Summary
Parfiné is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2024 annual accounts show equity of €14,187 and a net result of €12,654. Equity remains stable across the filed fiscal years (±0% per year). Its solvency ranks better than 30% of 3318 sector peers (fiscal year 2024). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
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Signals
1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 09-10-2025, 70 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 3 filingsDeviation from the deadline
2025
not confirmed
2024
70 d late
2023
153 d late
2022
70 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 3 accounts on average 98 days after the deadline; the sector median for financial year 2024 is 5 days before the deadline, and 38% of the sector filed late.
Checked, nothing found (1)
History
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Financials · fiscal year 2024, micro schema
Equity
€14,187=
2023 · €14,187
Net result
€12,654▲ 43.7%
2023 · €8,804
Total assets
€51,155▲ 54.2%
2023 · €33,184
Solvency
27.7%▼ 15.0pp
2023 · 42.8%
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 66, Activities auxiliary to financial services and insurance activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line202220232024
Operating result€14,729-€11,928▼ 19.0%€19,136▲ 60.4%
Net result€9,987within the sector's middle half-€8,804within the sector's middle half▼ 11.8%€12,654within the sector's middle half▲ 43.7%
Equity€14,187below the sector's middle half-€14,187below the sector's middle half=€14,187below the sector's middle half=
Total assets€32,288below the sector's middle half-€33,184below the sector's middle half▲ 2.8%€51,155below the sector's middle half▲ 54.2%
Debt€18,101-€18,997▲ 5.0%€36,968▲ 94.6%
Working capital€14,187within the sector's middle half-€6,367within the sector's middle half▼ 55.1%€7,997within the sector's middle half▲ 25.6%
Solvency43.9%within the sector's middle half-42.8%within the sector's middle half▼ 1.2pp27.7%within the sector's middle half▼ 15.0pp
Current ratio1.78within the sector's middle half-1.34within the sector's middle half▼ 0.451.22within the sector's middle half▼ 0.12
Return on assets (ROA)30.9%above the sector's middle half-26.5%above the sector's middle half▼ 4.4pp24.7%above the sector's middle half▼ 1.8pp
above
within
below
the middle half (P25 to P75) of NACE 66, Activities auxiliary to financial services and insurance activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2024; 2024 is 60% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €51,155
Fixed assets
€6,190 ▼ 20.8%
Current assets
€44,965 ▲ 77.3%
Equity and liabilities €51,155
Equity
€14,187 =
Debt
€36,968 ▲ 94.6%
Debt's share of the balance-sheet total rises from 57.2% to 72.3%. Debt is higher.
Key figures and ratios
ROE
89.2%▲
2023 · 62.1%
Debt ≤ 1 year
€36,968▲
2023 · €18,997
Income taxes
€4,658▲
2023 · €2,771
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | - | €628 | €2,009 | ▲ 220% |
| Other operating charges640/8 | €348 | €2,689 | €1,558 | ▼ 42.1% |
| Gross operating margin9900 | €15,077 | €15,245 | €22,703 | ▲ 48.9% |
| Operating profit (loss)9901 | €14,729 | €11,928 | €19,136 | ▲ 60.4% |
| Financial charges65/66B | €60 | €353 | €1,824 | ▲ 417% |
| Recurring financial charges65 | €60 | €353 | €1,824 | ▲ 417% |
| Profit (loss) for the period before taxes9903 | €14,669 | €11,575 | €17,312 | ▲ 49.6% |
| Income taxes67/77 | €4,682 | €2,771 | €4,658 | ▲ 68.1% |
| Profit (loss) for the period9904 | €9,987 | €8,804 | €12,654 | ▲ 43.7% |
| Profit (loss) for the period to be appropriated9905 | €9,987 | €8,804 | €12,654 | ▲ 43.7% |
| Line | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|
