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Parca

Active
Private limited companyfounded 197848 yrs activeTulpenstraat 10, 9810 Nazareth-De Pinte, BelgiumKBO/BCE: BE 0418.687.434
Summary

Parca has been active since 1978 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €615,287 and a net result of €11,625. Equity is growing by ~4.4% per year across the filed fiscal years. Its solvency ranks better than 40% of 10485 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).

Checked score

Score 2025
Axes · tick = 2024
Profitability60▼-6
Solvency53▲+2
Growth78=
Track record100
Bankruptcy probability, 12 months
0.4% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €35,000 at 30 days acceptable
Liquidity short (current ratio 0.7 against 0.7 in 2024; short-term debt: 36.8% and cash: 7.4% of total assets), and 71.6% of the assets are financed with debt.
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Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 48 years 0 50 y
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
28.4%
Return on assets
0.5%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 28-01-2026, 3 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
3 d early
2024
on the day
2023
23 d early
2022
1 d early
2021
4 d early
2020
19 d early
2019
2 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 7 days before the deadline; the sector median for financial year 2024 is on the deadline day, and 46% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
30-06-2026 close28-09-2026 today31-01-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

Parca was incorporated on 7 August 1978.1 Total assets fell from EUR 2.8 million in 2019 to EUR 2.2 million in 2025 and headcount from 9.8 to 7.9 full-time equivalents.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2019 and 2025

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Financials · fiscal year 2025, abbreviated schema

Equity
€615,287▲ 1.9%
2024 · €603,662
Total assets
€2.2m▼ 8.4%
2024 · €2.4m
Net result
€11,625▼ 64.6%
2024 · €32,848
Working capital
-€241,393▲ 10.5%
2024 · -€269,682
Trend over the years

Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings. Dashed line: the median.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20212022202320242025
Operating result€81,997▼ 53.6%€84,098▲ 2.6%€76,592▼ 8.9%€76,542▼ 0.1%€55,297▼ 27.8%
Net result€66,552within the sector's middle half▼ 56.5%€53,832within the sector's middle half▼ 19.1%€44,779within the sector's middle half▼ 16.8%€32,848within the sector's middle half▼ 26.6%€11,625within the sector's middle half▼ 64.6%
Equity€517,202within the sector's middle half▲ 11.1%€556,034within the sector's middle half▲ 7.5%€585,813within the sector's middle half▲ 5.4%€603,662within the sector's middle half▲ 3.0%€615,287above the sector's middle half▲ 1.9%
Total assets€2.6mabove the sector's middle half▼ 8.9%€2.6mabove the sector's middle half▼ 2.1%€2.5mabove the sector's middle half▼ 2.4%€2.4mabove the sector's middle half▼ 6.2%€2.2mabove the sector's middle half▼ 8.4%
Debt€2.1m▼ 12.5%€2.0m▼ 3.9%€1.9m▼ 3.9%€1.7m▼ 8.4%€1.5m▼ 11.2%
Working capital-€392,002▼ 58.9%-€264,285▲ 32.6%-€277,512▼ 5.0%-€269,682▲ 2.8%-€241,393▲ 10.5%
Solvency19.6%within the sector's middle half▲ 3.5pp21.5%within the sector's middle half▲ 1.9pp23.3%within the sector's middle half▲ 1.7pp25.5%within the sector's middle half▲ 2.3pp28.4%within the sector's middle half▲ 2.9pp
Staff (FTE)9.9above the sector's middle half▼ 9.2%9.4above the sector's middle half▼ 5.1%8.4above the sector's middle half▼ 10.6%8.7above the sector's middle half▲ 3.6%7.9above the sector's middle half▼ 9.2%
above within below the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
€0€25,000€50,000€75,000Operating result 2021: €81,997€81,997Net result 2021: €66,552€66,552Operating result 2022: €84,098€84,098Net result 2022: €53,832€53,832Operating result 2023: €76,592€76,592Net result 2023: €44,779€44,779Operating result 2024: €76,542€76,542Net result 2024: €32,848€32,848Operating result 2025: €55,297€55,297Net result 2025: €11,625€11,62520212022202320242025€0€20,000€40,000€60,000€80,000Operating result 2023: €76,592€76,600Net result 2023: €44,779€44,800Operating result 2024: €76,542€76,500Net result 2024: €32,848€32,800Operating result 2025: €55,297€55,300Net result 2025: €11,625€11,600202320242025
The operating result has fallen three years in a row; 2025 is 28% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €2.2m
Fixed assets €1.6m ▼ 6.9%
Current assets €555,267 ▼ 12.4%
Equity and liabilities €2.2m
Equity €615,287 ▲ 1.9%
Provisions €3,892 ▼ 79.0%
Debt €1.5m ▼ 11.2%
Debt's share of the balance-sheet total falls from 73.7% to 71.4%. Equity is higher and debt is lower.
Key figures and ratios
2025 value · change against 2024
EBITDA
€236,321▼
2024 · €246,790
Cash flow
€192,649▼
2024 · €203,096
Current ratio
0.70▼
2024 · 0.70
Quick ratio
0.65▼
2024 · 0.66
Debt to equity
2.51▼
2024 · 2.88
ROE
1.9%▼
2024 · 5.4%
ROA
0.5%▼
2024 · 1.4%
Interest coverage
4.91▼
2024 · 5.45
Debt ≤ 1 year
€796,660▼
2024 · €903,583
Debt > 1 year
€744,070▼
2024 · €831,935
Income taxes
€14,321▼
2024 · €18,096
Staff costs
€470,691▼
2024 · €517,043
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 3,980 companies that looked in July 2024 the way this one looks now, 1.1% went bankrupt within 24 months and 96% are still going.

