Losses
-€9,548 in two years
The 2024 and 2025 financial years closed with a loss. 2025 was the heaviest.
PARD Consulting
Lifetime
2 annual accounts with figures on one time axispeak -€1,213 (2024)
-€7,972▼ €6,759
lowest -€8,139 (2025)
-€8,139▼ €6,730
peak €23,601 (2024)
€15,462▼ 34.5%
€1,645▲ 12.8%
Board1 name since 2024
1 directorSEZGIN, Betul
Documentsfilings and deeds
04-09-202635 days late
2025abbreviated format
Gross margin from -€1,213 to -€7,972Loss of €8,139Equity from €23,601 to €15,462Cash from €24,814 to €16,687
Key points
from the 2025 annual accountsLiquidity
10.40 was 17.19 in 2024
Short-term debts rose from €1,457 to €1,645.
At the same address
107 companies
2025 accounts filed 35 days after the deadlineTurnover not published (abbreviated format)
Checked score
37
Weak
Financially stronger than 48% of micro companies without a NACE code
Probability in this band: 4.2% to 15.0%
Bankruptcy probability within 12 months
5.8% Elevated
0%0.5%1.5%4%10%≥ 25%
About 6 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
10-2025: 2.4%lowest value
11-2025: 2.4%● unchanged vs 10-2025lowest value
12-2025: 2.5%▲ +0.1 percentage points vs 11-2025
01-2026: 2.9%▲ +0.4 percentage points vs 12-2025
02-2026: 3.1%▲ +0.2 percentage points vs 01-2026
03-2026: 6.2%▲ +3.1 percentage points vs 02-2026
04-2026: 6.2%● unchanged vs 03-2026
05-2026: 6.6%▲ +0.4 percentage points vs 04-2026
06-2026: 6.6%● unchanged vs 05-2026
07-2026: 6.4%▼ -0.2 percentage points vs 06-2026
08-2026: 7.1%▲ +0.7 percentage points vs 07-2026highest value
09-2026: 7.0%▼ -0.1 percentage points vs 08-2026
10-2026: 5.8%▼ -1.2 percentage points vs 09-2026
11-2026: 5.8%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
raises risk
No main activity registered
1 change of registered office in 24 months
Ex-officio strike-off in the KBO
lowers risk
Liquidity: current ratio 10.40, cash €16,687
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (no NACE code, micro). It does better than 81% of them on solvency, 95% on liquidity, 4% on profitability and 12% on growth.
The bankruptcy probability was computed on 10-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the elevated class on 30-06-2025, 6.3% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 3,223 companies had the same profile as PARD Consulting has now. Each dot stands for 9 companies, two years later.
87.8%
were still trading
8.7%
stopped another way
3.4%
went bankrupt
Another 0.2% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of PARD Consulting itself is higher: 5.8% within 12 months. It rests on far more data about PARD Consulting than the profile alone.
Test of the method
The method was tested on the 497,448 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 3,223 companies, not a prediction for PARD Consulting. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €500 on 30-day terms, only on tighter conditions: elevated estimated bankruptcy probability calls for adjusted credit terms
Liquidity is ample, with a current ratio of 10.4 (17.19 in 2024), above the usual 1.5. Short-term debt is 9.6% and cash 97.5% of total assets. 9.6% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Eight signals.
lowers riskraises risk
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
2425
2024 to 2025 · latest year -€8,139
raises risk · Young company
Founded in 2024, 2 years ago. Young companies fail more often than established ones; the risk is highest 2 to 8 years after founding.
KBO · incorporation dateAge against the risk zone
raises risk · 2025 accounts filed 35 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 04-09-2026, 35 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 2 filingsDeviation from the deadline
2025
35 days late
2024
400 days late
← before the deadline
after the deadline →
tick = median of all Belgian filings
The company filed its last 2 accounts on average 218 days after the deadline. The Belgian median for financial year 2024 was 4 days before the deadline, and 38% of all filings were late.
raises risk · Administrative warnings in the KBO publications
The FPS Economy published 2 notices about the company, such as a strike-off for address, accounts or UBO, or their withdrawal.
KBO publicationsPublications
Address struckAddress strikeout annulled
Searched, nothing found (1)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsWhere today falls in the filing period
11-11-2026 today31-12-2026 year end31-07-2027 deadline
Board and ownership
- SEZGIN, Betul 50 sharesdeed of 30-09-2024
- KALKAN, Dilek Kader 50 sharesdeed of 30-09-2024
Recent changes
Address strikeout annulled
KBO administration
Registered office moved from Ghent to Zaventem
New registered office: Leuvensesteenweg 510 C, 1930 Zaventem · Previous registered office: Eedverbondkaai 242, 9000 Gent · General meeting of 30-06-2025 · Gazette deed
Registered in the Peppol Directory
Reachable for e-invoices through 0208:1014139552
Address struck
Eedverbondkaai 242 L’adresse du siège Eedverbondkaai 242 9000 Eedverbondkaai 242 9000,
9000 Gent werd doorgehaald met ingang van Gent · effective 06-02-2026 · KBO administration
Official details
Source: KBO- Status
- Active since 26-09-2024Normal situation
- Registered office
- 114 active companies are registered at this address5 started in the 12 months before. Source: KBO register, as of 11 November 2026.
- Activity
- “De grafische, audiovisuele en taalkundige vormgeving, het aanleveren, bewerken, uitwerken en begeleiden van projecten…” (deed in Dutch)From the articles, 29 activitiesNo NACE code in the KBO yet
- Establishment unit
- 2.364.933.838since 26-09-2024
- Financial year end
- 31 December
- Peppol
- Reachable since 14-09-2026
Insights on PARD Consulting
The computed 12-month bankruptcy probability of PARD Consulting is 5.8% (elevated). The 2025 annual accounts show equity of €15,462 and a net result of -€8,139.
The company has been active since 2024 and the Belgian Official Gazette contains no insolvency signals. The KBO does carry 2 administrative register entries.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about PARD Consulting
- What is the company number of PARD Consulting?
- The company number of PARD Consulting is 1014.139.552. The VAT number is the same number with BE in front: BE 1014.139.552.
- Where is PARD Consulting based?
- The registered office is at Leuvensesteenweg 510, 1930 Zaventem.Company details
- What is the legal form of PARD Consulting?
- PARD Consulting is a private limited company (BV).
- When was PARD Consulting founded?
- PARD Consulting was founded on 26-09-2024.
- Is PARD Consulting still active?
- Yes, PARD Consulting is an active enterprise in the KBO register.
- What is the turnover of PARD Consulting?
- The annual accounts for financial year 2025 state no turnover. The abbreviated format does not require it.Financials
- Is PARD Consulting profitable?
- In financial year 2025, PARD Consulting made a loss of €8,139.
- Where can I find the annual accounts of PARD Consulting?
- PARD Consulting filed 2 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of PARD Consulting due?
- PARD Consulting must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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