| Assets | ||||
| Total assets20/58 | €32,288 | €33,184 | €51,155 | ▲ 54.2% |
| Fixed assets21/28 | - | €7,820 | €6,190 | ▼ 20.8% |
| Intangible fixed assets21 | - | €6,099 | €4,848 | ▼ 20.5% |
| Tangible fixed assets22/27 | - | €1,721 | €1,342 | ▼ 22.0% |
| Furniture and vehicles24 | - | €1,721 | €1,342 | ▼ 22.0% |
| Current assets29/58 | €32,288 | €25,364 | €44,965 | ▲ 77.3% |
| Amounts receivable within one year40/41 | €21,852 | €11,927 | €25,791 | ▲ 116% |
| Trade receivables40 | €20,021 | €9,451 | €23,450 | ▲ 148% |
| Other amounts receivable41 | €1,831 | €2,476 | €2,341 | ▼ 5.5% |
| Cash at bank and in hand54/58 | €10,436 | €12,807 | €19,174 | ▲ 49.7% |
| Deferred charges and accrued income490/1 | - | €630 | - | - |
| Equity and liabilities | ||||
| Total equity and liabilities10/49 | €32,288 | €33,184 | €51,155 | ▲ 54.2% |
| Equity10/15 | €14,187 | €14,187 | €14,187 | = |
| Contributions10/11 | €5,000 | €5,000 | €5,000 | = |
| Reserves13 | €9,187 | €9,187 | €9,187 | = |
| Distributable reserves133 | €9,187 | €9,187 | €9,187 | = |
| Amounts payable17/49 | €18,101 | €18,997 | €36,968 | ▲ 94.6% |
| Amounts payable within one year42/48 | €18,101 | €18,997 | €36,968 | ▲ 94.6% |
| Trade debts44 | €11,970 | €232 | €5,975 | ▲ 2,475% |
| Suppliers440/4 | €11,970 | €232 | €5,975 | ▲ 2,475% |
| Taxes, remuneration and social security45 | €5,571 | €12,602 | €14,707 | ▲ 16.7% |
| Taxes450/3 | €5,571 | €12,602 | €14,707 | ▲ 16.7% |
| Other amounts payable47/48 | €560 | €6,163 | €16,286 | ▲ 164% |
| Line | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|
| Profit (loss) for the period9904 | €9,987 | €8,804 | €12,654 | ▲ 43.7% |
| + Depreciation and write-downs630 | - | €628 | €2,009 | ▲ 220% |
| Operating cash flow (approximation) | €9,987 | €9,432 | €14,663 | ▲ 55.5% |
| Investment in fixed assets (approximation) | - | - | -€379 | - |
| Change in cash | - | €2,371 | €6,367 | ▲ 169% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2026
23-03
State Gazette act
Incorporation · Founder
Founding capital · Corporate purpose
2025
09-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 70 days late
2024
31-12
Financial
Highest result since 2022net €12,654 ▲43.7%
Operating result €19,136, net result €12,654, both a record.
31-12
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 153 days late
2023
31-12
Financial
Weakest financial yearnet €8,804 ▼11.8%
Net result drops to €8,804, the lowest in the series; recovery starts the following year.
09-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 70 days late
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2022
Ground area
209 m²
Building footprint
83 m²
Volume, LiDAR
600 m³
Parcel 11423B0268/00E006, Flanders · tallest building 8.2 m, ±2 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
Parfiné
since 20222.330.985.323
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11423B0268/00E006 | Flanders | 209 m² | 1 · 83 m² | 8.2 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2023 to 2025 · 3 entries · 1,535 EUR awarded · 1,535 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 81 EUR | 81 EUR |
| 2024 | 1 | 79 EUR | 79 EUR |
| 2023 | 1 | 1,375 EUR | 1,375 EUR |
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Of 237 companies in sector 66290 we hold annual accounts for 145. 69 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded31-03-2022
Fiscal year end31-12
Activities, NACEBEL 2025
66290Activities auxiliary to financial services and insurance activities
70200Business and other management consultancy
Contact
E-invoicing
Reachable via Peppol
Peppol ID
0208:0784275583
Registered
20-12-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 30 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.