Pardoes Junior

Active

Non-profit associationfounded 200322 yrs activeTervuursesteenweg 48, 2800 Mechelen, BelgiumKBO/BCE: BE 0862.449.566

Pardoes Junior has been active since 2003 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €179 and a net result of €-951. Its solvency ranks better than 12% of 522 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is < 0.1% (very low).

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Checked score

Score 2025

57 / 100

Fair

The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.

Axes

Profitability26

Solvency26

Growth-

Track record85

Bankruptcy probability, 12 months

< 0.1% Very low

0%0.5%1.5%4%10%≥ 25%

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Seven signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Lower-risk legal form

Companies with this legal form statistically fail less often than a BV.

KBO · legal form

Lower-failure-rate sector

In this sector companies fail less often than the Belgian average.

Gazette · bankruptcies per sector, NACE 88

Relative position

BE, all sectors

reference

Sector 88

lower

← fewer bankruptcies more bankruptcies →

Long track record

A company with a long track record statistically fails less often than a young one.

KBO · incorporation date

Age against the risk zone

Annual accounts: weaker financial profile

The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.

NBB · annual accounts 2025

Solvency, return and age of the figures

Solvency

0.8%

Return on assets

-4.5%

Age of the figures

9 mo

Weak solvency vs sector

Solvency (equity / total assets) is in the sector's weakest quartile: better than 12% of 522 sector peers (2025).

NBB · sector comparison

Position among 522 sector peers

Solvency

better than 12%

← weakest strongest →

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 16-07-2026, 15 days ahead of the deadline.

NBB · 1 filing

Deviation from the deadline

2025

15 d early

← before the deadline after the deadline →

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity

€179

Total assets

€21k

Net result

€-951

Working capital

€179

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition

Equity and liabilities €21k

99.2%

Equity €179

Debt €21k

Debt finances 99.2% of the balance-sheet total.

Key figures and ratios

2025 value

Solvency

0.8%

Current ratio

1.01

Quick ratio

1.01

ROA

-4.5%

Debt

€21k

Debt ≤ 1 year

€21k

Staff costs

€102k

Equity ratios withheld: equity of €179 is too small for a meaningful ratio.

Filed annual accounts

As filed with the NBB · 2025

Balance sheet Code2025

Assets

Total assets20/58€21k

Current assets29/58€21k

Cash at bank and in hand54/58€21k

Equity and liabilities

Total equity and liabilities10/49€21k

Equity10/15€179

Profit (loss) carried forward14€179

Amounts payable17/49€21k

Amounts payable within one year42/48€21k

Trade debts44€21k

Suppliers440/4€21k

Income statement Code2025

Remuneration, social security and pensions62€102k

Gross operating margin9900€101k

Operating profit (loss)9901€-592

Financial charges65/66B€359

Recurring financial charges65€359

Profit (loss) for the period before taxes9903€-951

Profit (loss) for the period9904€-951

Profit (loss) for the period to be appropriated9905€-951

Appropriation of the result

Profit (loss) to be appropriated9906€179

Profit (loss) brought forward from the previous period14P€1k

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Timeline · acts, filings and financial milestones

All 1Filings 1

2026

16-07

NBB filing Annual accounts filed

fiscal year 2025 · micro schema

NBB filing

Directors · office · real estate

Directors

8 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Mechelen · 1 establishment unit since 2006

establishment The establishment unit on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Tervuursesteenweg 482800 Mechelen

Ground area

86 m²

Building footprint

71 m²

Volume, LiDAR

455 m³

Parcel 12403E0351/00E002, Flanders · tallest building 11.1 m, ±3 floors. Linked by address, not a title deed.

1 establishment unit

Kinderopvangdienst Mechelen Junior

Tervuursesteenweg 48, 2800 MechelenEducation

since 20062.156.505.384

1 parcel

Flanders 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
12403E0351/00E002	Flanders	86 m²	1 · 71 m²	11.1 m · 3 fl.

Linked by address, not proof of ownership

Methodology

via registered seat: 1

1 of 1 parcel with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

DIENST OPVANGGEZINNEN VEURNE-ALVERINGEM

Kinderdagverblijf Babywood

BE 0736.529.314

Antwerpen · Eq €50

Of 1,590 companies in sector 88911 we hold annual accounts for 706. 12 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification

Legal formNon-profit association

Founded31-12-2003

Fiscal year end31-12

Activities, NACEBEL

85321

88911Day nurseries and crèches

Sources

Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers

Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.