PARFINANS
ActivePARFINANS has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €65k and a net result of €7k. Equity is growing by ~2.9% per year across the filed fiscal years. Its solvency ranks better than 81% of 31662 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
84
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability80▲+4
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity ample (current ratio 20.34 against 81.43 in 2024; short-term debt: 4.8% and cash: 11% of total assets), and 16.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
83.8%
Return on assets
9.2%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 07-04-2026, 115 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
115 d early
2024
3 d early
2023
149 d early
2022
144 d early
2021
74 d early
2020
128 d early
2019
108 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€65k▲ 12.4%
2024 · €57k
2018: €50k
2019: €51k
2020: €51k
2021: €58k
2022: €58k
2023: €54k
2024: €57k
2018 → 2025
Total assets
€77k▲ 14.9%
2024 · €67k
2018: €51k
2019: €53k
2020: €57k
2021: €66k
2022: €66k
2023: €65k
2024: €67k
2018 → 2025
Net result
€7k▲ 95.9%
2024 · €4k
2018: €-6k
2019: €1k
2020: €-233
2021: €6k
2022: €827
2023: €-5k
2024: €4k
2018 → 2025
Working capital
€72k▲ 9.3%
2024 · €66k
2018: €50k
2019: €51k
2020: €56k
2021: €62k
2022: €63k
2023: €62k
2024: €66k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€58k-€58k▲ 1.4%€54k▼ 8.0%€57k▲ 6.7%€65k▲ 12.4%
Operating result€8k-€2k▼ 75.8%€-5k€4k€10k▲ 170%
Net result€6k-€827▼ 87.2%€-5k€4k€7k▲ 95.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 170% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €77k
Fixed assets
€2k▲ 176%
Current assets
€75k▲ 13.5%
Equity and liabilities €77k
Equity
€65k▲ 12.4%
Debt
€12k▲ 30.2%
The debt ratio rises from 14.3% to 16.2%. Equity and debt are higher.
Key figures and ratios
EBITDA
€10k▲
2024 · €4k
Cash flow
€8k▲
2024 · €4k
Solvency
83.8%▼
2024 · 85.7%
Current ratio
20.34▼
2024 · 81.43
Quick ratio
20.34▼
2024 · 81.43
Debt / equity
0.19▲
2024 · 0.17
ROE
11.0%▲
2024 · 6.3%
ROA
9.2%▲
2024 · 5.4%
Interest coverage
28.24▲
2024 · 21.08
Debt
€12k▲
2024 · €10k
Debt ≤ 1 year
€4k▲
2024 · €815
Income taxes
€3k▲
2024 · €1k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€67k€77k▲
Fixed assets21/28€589€2k▲
Tangible fixed assets22/27€589€2k▲
Plant, machinery and equipment23-€1k
Furniture and vehicles24€589€387▼
Current assets29/58€66k€75k▲
Amounts receivable within one year40/41€7k€16k▲
Trade receivables40€3k€12k▲
Other amounts receivable41€4k€4k▼
Current investments50/53-€50k
Cash at bank and in hand54/58€59k€8k▼
Deferred charges and accrued income490/1€275€434▲
Equity and liabilities
Total equity and liabilities10/49€67k€77k▲
Equity10/15€57k€65k▲
Contributions10/11€80k€80k=
Profit (loss) carried forward14€-23k€-15k▲
Amounts payable17/49€10k€12k▲
Amounts payable within one year42/48€815€4k▲
Trade debts44-€2k
Suppliers440/4-€2k
Taxes, remuneration and social security45-€411
Taxes450/3-€411
Other amounts payable47/48€815€1k▲
Accrued charges and deferred income492/3€9k€9k=
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€172€468▲
Other operating charges640/8€387€463▲
Gross operating margin9900€4k€10k▲
Operating profit (loss)9901€4k€10k▲
Financial income75/76B€1k€1k▼
Recurring financial income75€1k€1k▼
Financial charges65/66B€176€354▲
Recurring financial charges65€176€354▲
Profit (loss) for the period before taxes9903€5k€11k▲
Income taxes67/77€1k€3k▲
Profit (loss) for the period9904€4k€7k▲
Profit (loss) for the period to be appropriated9905€4k€7k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-23k€-15k▲
Profit (loss) brought forward from the previous period14P€-26k€-23k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
07-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2018net €7k ▲95.9%
Operating result €10k, net result €7k, both a record.
28-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €4k
Net result €4k after one loss-making year.
31-12
Financial
Liquidity quadruplescurrent ratio 81.43
Current ratio from 22.57 to 81.43; short-term debt falls from €3k to €815.
04-03
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
09-03
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
18-05
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Back to profitnet €6k
Net result €6k after one loss-making year.
25-03
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
14-04
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Back to profitnet €1k
Net result €1k after one loss-making year.
09-04
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
24-04
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
12-05
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ukkel · 1 establishment unit since 2012
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Hochelaan 341180 UkkelGround area
404 m²
Building footprint
116 m²
Volume, LiDAR
628 m³
Parcel 21612D0490/00H017, Brussels · tallest building 10.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Hochelaan 34, 1180 Ukkel
since 20122.215.340.240
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21612D0490/00H017 | Brussels | 404 m² | 1 · 116 m² | 10.6 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
984500B9681E36356B96
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STRATEGOS CONSULTING
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Of 82,570 companies in sector 70200 we hold annual accounts for 52,574. 39,313 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded20-12-2012
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
64200Holdings
64210Activities of holding companies
Sources
Crossroads Bank for EnterprisesNational Bank · 13 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.