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PARIMAN

Active Risk: not assessed
Private limited companyfounded 200520 yrs activeLostraat 15, 8691 Alveringem, BelgiumKBO/BCE: BE 0878.199.101
Summary

PARIMAN is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €1.1m and a net result of €23,954. Equity remains stable across the filed fiscal years (±1.5% per year). Its solvency ranks better than 95% of 8102 sector peers (fiscal year 2025). The company has been active since 2005 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
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Signals

1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 16-12-2025, 46 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
46 d early
2024
43 d early
2023
56 d early
2022
6 d early
2021
48 d early
2020
39 d early
2019
42 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 40 days before the deadline; the sector median for financial year 2024 is 14 days before the deadline, and 28% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today. Usually files around 16 December (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
30-06-2026 close30-09-2026 today31-01-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 26 December 2005, PARIMAN was incorporated.1 Total assets went from EUR 1 million in 2019 to EUR 1.1 million in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2019 and 2025

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Financials · fiscal year 2025, micro schema

Equity
€1.1m▲ 2.2%
2024 · €1.1m
Net result
€23,954▲ 4.5%
2024 · €22,923
Total assets
€1.1m▲ 2.2%
2024 · €1.1m
Solvency
99.9%=
2024 · 99.9%
Trend over the years
In euros
In per cent
Ratio
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.

Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).

Every figure with its change against the fiscal year before
favourable unfavourable
Line20212022202320242025
Operating result€5,246▼ 91.4%€12,168▲ 132%€8,415▼ 30.8%€13,567▲ 61.2%€20,627▲ 52.0%
Net result€2,853below the sector's middle half▼ 93.2%€8,516within the sector's middle half▲ 198%€9,761within the sector's middle half▲ 14.6%€22,923within the sector's middle half▲ 135%€23,954within the sector's middle half▲ 4.5%
Equity€1.0mabove the sector's middle half▲ 0.3%€1.0mabove the sector's middle half▲ 0.8%€1.1mabove the sector's middle half▲ 0.9%€1.1mabove the sector's middle half▲ 2.2%€1.1mabove the sector's middle half▲ 2.2%
Total assets€1.0mabove the sector's middle half▼ 0.6%€1.1mabove the sector's middle half▲ 0.9%€1.1mabove the sector's middle half▲ 0.7%€1.1mabove the sector's middle half▲ 2.1%€1.1mabove the sector's middle half▲ 2.2%
Debt€2,885▼ 75.5%€4,266▲ 47.9%€1,669▼ 60.9%€1,012▼ 39.4%€746▼ 26.2%
Working capital€660,093above the sector's middle half▲ 1.7%€669,813above the sector's middle half▲ 1.5%€682,345above the sector's middle half▲ 1.9%€704,640above the sector's middle half▲ 3.3%€728,201above the sector's middle half▲ 3.3%
Solvency99.7%above the sector's middle half▲ 0.8pp99.6%above the sector's middle half▼ 0.1pp99.8%above the sector's middle half▲ 0.2pp99.9%above the sector's middle half▲ 0.1pp99.9%above the sector's middle half=