  • Micro
  • 20 years or older
  • solvency 10 to 30%
  • a profit under 5% of the balance sheet
1.1% went bankrupt
2.2% stopped otherwise
96% still going

A further 0.2% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 0.4% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.7%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 3,980 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 62 lines
Balance sheet Code20242025
Assets
Total assets20/58€2.4m€2.2m▼
Fixed assets21/28€1.7m€1.6m▼
Tangible fixed assets22/27€1.7m€1.6m▼
Land and buildings22€1.4m€1.3m▼
Plant, machinery and equipment23€101,459€100,295▼
Furniture and vehicles24€91,768€111,305▲
Other tangible fixed assets26€138,574€113,312▼
Financial fixed assets28€12,306€12,306=
Current assets29/58€633,901€555,267▼
Stocks and contracts in progress3€33,284€37,779▲
Stocks30/36€33,284€37,779▲
Amounts receivable within one year40/41€485,903€354,735▼
Trade receivables40€387,042€175,396▼
Other amounts receivable41€98,861€179,339▲
Cash at bank and in hand54/58€111,294€159,232▲
Deferred charges and accrued income490/1€3,419€3,521▲
Equity and liabilities
Total equity and liabilities10/49€2.4m€2.2m▼
Equity10/15€603,662€615,287▲
Contributions10/11€18,592€18,592=
Reserves13€584,222€595,788▲
Tax-exempt reserves132€45,363€16,929▼
Distributable reserves133€538,859€578,859▲
Profit (loss) carried forward14€848€907▲
Provisions and deferred taxes16€18,533€3,892▼
Deferred taxes168€18,533€3,892▼
Amounts payable17/49€1.7m€1.5m▼
Amounts payable after more than one year17€831,935€744,070▼
Financial debts170/4€831,935€744,070▼
Amounts payable within one year42/48€903,583€796,660▼
Current portion of amounts payable after more than one year42€167,573€163,474▼
Financial debts43€105,485€148,509▲
Credit institutions430/8€105,485€148,509▲
Trade debts44€472,419€444,780▼
Suppliers440/4€472,419€444,780▼
Advances received on contracts in progress46€90,830€0▼
Taxes, remuneration and social security45€37,275€39,897▲
Taxes450/3€2,949€1,922▼
Remuneration and social security454/9€34,326€37,975▲
Other amounts payable47/48€30,000€0▼
Accrued charges and deferred income492/3€5,303€5,100▼
Income statement Code20242025
Remuneration, social security and pensions62€517,043€470,691▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€170,248€181,024▲
Other operating charges640/8€22,360€24,477▲
Gross operating margin9900€786,193€731,488▼
Operating profit (loss)9901€76,542€55,297▼
Financial income75/76B€5,048€4,165▼
Recurring financial income75€5,048€4,165▼
Financial charges65/66B€45,287€48,156▲
Recurring financial charges65€45,287€48,156▲
Profit (loss) for the period before taxes9903€36,303€11,306▼
Transfer from deferred taxes780€14,641€14,641=
Income taxes67/77€18,096€14,321▼
Profit (loss) for the period9904€32,848€11,625▼
Transfer from tax-exempt reserves789€28,433€28,433=
Profit (loss) for the period to be appropriated9905€61,281€40,059▼
Appropriation of the result
Profit (loss) to be appropriated9906€61,848€40,907▼
Profit (loss) brought forward from the previous period14P€566€848▲
Transfer to equity691/2€46,000€40,000▼
To other reserves6921€46,000€40,000▼
Profit to be distributed694/7€15,000€0▼
Directors or managers695€15,000€0▼
Social balance
Average headcount (FTE)90878.77.9▼

