PARFUMA
ActiveSummary
PARFUMA has been active since 1968 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €659k and a net result of €11k. Equity is growing by ~5.4% per year across the filed fiscal years. Its solvency ranks better than 40% of 10407 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability32▼-10
Solvency54▲+6
Growth52=
Track record100
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €35k at 30 days acceptable
Liquidity ample (current ratio 2.99 against 2.66 in 2024; short-term debt: 23.8% and cash: 6.4% of total assets), but 71.4% of the assets are financed with debt.
Credit check for your own amount and term
Open the credit simulator : see how the verdict changes with amount, term and advance.
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
28.6%
Return on assets
0.5%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-07-2026, 3 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
3 d early
2024
8 d early
2023
9 d early
2022
24 d late
2021
2 d late
2020
20 d late
2019
36 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€659k▲ 1.7%
2024 · €648k
Total assets
€2.31M▼ 18.8%
2024 · €2.84M
Net result
€11k▼ 90.2%
2024 · €115k
Working capital
€1.09M▼ 17.7%
2024 · €1.33M
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€133k▲ 69.7%€-201k€210k€250k▲ 19.1%€108k▼ 57.0%
Net result€153k▲ 59.7%€-167k€60k€115k▲ 92.8%€11k▼ 90.2%
Equity€663k▲ 28.0%€496k▼ 25.2%€544k▲ 9.7%€648k▲ 19.1%€659k▲ 1.7%
Total assets€2.71M▲ 42.2%€2.49M▼ 8.1%€2.82M▲ 12.8%€2.84M▲ 0.8%€2.31M▼ 18.8%
Debt€2.05M▲ 47.5%€2.00M▼ 2.5%€2.27M▲ 13.6%€2.19M▼ 3.5%€1.65M▼ 24.9%
Working capital€898k▲ 47.8%€668k▼ 25.5%€1.29M▲ 92.6%€1.33M▲ 3.1%€1.09M▼ 17.7%
Staff (FTE)18.5▲ 5.7%22.3▲ 20.5%23.3▲ 4.5%21▼ 9.9%17.6▼ 16.2%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 57% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €2.31M
Fixed assets
€665k ▼ 6.7%
Current assets
€1.64M ▼ 22.9%
Equity and liabilities €2.31M
Equity
€659k ▲ 1.7%
Debt
€1.65M ▼ 24.9%
Debt's share of the balance-sheet total falls from 77.2% to 71.4%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€170k▼
2024 · €315k
Cash flow
€73k▼
2024 · €180k
Current ratio
2.99▲
2024 · 2.66
Quick ratio
1.29▲
2024 · 1.15
Debt to equity
2.50▼
2024 · 3.38
ROE
1.7%▼
2024 · 17.8%
ROA
0.5%▼
2024 · 4.1%
Interest coverage
1.47▼
2024 · 2.21
Debt ≤ 1 year
€548k▼
2024 · €799k
Debt > 1 year
€1.02M▼
2024 · €1.29M
Income taxes
€13k▼
2024 · €28k
Staff costs
€1.03M▼
2024 · €1.07M
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | €809k | €1.11M | €1.13M | €1.07M | €1.03M | ▼ 3.7% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €118k | €62k | €64k | €65k | €62k | ▼ 4.6% |
| Other operating charges640/8 | €70k | €88k | €9k | €4k | €2k | ▼ 46.0% |
| Gross operating margin9900 | €1.13M | €1.06M | €1.42M | €1.39M | €1.20M | ▼ 13.5% |
| Operating profit (loss)9901 | €133k | €-201k | €210k | €250k | €108k | ▼ 57.0% |
| Financial income75/76B | €48k | €48k | €55k | €36k | €32k | ▼ 9.8% |
| Recurring financial income75 | €48k | €48k | €55k | €36k | €32k | ▼ 9.8% |
| Financial charges65/66B | €21k | €13k | €203k | €143k | €115k | ▼ 19.5% |
| Recurring financial charges65 | €21k | €13k | €203k | €143k | €115k | ▼ 19.5% |
| Profit (loss) for the period before taxes9903 | €159k | €-167k | €63k | €143k | €25k | ▼ 82.8% |
