PARIDAENS AF
ActiveThe computed 12-month bankruptcy probability of PARIDAENS AF is 3.8% (moderate). The 2025 annual accounts show equity of €100k and a net result of €81k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 62% of 10289 sector peers (fiscal year 2025). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
70
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+40
Solvency74▲+40
Growth78▲+20
Track record94
Bankruptcy probability, 12 months
3.8%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €6k at 30 days acceptable
Liquidity tight (current ratio 1.28 against 0.65 in 2024; short-term debt: 51.2% and cash: 34.2% of total assets), and 51.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
48.8%
Return on assets
39.4%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-07-2026, 7 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
7 d early
2024
25 d late
2023
28 d late
2022
19 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€81k▲ 95.0%
2024 · €41k
2022: €34k
2023: €-61k
2024: €41k
2022 → 2025
Working capital
€29k
2024 · €-67k
2022: €-111k
2023: €-153k
2024: €-67k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€39k-€-22k€19k€100k▲ 418%
Operating result€52k-€23k▼ 55.6%€128k▲ 449%€103k▼ 19.3%
Net result€34k-€-61k€41k€81k▲ 95.0%
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 19% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €204k
Fixed assets
€71k▼ 24.5%
Current assets
€134k▲ 5.2%
Equity and liabilities €204k
Equity
€100k▲ 418%
Debt
€105k▼ 48.1%
The debt ratio falls from 91.3% to 51.2%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€164k▼
2024 · €181k
Cash flow
€141k▲
2024 · €95k
Solvency
48.8%▲
2024 · 8.7%
Current ratio
1.28▲
2024 · 0.65
Quick ratio
1.28▲
2024 · 0.65
Debt / equity
1.05▼
2024 · 10.47
ROE
80.7%▼
2024 · 214.4%
ROA
39.4%▲
2024 · 18.7%
Interest coverage
61.69▲
2024 · 2.09
Debt
€105k▼
2024 · €202k
Debt ≤ 1 year
€105k▼
2024 · €194k
Income taxes
€20k
Staff costs
€781k▲
2024 · €727k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€221k€204k▼
Formation expenses20-€0
Fixed assets21/28€94k€71k▼
Intangible fixed assets21€62k€24k▼
Tangible fixed assets22/27€32k€46k▲
Plant, machinery and equipment23€16k€18k▲
Furniture and vehicles24€8k€23k▲
Other tangible fixed assets26€8k€4k▼
Financial fixed assets28-€987
Current assets29/58€127k€134k▲
Amounts receivable within one year40/41€30k€63k▲
Trade receivables40€29k€29k▼
Other amounts receivable41€449€34k▲
Cash at bank and in hand54/58€97k€70k▼
Deferred charges and accrued income490/1€91€434▲
Equity and liabilities
Total equity and liabilities10/49€221k€204k▼
Equity10/15€19k€100k▲
Contributions10/11€5k€5k=
Reserves13€34k€34k=
Distributable reserves133€34k€34k=
Profit (loss) carried forward14€-20k€61k▲
Amounts payable17/49€202k€105k▼
Amounts payable after more than one year17€7k-
Financial debts170/4€7k-
Amounts payable within one year42/48€194k€105k▼
Current portion of amounts payable after more than one year42€8k€7k▼
Trade debts44€41k€36k▼
Suppliers440/4€41k€36k▼
Taxes, remuneration and social security45€86k€61k▼
Taxes450/3€7k€4k▼
Remuneration and social security454/9€78k€57k▼
Other amounts payable47/48€60k-
Income statement
Code20242025
Remuneration, social security and pensions62€727k€781k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€53k€61k▲
Other operating charges640/8€497€640▲
Gross operating margin9900€909k€946k▲
Operating profit (loss)9901€128k€103k▼
Financial income75/76B€41€104▲
Recurring financial income75€41€104▲
Financial charges65/66B€87k€3k▼
Recurring financial charges65€87k€3k▼
Profit (loss) for the period before taxes9903€41k€101k▲
Income taxes67/77-€20k
Profit (loss) for the period9904€41k€81k▲
Profit (loss) for the period to be appropriated9905€41k€81k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-20k€61k▲
Profit (loss) brought forward from the previous period14P€-61k€-20k▲
Social balance
Average headcount (FTE)908718.818.8=
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
09-09
State Gazette act
General meeting · Director resignationGeneral meeting · Director resignation · Director appointment5 facts ▸
State Gazette act
General meeting · Director resignation
General meeting · Director resignation · Director appointment5 facts ▸
- General meeting, 2026-08-27
- Director resignation, Anne-Françoise PARIDAENS (administrateur)
- Director appointment, Xavier ELBERG (administrateur)
- Board composition, administrateur unique, 2026-08-27
- Power of attorney, BEYOND LAW FIRM
24-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Highest result since 2022net €81k ▲95%
Net result €81k, the highest in the series.
25-08
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 25 days late
2024
31-12
Financial
Back to profitnet €41k
Net result €41k after one loss-making year.
28-08
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 28 days late
2023
31-12
Financial
Weakest financial yearnet €-61k ▼280%
Net result drops to €-61k, the lowest in the series; recovery starts the following year.
12-07
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 directors, no change since 2026
Xavier ELBERG
CurrentDirector · since 27-08-2026
27-08-2026
Xavier ELBERG: Appointed as Director
27-08-2026
Anne-Françoise PARIDAENS: Resigned as Director
Location & real-estate footprint
Registered office, Brussel · 2 establishment units since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Franklinstraat 401000 BrusselGround area
679 m²
Building footprint
751 m²
Volume, LiDAR
12,269 m³
2 parcels, Brussels · tallest building 25.6 m, ±7 floors. Linked by address, not a title deed.
2 establishment units
PARIDAENS AF
since 20212.321.268.891
FAIT MAISON
since 20222.330.477.854
2 parcels
Brussels
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21807G0186/00E000 | Brussels | 615 m² | 1 · 685 m² | 25.6 m · 7 fl. |
| 21806F0293/00F008 | Brussels | 64 m² | 1 · 66 m² | 14.9 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
2 sitesBrussel2.330.477.854
Brussel2.321.268.891
Legal Entity Identifier
984500CBEC1PSCEC4C93
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Of 10,527 companies in sector 47110 we hold annual accounts for 5,862. 4,650 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded06-09-2021
Fiscal year end31-12
Activities, NACEBEL
47110Non-specialised retail sale with food, beverages or tobacco predominating
47112Retail trade
56102Limited-service restaurants
56112Limited-service restaurants, excluding mobile food services
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:anne.paridaens@faitmaison.be
Phone:+32479978012