The notes to these accounts (24 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Remuneration, social security and pensions62-€467,241€447,892€517,043€470,691▼ 9.0%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€168,318€168,740€170,890€170,248€181,024▲ 6.3%
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4-€0----
Other operating charges640/8-€35,153€19,230€22,360€24,477▲ 9.5%
Gross operating margin9900€825,494€755,233€714,604€786,193€731,488▼ 7.0%
Operating profit (loss)9901€81,997€84,098€76,592€76,542€55,297▼ 27.8%
Financial income75/76B-€5,390€4,394€5,048€4,165▼ 17.5%
Recurring financial income75€8,138€5,390€4,394€5,048€4,165▼ 17.5%
Financial charges65/66B-€24,982€25,979€45,287€48,156▲ 6.3%
Recurring financial charges65€28,683€24,982€25,979€45,287€48,156▲ 6.3%
Profit (loss) for the period before taxes9903€61,452€64,506€55,007€36,303€11,306▼ 68.9%
Transfer from deferred taxes780-€14,641€14,641€14,641€14,641=
Income taxes67/77€9,541€25,315€24,869€18,096€14,321▼ 20.9%
Profit (loss) for the period9904€66,552€53,832€44,779€32,848€11,625▼ 64.6%
Transfer from tax-exempt reserves789-€28,433€28,433€28,433€28,433=
Profit (loss) for the period to be appropriated9905€94,985€82,265€73,213€61,281€40,059▼ 34.6%
Line20212022202320242025Change
Assets
Total assets20/58€2.6m€2.6m€2.5m€2.4m€2.2m▼ 8.4%
Fixed assets21/28€2.0m€1.9m€1.8m€1.7m€1.6m▼ 6.9%
Tangible fixed assets22/27€2.0m€1.9m€1.8m€1.7m€1.6m▼ 7.0%
Land and buildings22-€1.6m€1.5m€1.4m€1.3m▼ 8.1%
Plant, machinery and equipment23-€140,927€122,239€101,459€100,295▼ 1.1%
Furniture and vehicles24-€33,122€13,650€91,768€111,305▲ 21.3%
Other tangible fixed assets26-€101,817€163,835€138,574€113,312▼ 18.2%
Financial fixed assets28€12,306€12,306€12,306€12,306€12,306=
Current assets29/58€597,701€680,783€706,942€633,901€555,267▼ 12.4%
Stocks and contracts in progress3€80,101€31,926€29,657€33,284€37,779▲ 13.5%
Stocks30/36-€31,926€29,657€33,284€37,779▲ 13.5%
Amounts receivable within one year40/41€243,793€506,285€383,159€485,903€354,735▼ 27.0%
Trade receivables40-€422,291€299,580€387,042€175,396▼ 54.7%
Other amounts receivable41-€83,994€83,580€98,861€179,339▲ 81.4%
Cash at bank and in hand54/58€270,846€139,548€290,833€111,294€159,232▲ 43.1%
Deferred charges and accrued income490/1-€3,024€3,293€3,419€3,521▲ 3.0%
Equity and liabilities
Total equity and liabilities10/49€2.6m€2.6m€2.5m€2.4m€2.2m▼ 8.4%
Equity10/15€517,202€556,034€585,813€603,662€615,287▲ 1.9%
Contributions10/11-€18,592€18,592€18,592€18,592=
Reserves13€497,521€537,088€566,655€584,222€595,788▲ 2.0%
Non-distributable reserves130/1-€0----
Reserves not available under the articles1311-€0----
Tax-exempt reserves132-€102,229€73,796€45,363€16,929▼ 62.7%
Distributable reserves133-€434,859€492,859€538,859€578,859▲ 7.4%
Profit (loss) carried forward14€1,088€354€566€848€907▲ 6.9%
Provisions and deferred taxes16€62,456€47,815€33,174€18,533€3,892▼ 79.0%
Deferred taxes168-€47,815€33,174€18,533€3,892▼ 79.0%
Amounts payable17/49€2.1m€2.0m€1.9m€1.7m€1.5m▼ 11.2%
Amounts payable after more than one year17€1.1m€1.0m€913,118€831,935€744,070▼ 10.6%
Financial debts170/4-€1.0m€913,118€831,935€744,070▼ 10.6%
Amounts payable within one year42/48€989,703€945,067€984,454€903,583€796,660▼ 11.8%
Current portion of amounts payable after more than one year42-€178,925€186,434€167,573€163,474▼ 2.4%
Financial debts43-€108,873€104,278€105,485€148,509▲ 40.8%
Credit institutions430/8-€108,873€104,278€105,485€148,509▲ 40.8%
Trade debts44€523,683€481,813€530,015€472,419€444,780▼ 5.9%
Suppliers440/4-€481,813€530,015€472,419€444,780▼ 5.9%
Advances received on contracts in progress46-€115,697€70,000€90,830€0▼ 100%
Taxes, remuneration and social security45-€40,751€77,666€37,275€39,897▲ 7.0%
Taxes450/3-€20,756€44,753€2,949€1,922▼ 34.8%
Remuneration and social security454/9-€19,995€32,913€34,326€37,975▲ 10.6%
Other amounts payable47/48-€19,010€16,062€30,000€0▼ 100%
Accrued charges and deferred income492/3-€2,819€3,068€5,303€5,100▼ 3.8%
Line20212022202320242025Change
Profit (loss) for the period9904€66,552€53,832€44,779€32,848€11,625▼ 64.6%
+ Depreciation and write-downs630€168,318€168,740€170,890€170,248€181,024▲ 6.3%
Operating cash flow (approximation)€234,869€222,573€215,670€203,096€192,649▼ 5.1%
Investment in fixed assets (approximation)--€29,453-€82,090-€86,678-€61,651▲ 28.9%
Change in cash--€131,298€151,285-€179,539€47,938▲ 127%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-01-2027
2026
28-01
NBB filing Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-01
NBB filing Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
08-01
NBB filing Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
30-01
NBB filing Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
27-01
NBB filing Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
30-06
Financial Equity above €500,000Eq €517,202 ▲11.1%
2 profitable years in a row build equity to €517,202.
12-01
NBB filing Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
30-06
Financial Back to profitnet €153,043
Net result €153,043 after one loss-making year.
29-01
NBB filing Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
31-01
NBB filing Annual accounts filed
fiscal year 2018 · abbreviated schema
2017
27-12
NBB filing Annual accounts filed
fiscal year 2017 · abbreviated schema
06-01
NBB filing Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 5 acts read
About the unread acts