| Income taxes67/77 | €7k | €101 | €3k | €28k | €13k | ▼ 51.9% |
| Profit (loss) for the period9904 | €153k | €-167k | €60k | €115k | €11k | ▼ 90.2% |
| Transfer from tax-exempt reserves789 | €38k | €0 | - | - | - | - |
| Profit (loss) for the period to be appropriated9905 | €190k | €-167k | €60k | €115k | €11k | ▼ 90.2% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €2.71M | €2.49M | €2.82M | €2.84M | €2.31M | ▼ 18.8% |
| Fixed assets21/28 | €764k | €802k | €773k | €713k | €665k | ▼ 6.7% |
| Intangible fixed assets21 | €3k | €3k | €3k | €3k | €3k | = |
| Tangible fixed assets22/27 | €761k | €799k | €770k | €709k | €662k | ▼ 6.7% |
| Land and buildings22 | - | - | €660k | €615k | €574k | ▼ 6.7% |
| Plant, machinery and equipment23 | €749k | €788k | €102k | €90k | €87k | ▼ 3.1% |
| Furniture and vehicles24 | €12k | €11k | €8k | €4k | €918 | ▼ 79.2% |
| Financial fixed assets28 | €525 | €525 | €525 | €525 | €525 | = |
| Current assets29/58 | €1.95M | €1.69M | €2.04M | €2.13M | €1.64M | ▼ 22.9% |
| Stocks and contracts in progress3 | €944k | €1.02M | €1.16M | €1.21M | €935k | ▼ 22.8% |
| Stocks30/36 | €944k | €1.02M | €1.16M | €1.21M | €935k | ▼ 22.8% |
| Amounts receivable within one year40/41 | €496k | €276k | €569k | €692k | €433k | ▼ 37.4% |
| Trade receivables40 | €434k | €276k | €559k | €691k | €432k | ▼ 37.5% |
| Other amounts receivable41 | €62k | €0 | €10k | €1k | €1k | ▼ 7.4% |
| Cash at bank and in hand54/58 | €169k | €92k | €180k | €105k | €149k | ▲ 41.4% |
| Deferred charges and accrued income490/1 | €341k | €304k | €136k | €118k | €124k | ▲ 5.2% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €2.71M | €2.49M | €2.82M | €2.84M | €2.31M | ▼ 18.8% |
| Equity10/15 | €663k | €496k | €544k | €648k | €659k | ▲ 1.7% |
| Contributions10/11 | €50k | €50k | €50k | €50k | €50k | = |
| Reserves13 | €613k | €446k | €494k | €598k | €609k | ▲ 1.9% |
| Non-distributable reserves130/1 | €5k | €5k | €0 | - | - | - |
| Reserves not available under the articles1311 | €5k | €5k | €0 | - | - | - |
| Tax-exempt reserves132 | €0 | - | - | - | - | - |
| Distributable reserves133 | €608k | €441k | €494k | €598k | €609k | ▲ 1.9% |
| Profit (loss) carried forward14 | €0 | €0 | €0 | €0 | €0 | - |
| Amounts payable17/49 | €2.05M | €2.00M | €2.27M | €2.19M | €1.65M | ▼ 24.9% |
| Amounts payable after more than one year17 | €931k | €890k | €1.35M | €1.29M | €1.02M | ▼ 20.6% |
| Financial debts170/4 | €931k | €890k | €1.35M | €1.29M | €1.02M | ▼ 20.6% |
| Amounts payable within one year42/48 | €1.05M | €1.02M | €755k | €799k | €548k | ▼ 31.4% |
| Current portion of amounts payable after more than one year42 | €160k | €119k | €169k | €158k | €93k | ▼ 41.3% |
| Trade debts44 | €727k | €754k | €342k | €410k | €274k | ▼ 33.1% |
| Suppliers440/4 | €727k | €754k | €342k | €410k | €274k | ▼ 33.1% |
| Taxes, remuneration and social security45 | €158k | €151k | €221k | €221k | €181k | ▼ 18.3% |
| Taxes450/3 | €85k | €41k | €101k | €116k | €95k | ▼ 18.2% |
| Remuneration and social security454/9 | €73k | €109k | €120k | €105k | €86k | ▼ 18.5% |
| Other amounts payable47/48 | €7k | €0 | €22k | €9k | €0 | ▼ 100% |