Current ratio
Return on assets (ROA)0.3%below the sector's middle half▼ 3.7pp0.8%below the sector's middle half▲ 0.5pp0.9%below the sector's middle half▲ 0.1pp2.1%within the sector's middle half▲ 1.2pp2.2%within the sector's middle half=
above within below the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€10,000€20,000Operating result 2021: €5,246€5,246Net result 2021: €2,853€2,853Operating result 2022: €12,168€12,168Net result 2022: €8,516€8,516Operating result 2023: €8,415€8,415Net result 2023: €9,761€9,761Operating result 2024: €13,567€13,567Net result 2024: €22,923€22,923Operating result 2025: €20,627€20,627Net result 2025: €23,954€23,95420212022202320242025€0€10,000€20,000Operating result 2023: €8,415€8,410Net result 2023: €9,761€9,760Operating result 2024: €13,567€13,600Net result 2024: €22,923€22,900Operating result 2025: €20,627€20,600Net result 2025: €23,954€24,000202320242025
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 52% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.1m
Fixed assets €376,500 =
Current assets €728,402 ▲ 3.4%
Equity and liabilities €1.1m
Equity €1.1m ▲ 2.2%
Debt €746 ▼ 26.2%
Debt's share of the balance-sheet total stays at 0.1%.
Key figures and ratios
2025 value · change against 2024
ROE
2.2%▲
2024 · 2.1%
Debt ≤ 1 year
€201▲
2024 · €74
Income taxes
€8,419▲
2024 · €7,904
A ratio outside any meaningful range has been withheld (balance sheet total €1.1m, equity €1.1m).
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 37 lines
Balance sheet Code20242025
Assets
Total assets20/58€1.1m€1.1m▲
Fixed assets21/28€376,500€376,500=
Tangible fixed assets22/27€376,500€376,500=
Land and buildings22€376,500€376,500=
Current assets29/58€704,714€728,402▲
Amounts receivable within one year40/41€36,530€195,058▲
Trade receivables40€0-
Other amounts receivable41€36,530€195,058▲
Current investments50/53€500,000€250,000▼
Cash at bank and in hand54/58€164,331€280,768▲
Deferred charges and accrued income490/1€3,853€2,577▼
Equity and liabilities
Total equity and liabilities10/49€1.1m€1.1m▲
Equity10/15€1.1m€1.1m▲
Contributions10/11€441,500€441,500=
Reserves13€22,131€22,131=
Distributable reserves133€22,131€22,131=
Profit (loss) carried forward14€616,571€640,525▲
Amounts payable17/49€1,012€746▼
Amounts payable within one year42/48€74€201▲
Trade debts44€21€148▲
Suppliers440/4€21€148▲
Other amounts payable47/48€53€53=
Accrued charges and deferred income492/3€938€545▼
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€0-
Other operating charges640/8€2,329€2,444▲
Gross operating margin9900€15,896€23,071▲
Operating profit (loss)9901€13,567€20,627▲
Financial income75/76B€17,441€11,986▼
Recurring financial income75€17,441€11,986▼
Financial charges65/66B€181€240▲
Recurring financial charges65€181€240▲
Profit (loss) for the period before taxes9903€30,827€32,373▲
Income taxes67/77€7,904€8,419▲
Profit (loss) for the period9904€22,923€23,954▲
Profit (loss) for the period to be appropriated9905€22,923€23,954▲
Appropriation of the result
Profit (loss) to be appropriated9906€616,571€640,525▲
Profit (loss) brought forward from the previous period14P€593,648€616,571▲