We know of 5 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Nazareth-De Pinte · 1 establishment unit since 1987
seat establishment The establishment unit on the map
Ground area
7,932 m²
Building footprint
3,594 m²
Volume, LiDAR
27,605 m³
Parcel 44018A0150/00G000, Flanders · tallest building 12.1 m, ±3 floors. Linked by address, not a title deed.
4 companies at this address See who is registered here
1 establishment unit
PARCA
Tulpenstraat 10, 9810 Nazareth-De PinteRaising of dairy cattle
since 19872.015.201.031
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
44018A0150/00G000 Flanders 7,932 m² 1 · 3,594 m² 12.1 m · 3 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Structure & network

Owners and holdings

1 owner · 1 holding

Chain of control

  1. IMMO DOYVE 95%
  2. Parca

Highest known parent: IMMO DOYVE. The sources do not say who stands above it.

Owners 1

Holdings 1

According to the annual accounts to 30-06-2025 of Parca and those of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.

Connections & network

No current directors or connected companies found in the register.

Similar companies · same sector, comparable size

Of 2,606 companies in sector 47551 we hold annual accounts for 1,723. 1,181 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded07-08-1978
Fiscal year end30-06
Activities, NACEBEL 2025
43350Other building finishing work
47551Retail sale of household furniture
43990Other specialised construction activities
E-invoicing
Reachable via Peppol
Peppol ID 0208:0418687434
Registered 27-03-2026

Register as of 27 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.