| Accrued charges and deferred income492/3 | €69k | €85k | €164k | €102k | €74k | ▼ 28.0% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €153k | €-167k | €60k | €115k | €11k | ▼ 90.2% |
| + Depreciation and write-downs630 | €118k | €62k | €64k | €65k | €62k | ▼ 4.6% |
| Operating cash flow (approximation) | €271k | €-105k | €124k | €180k | €73k | ▼ 59.3% |
| Investment in fixed assets (approximation) | - | €-100k | €-35k | €-5k | €-14k | ▼ 199% |
| Change in cash | - | €-76k | €88k | €-75k | €44k | ▲ 158% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
23-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
22-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Back to profitnet €60k
Net result €60k after one loss-making year.
31-12
Financial
Equity above €500kEq €544k ▲9.7%
Equity rises from €496k to €544k.
24-08
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 24 days late
2022
31-12
Financial
Weakest financial yearnet €-167k
Net result drops to €-167k, the lowest in the series; recovery starts the following year.
02-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 2 days late
2021
20-08
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 20 days late
2020
31-12
Financial
Equity above €500kEq €518k ▲21.7%
3 profitable years in a row build equity to €518k.
25-06
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
22-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
28-06
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
03-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 2 establishment units since 1968
Ground area
5,990 m²
Building footprint
4,787 m²
Volume, LiDAR
84,956 m³
2 parcels, Flanders · tallest building 48.0 m, ±6 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
2 establishment units
PARFUMA BVBA
since 19682.001.966.073
Mechelsesteenweg 1, 2540 Hove
since 20212.324.561.349
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11803C2257/00C000 | Flanders | 3,609 m² | 1 · 3,143 m² | 48.0 m · 6 fl. |
| 11021A0288/00C004 | Flanders | 2,382 m² | 1 · 1,644 m² | 7.3 m · 1 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 3 entries · 17,013 EUR awarded · 17,013 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 4,590 EUR | 4,590 EUR |
| 2023 | 1 | 6,154 EUR | 6,154 EUR |
| 2022 | 1 | 6,269 EUR | 6,269 EUR |
Schemes
Vlaamse ondersteuningspremie (VOP) voor werkgevers (uitdovend stelsel)
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Recognitions · licences · registrations
Food safety, FASFC
2 sitesAntwerpen2.001.966.073
Hove2.324.561.349
Similar companies · same sector, comparable size
Estée Lauder Cosmetics
BE 0403.769.032
Machelen (Brab.) · Eq €679k
L'OCCITANE BELGIUM
BE 0874.598.124
Antwerpen · Eq €691k
THE NETWORK HOLDING
BE 0537.445.227
Hasselt · Eq €613k
PLACE VENDOME
BE 0445.294.336
Wevelgem · Eq €712k
VS PHARMA
BE 0827.022.196
Chaudfontaine · Eq €720k
Of 2,075 companies in sector 47750 we hold annual accounts for 517. 204 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded06-06-1968
Fiscal year end31-12
Activities, NACEBEL 2025
47750Retail sale of cosmetics and toilet articles
47120Other non-specialised retail sale
47715Retail trade
68203Renting and operating of own or leased non-residential real estate, excluding land
96220Beauty care and other beauty treatments
Scores and ratios are computed by Checked and are not a credit decision.