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€8,144€1,204€1,204€0--
Other operating charges640/8-€2,045€2,574€2,329€2,444▲ 5.0%
Gross operating margin9900€14,555€15,418€12,193€15,896€23,071▲ 45.1%
Operating profit (loss)9901€5,246€12,168€8,415€13,567€20,627▲ 52.0%
Financial income75/76B-€18€5,222€17,441€11,986▼ 31.3%
Recurring financial income75-€18€5,222€17,441€11,986▼ 31.3%
Financial charges65/66B-€377€260€181€240▲ 32.7%
Recurring financial charges65€136€377€260€181€240▲ 32.7%
Profit (loss) for the period before taxes9903€5,111€11,809€13,377€30,827€32,373▲ 5.0%
Income taxes67/77€2,257€3,293€3,616€7,904€8,419▲ 6.5%
Profit (loss) for the period9904€2,853€8,516€9,761€22,923€23,954▲ 4.5%
Profit (loss) for the period to be appropriated9905€2,853€8,516€9,761€22,923€23,954▲ 4.5%
Line20212022202320242025Change
Assets
Total assets20/58€1.0m€1.1m€1.1m€1.1m€1.1m▲ 2.2%
Fixed assets21/28€378,908€377,704€376,500€376,500€376,500=
Tangible fixed assets22/27€378,908€377,704€376,500€376,500€376,500=
Land and buildings22-€376,500€376,500€376,500€376,500=
Furniture and vehicles24-€1,204€0---
Current assets29/58€662,978€674,080€682,448€704,714€728,402▲ 3.4%
Amounts receivable within one year40/41€54,568€73,350€93,943€36,530€195,058▲ 434%
Trade receivables40-€33,211€32,065€0--
Other amounts receivable41-€40,139€61,878€36,530€195,058▲ 434%
Current investments50/53--€500,000€500,000€250,000▼ 50.0%
Cash at bank and in hand54/58€607,793€600,097€82,586€164,331€280,768▲ 70.9%
Deferred charges and accrued income490/1-€633€5,920€3,853€2,577▼ 33.1%
Equity and liabilities
Total equity and liabilities10/49€1.0m€1.1m€1.1m€1.1m€1.1m▲ 2.2%
Equity10/15€1.0m€1.0m€1.1m€1.1m€1.1m▲ 2.2%
Contributions10/11-€441,500€441,500€441,500€441,500=
Reserves13€22,131€22,131€22,131€22,131€22,131=
Non-distributable reserves130/1-€22,131€0---
Reserves not available under the articles1311-€22,131€0---
Distributable reserves133--€22,131€22,131€22,131=
Profit (loss) carried forward14€575,371€583,887€593,648€616,571€640,525▲ 3.9%
Amounts payable17/49€2,885€4,266€1,669€1,012€746▼ 26.2%
Amounts payable within one year42/48€2,885€4,266€103€74€201▲ 171%
Trade debts44€14€973€103€21€148▲ 597%
Suppliers440/4-€973€103€21€148▲ 597%
Taxes, remuneration and social security45-€3,293€0---
Taxes450/3-€3,293€0---
Other amounts payable47/48-€0-€53€53=
Accrued charges and deferred income492/3--€1,567€938€545▼ 41.8%
Line20212022202320242025Change
Profit (loss) for the period9904€2,853€8,516€9,761€22,923€23,954▲ 4.5%
+ Depreciation and write-downs630€8,144€1,204€1,204€0--
Operating cash flow (approximation)€10,997€9,720€10,965€22,923€23,954▲ 4.5%
Investment in fixed assets (approximation)-€0€0€0€0-
Change in cash--€7,696-€517,511€81,745€116,437▲ 42.4%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-01-2027
2025
16-12
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2024
19-12
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2023
06-12
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
30-06
Financial Liquidity times 42current ratio 6635.37
Current ratio from 158.00 to 6635.37; short-term debt falls from €4,266 to €103.
25-01
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2021
14-12
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
30-06
Financial Weakest financial yearnet €2,853 ▼93.2%
Net result drops to €2,853, the lowest in the series; recovery starts the following year.
30-06
Financial Liquidity quadruplescurrent ratio 229.82
Current ratio from 56.15 to 229.82; short-term debt falls from €11,769 to €2,885.
2020
23-12
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
30-06
Financial Equity above €1mEq €1.0m ▲4.2%
2 profitable years in a row build equity to €1.0m.
2019
20-12
NBB filing Annual accounts filed
fiscal year 2019 · micro schema
2018
14-12
NBB filing Annual accounts filed
fiscal year 2018 · micro schema
2017
15-12
NBB filing Annual accounts filed
fiscal year 2017 · micro schema
2016
20-12
NBB filing Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 5 acts read
About the unread acts

We know of 5 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Alveringem · 1 establishment unit since 2006
seat establishment The establishment unit on the map
Ground area
1.2 ha
Building footprint
183 m²
Volume, LiDAR
1,180 m³
Parcel 38015D0234/00K000, Flanders · tallest building 11.9 m, ±2 floors. Linked by address, not a title deed.
4 companies at this address See who is registered here
1 establishment unit
PARIMAN
Lostraat 15, 8691 AlveringemNACE 7012001
since 20062.151.162.664
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
38015D0234/00K000 Flanders 1.2 ha 1 · 182 m² 11.9 m · 2 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 24,728 companies in sector 64210 we hold annual accounts for 19,805. 12,454 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded26-12-2005
Fiscal year end30-06
Activities, NACEBEL 2025
64210Activities of holding companies
82990Other business support services
E-invoicing
Reachable via Peppol
Peppol ID 0208:0878199101
Also 9925:BE0878199101
Registered 15-05-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 30 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.