Parent & Y SRL
ActiveThe computed 12-month bankruptcy probability of Parent & Y SRL is 1.6% (moderate). The 2025 annual accounts show equity of €29k and a net result of €9k. Equity is growing by ~60.3% per year across the filed fiscal years. Its solvency ranks better than 65% of 10252 sector peers (fiscal year 2025). The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
63
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability86▼-6
Solvency77=
Growth85=
Track record100
Bankruptcy probability, 12 months
1.6%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €1.5k at 30 days acceptable
Liquidity ample (current ratio 1.96 against 1.92 in 2024; short-term debt: 47.8% and cash: 3.5% of total assets), and 47.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
52.2%
Return on assets
17.3%
Age of the figures
11 mo
neutral · Filed after the deadline
The financial year that closed on 31-10-2025 was due by 31-05-2026 and was filed on 29-08-2026, 90 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 6 filingsDeviation from the deadline
2025
90 d late
2024
43 d late
2023
1 d early
2022
2 d early
2021
1 d early
2020
36 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-10-2026 and is due by 31-05-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-10-2026 close31-05-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
€115k▲ 44.4%
2024 · €80k
2020: €37k
2021: €6k
2022: €67k
2023: €49k
2024: €80k
2020 → 2025
EBIT margin
13.5%▼ 1.6pp
2024 · 15.1%
2020: 17.9%
2021: -114.0%
2022: 11.2%
2023: 11.6%
2024: 15.1%
2020 → 2025
Net result
€9k▲ 14.6%
2024 · €8k
2020: €6k
2021: €-6k
2022: €6k
2023: €4k
2024: €8k
2020 → 2025
Working capital
€25k▲ 57.1%
2024 · €16k
2020: €336
2021: €-4k
2022: €7k
2023: €11k
2024: €16k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€6k-€67k▲ 1,125%€49k▼ 27.0%€80k▲ 61.6%€115k▲ 44.4%
Equity€1k-€7k▲ 544%€11k▲ 56.6%€19k▲ 76.1%€29k▲ 49.5%
Operating result€-6k-€8k€6k▼ 24.2%€12k▲ 110%€16k▲ 29.4%
Net result€-6k-€6k€4k▼ 33.0%€8k▲ 110%€9k▲ 14.6%
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 29% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €55k
Fixed assets
€4k▲ 11.5%
Current assets
€51k▲ 53.8%
Equity and liabilities €55k
Equity
€29k▲ 49.5%
Debt
€26k▲ 50.8%
The debt ratio rises from 47.6% to 47.8%. Equity and debt are higher.
Key figures and ratios
EBITDA
€16k▲
2024 · €12k
Cash flow
€10k▲
2024 · €8k
Solvency
52.2%▼
2024 · 52.4%
Current ratio
1.96▲
2024 · 1.92
Quick ratio
1.96▲
2024 · 1.92
Debt / equity
0.92▲
2024 · 0.91
ROE
33.1%▼
2024 · 43.2%
ROA
17.3%▼
2024 · 22.6%
Interest coverage
20.75▲
2024 · 16.11
Debt
€26k▲
2024 · €17k
Debt ≤ 1 year
€26k▲
2024 · €17k
Income taxes
€8k▲
2024 · €5k
Staff costs
€216▼
2024 · €3k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€37k€55k▲
Fixed assets21/28€3k€4k▲
Tangible fixed assets22/27€3k€4k▲
Plant, machinery and equipment23€3k€4k▲
Financial fixed assets28€392-
Current assets29/58€33k€51k▲
Amounts receivable within one year40/41€31k€47k▲
Trade receivables40-€3k
Other amounts receivable41€31k€44k▲
Cash at bank and in hand54/58€263€2k▲
Deferred charges and accrued income490/1€2k€3k▲
Equity and liabilities
Total equity and liabilities10/49€37k€55k▲
Equity10/15€19k€29k▲
Contributions10/11€1k€1k=
Capital10€1k€1k=
Issued capital100€1k€1k=
Profit (loss) carried forward14€18k€28k▲
Amounts payable17/49€17k€26k▲
Amounts payable within one year42/48€17k€26k▲
Trade debts44€2k€2k▲
Suppliers440/4€2k€2k▲
Taxes, remuneration and social security45€15k€24k▲
Taxes450/3€15k€24k▲
Income statement
Code20242025
Turnover70€80k€115k▲
Goods, raw materials, services and sundry goods60/61€61k€99k▲
Remuneration, social security and pensions62€3k€216▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€117€890▲
Other operating charges640/8€4k€4k▲
Gross operating margin9900€19k€21k▲
Operating profit (loss)9901€12k€16k▲
Financial income75/76B€2k€3k▲
Recurring financial income75€2k€3k▲
Financial charges65/66B€751€790▲
Recurring financial charges65€751€790▲
Profit (loss) for the period before taxes9903€13k€17k▲
Income taxes67/77€5k€8k▲
Profit (loss) for the period9904€8k€9k▲
Profit (loss) for the period to be appropriated9905€8k€9k▲
Appropriation of the result
Profit (loss) to be appropriated9906€18k€28k▲
Profit (loss) brought forward from the previous period14P€10k€18k▲
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 90 days late
2025
31-10
Financial
Highest result since 2020net €9k ▲14.6%
Operating result €16k, net result €9k, both a record.
13-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 43 days late
2024
30-05
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
29-05
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
31-10
Financial
Back to profitnet €6k
Net result €6k after one loss-making year.
31-10
Financial
Liquidity times 26current ratio 1.47
Current ratio from 0.06 to 1.47.
30-05
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-10
Financial
Weakest financial yearnet €-6k ▼199%
Net result drops to €-6k, the lowest in the series; recovery starts the following year.
25-04
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Court-Saint-Etienne · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue de Sart 311490 Court-Saint-EtienneGround area
2,475 m²
Building footprint
210 m²
Volume, LiDAR
1,424 m³
Parcel 25023D0177/00C000, Wallonia · tallest building 9.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
P&Y
since 20192.289.044.206
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25023D0177/00C000 | Wallonia | 2,475 m² | 1 · 210 m² | 9.6 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 1,287 companies in sector 47690 we hold annual accounts for 424. 293 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded05-03-2019
Fiscal year end31-10
Abbreviation FR
GAP
Activities, NACEBEL
47690Retail sale of other cultural and recreation goods
47787Retail trade
70200Business and other management consultancy
70220Business consulting
90031Arts creation and performing arts activities
90111Literary creation
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.