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Parelhuis

Active
Private limited companyfounded 2024active for 2 yearsSteenweg 88, 3540 Herk-de-Stad, BelgiumKBO/BCE: BE 1011.888.360
Summary

Parelhuis has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €771,139 and a net result of -€3,865. The computed 12-month bankruptcy probability is 0.9% (low).

Overview

Activity
“Aankoop,verbouwing,verkoop of verhuur van vastgoed;” (deed in Dutch)
From the articles, 9 activitiesNo NACE code in the KBO yet1 site
Size
€1.6mtotal assets 2025
Equity
€771,139
Loss
-€3,865
Turnover not published (micro format)
Financial health
68 Healthy Checked score 2025
Bankruptcy probabilitywithin 12 months
0.9%
Structure
Board
4 members
Accounts filed 50 days late
Why 68raises risk1 change of registered office in 24 monthsLatest accounts 50 days late; 2 of the last 3 latelowers riskSize: total assets €1.6mNo main activity registeredShow the evidence

Checked score

Score 2025
68 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Financially better than 53% of its sector peers (no NACE code, micro)
Financial strength · tick = 2024
Average
Solvency 74+26
equity 49.1% of total assets
Liquidity 55+15
short-term debt 2.2% · cash 3.7%
Profitability 34+6
return on assets -0.2%
Bankruptcy probability, 12 months
0.9% Low
0%0.5%1.5%4%10%≥ 25%

About 9 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 08-2025: 7.1%highest value 09-2025: 7.1%● unchanged vs 08-2025highest value 10-2025: 0.9%▼ -6.2 percentage points vs 09-2025lowest value 11-2025: 0.9%● unchanged vs 10-2025 12-2025: 0.9%● unchanged vs 11-2025 01-2026: 0.9%● unchanged vs 12-2025 02-2026: 0.9%● unchanged vs 01-2026 03-2026: 1.0%▲ +0.1 percentage points vs 02-2026 04-2026: 1.1%▲ +0.1 percentage points vs 03-2026 05-2026: 1.3%▲ +0.2 percentage points vs 04-2026 06-2026: 1.6%▲ +0.3 percentage points vs 05-2026 07-2026: 1.8%▲ +0.2 percentage points vs 06-2026 08-2026: 2.1%▲ +0.3 percentage points vs 07-2026 09-2026: 2.2%▲ +0.1 percentage points vs 08-2026 10-2026: 0.9%▼ -1.3 percentage points vs 09-2026
Credit of up to €50,000 on 30-day terms, only on tighter conditions: young company (under 3 years) without a track record
Liquidity ample (current ratio 1.79, compared with 0.44 in 2024, above the usual 1.5; short-term debt: 2.2% and cash: 3.7% of total assets), but 50.9% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (no NACE code, micro): better than 44% on solvency, 50% on liquidity, 24% on profitability and 95% on growth.

The bankruptcy probability was computed on 22-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.
lowers riskraises riskneutral
lowers risk · Size: total assets €1.6m
Companies of this size fail less often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
raises risk · 1 change of registered office in 24 months
Belgian Official Gazette
lowers risk · No main activity registered
KBO
raises risk · Latest accounts 50 days late; 2 of the last 3 late
NBB · filings
raises risk · Young company
Founded in 2024, 2 years ago. Young companies fail more often than established ones; the risk is highest 2 to 8 years after founding.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 2 years 0 10 years
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 19-09-2026, 50 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 2 filings
Deviation from the deadline
2025
50 days late
2024
54 days late
← before the deadline after the deadline →
tick = median of all Belgian filings

This company filed its last 2 accounts on average 52 days after the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Where today falls in the filing period
22-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since incorporation in 2024.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · micro…
  2. Liquidity more than quadruplescurrent ratio 1.79
  3. Equity above €500,000equity €771,139 ▲139%

Key points

  • Positive: Equity rose in 2025from €322,199 to €771,139 ▲ 139% View
  • Board4 directors in office 4 View
  • Total assets 20252 financial years filed €1.6m View

By topic

Financials

Financial year
2025
Total assets
€1.6m
Loss
-€3,865
Solvency
49.1%
Total assets▲ 12.9%
Net result
20242025
Go to Financials

Board & ownership

Board
4 members
  • HOUSEMASTERDirector
  • SNEYERS Jo Erwin IrmaDirector
  • VAESEN AnjaDirector
  • VAN WALLENDAEL Edward Jan SimonDirector
Go to Board & ownership

Timeline

Events
6
Since
2024
Next accounts
by 31-07-2027
  1. 23-09-2025Annual accounts filed
  2. 03-06-2025Permanent representative: Lodewijk Vanmaele
  3. 26-07-2024Incorporation
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Founded
24-07-2024
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Articles of association

Provisions read
22
Annual meeting
Last Saturday of May at 10:00
Purpose
“Aankoop,verbouwing,verkoop of verhuur van vastgoed; Alle verwante activiteiten oa het…” (deed in Dutch)
Statutory auditor
No statutory auditor
Go to Articles of association

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