | €2,460 | - | €1,220 | €3,238 | ▲ 165% |
| Other operating charges640/8 | €2,187 | €1,066 | €1,365 | €1,451 | €1,700 | ▲ 17.1% |
| Gross operating margin9900 | -€4,251 | -€7,709 | €5,341 | €4,664 | €25,893 | ▲ 455% |
| Operating profit (loss)9901 | -€8,315 | -€11,236 | €3,976 | €1,993 | €5,378 | ▲ 170% |
| Financial income75/76B | - | - | - | €1,278 | €0 | ▼ 100.0% |
| Recurring financial income75 | - | - | - | €1,278 | €0 | ▼ 100.0% |
| Financial charges65/66B | €336 | €383 | €236 | €204 | €1,592 | ▲ 679% |
| Recurring financial charges65 | €336 | €383 | €236 | €204 | €1,592 | ▲ 679% |
| Profit (loss) for the period before taxes9903 | -€8,651 | -€11,619 | €3,741 | €3,066 | €3,787 | ▲ 23.5% |
| Income taxes67/77 | - | €893 | - | - | - | - |
| Profit (loss) for the period9904 | -€8,651 | -€12,511 | €3,741 | €3,066 | €3,787 | ▲ 23.5% |
| Profit (loss) for the period to be appropriated9905 | -€8,651 | -€12,511 | €3,741 | €3,066 | €3,787 | ▲ 23.5% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €32,556 | €22,592 | €15,359 | €9,227 | €63,426 | ▲ 587% |
| Formation expenses20 | €913 | €731 | €731 | €548 | €244 | ▼ 55.6% |
| Fixed assets21/28 | €2,515 | €2,238 | €2,238 | €1,200 | €48,493 | ▲ 3,941% |
| Tangible fixed assets22/27 | €2,515 | €2,238 | €2,238 | €1,200 | €48,493 | ▲ 3,941% |
| Furniture and vehicles24 | €2,515 | €2,238 | €2,238 | €1,200 | €48,493 | ▲ 3,941% |
| Current assets29/58 | €29,127 | €19,624 | €12,391 | €7,479 | €14,689 | ▲ 96.4% |
| Stocks and contracts in progress3 | €8,800 | €9,900 | €4,900 | €2,900 | €2,795 | ▼ 3.6% |
| Stocks30/36 | €8,800 | €9,900 | €4,900 | €2,900 | €2,795 | ▼ 3.6% |
| Amounts receivable within one year40/41 | €2,431 | €1,710 | - | €3,000 | €8,643 | ▲ 188% |
| Trade receivables40 | - | - | - | €3,000 | €8,318 | ▲ 177% |
| Other amounts receivable41 | €2,431 | €1,710 | - | - | €325 | - |
| Cash at bank and in hand54/58 | €10,706 | €825 | €302 | €1,579 | €3,251 | ▲ 106% |
| Deferred charges and accrued income490/1 | €7,189 | €7,189 | €7,189 | - | - | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €32,556 | €22,592 | €15,359 | €9,227 | €63,426 | ▲ 587% |
| Equity10/15 | €12,164 | -€347 | €3,393 | €6,459 | €10,247 | ▲ 58.6% |
| Contributions10/11 | €100 | €100 | €100 | €100 | €100 | = |
| Capital10 | €100 | €100 | €100 | - | - | - |
| Issued capital100 | €100 | €100 | €100 | - | - | - |
| Outside capital11 | - | - | - | €100 | €100 | = |
| Other1109/19 | - | - | - | €100 | €100 | = |
| Reserves13 | €10 | €10 | €10 | €10 | €10 | = |
| Non-distributable reserves130/1 | €10 | €10 | €10 | €10 | €10 | = |
| Legal reserve130 | €10 | €10 | €10 | €10 | €10 | = |
| Profit (loss) carried forward14 | €12,054 | -€457 | €3,283 | €6,349 | €10,137 | ▲ 59.6% |
| Amounts payable17/49 | €20,392 | €22,940 | €11,966 | €2,767 | €53,179 | ▲ 1,822% |
| Amounts payable after more than one year17 | - | - | - | - | €31,076 | - |
| Financial debts170/4 | - | - | - | - | €31,076 | - |
| Amounts payable within one year42/48 | €20,392 | €22,940 | €11,966 | €2,767 | €22,103 | ▲ 699% |
| Current portion of amounts payable after more than one year42 | - | - | - | - | €8,350 | - |
| Financial debts43 | €12 | €12 | €12 | €12 | €12 | = |
| Credit institutions430/8 | €12 | €12 | €12 | €12 | €12 | = |
| Trade debts44 | €17,809 | €20,395 | €2,865 | €137 | €788 | ▲ 475% |
| Suppliers440/4 | €17,809 | €20,395 | €2,865 | €137 | €788 | ▲ 475% |
| Taxes, remuneration and social security45 | €2,571 | €2,533 | €6,130 | €2,618 | €12,952 | ▲ 395% |
| Taxes450/3 | €2,571 | €2,533 | €6,130 | €2,618 | €12,952 | ▲ 395% |
| Other amounts payable47/48 | - | - | €2,959 | - | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€8,651 | -€12,511 | €3,741 | €3,066 | €3,787 | ▲ 23.5% |
| + Depreciation and write-downs630 | €1,878 | €2,460 | - | €1,220 | €3,238 | ▲ 165% |
| Operating cash flow (approximation) | -€6,774 | -€10,051 | €3,741 | €4,287 | €7,026 | ▲ 63.9% |
| Investment in fixed assets (approximation) | - | -€2,183 | €0 | -€183 | -€50,532 | ▼ 27,567% |
| Change in cash | - | -€9,882 | -€523 | €1,277 | €1,673 | ▲ 31.0% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
03-09
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 34 days late
2025
23-05
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Liquidity triplescurrent ratio 2.70
Current ratio from 1.04 to 2.70; short-term debt falls from €11,966 to €2,767.
21-03
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Back to profitnet €3,741
Net result €3,741 after 2 loss-making years.
12-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Weakest financial yearnet -€12,511
Net result drops to -€12,511, the lowest in the series; recovery starts the following year.
28-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 59 days late
17-02
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 201 days late
2021
02-02
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 186 days late
2019
31-12
Financial
Liquidity times 69current ratio 183.27
Current ratio from 2.64 to 183.27; short-term debt falls from €7,055 to €68.
02-09
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 33 days late
2017
30-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lokeren · 3 establishment units since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Acacialaan 49160 LokerenGround area
340 m²
Building footprint
312 m²
Volume, LiDAR
2,443 m³
2 parcels, Flanders · tallest building 16.1 m, ±3 floors. Linked by address, not a title deed.
3 establishment units
KAPSALON CARIZMA
since 20192.289.213.757
PARLAKER
since 20242.353.900.780
KAPSALON CARIZMA
since 20262.393.571.901
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 46384E0243/00G000 | Flanders | 172 m² | 1 · 163 m² | 12.6 m · 3 fl. |
| 46014A0671/00M000 | Flanders | 168 m² | 1 · 149 m² | 16.1 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
2 of these parcels carry protected heritage: expect extra rules on renovation or sale.
Public money · subsidies and aid
Flemish government
2023 · 1 entry · 2,000 EUR awarded · 2,000 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2023 | 1 | 2,000 EUR | 2,000 EUR |
Schemes
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Of 10,663 companies in sector 47811 we hold annual accounts for 5,225. 2,126 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded22-04-2015
Fiscal year end31-12
Activities, NACEBEL 2025
47811Retail sale of cars and light vans (up to 3.5 tonnes)
96210Hairdressing and barber services
43120Site preparation
43350Other building finishing work
43910Bricklaying and masonry work
43990Other specialised construction activities
81210General cleaning of buildings
81220Other building cleaning and industrial cleaning
E-invoicing
Reachable via Peppol
Peppol ID
0208:0628810616
Also
9925:BE0628810616
Registered
28-11-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.