PARATOIT
ActiveThe computed 12-month bankruptcy probability of PARATOIT is 1.9% (moderate). The annual accounts of PARATOIT for fiscal year 2024 show a net loss of 150% of total assets and of 62% of the equity at the start of that year. The 2024 annual accounts show equity of €877 and a net result of €-1k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 94% of 36378 sector peers (fiscal year 2024). The company has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
52
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability0=
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
1.9%
Moderate
0%0.5%1.5%4%10%≥ 25%
No publishable credit limit; credit only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
balance sheet total too small for a liquidity verdict.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Age of the figures
Age of the figures
21 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 11-09-2025, 42 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
42 d late
2023
37 d early
2022
10 d late
2021
38 d early
2020
36 d early
2019
25 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€877▼ 62.4%
2023 · €2k
2018: €-3k
2019: €4k
2020: €8k
2021: €-187
2022: €3k
2023: €2k
2018 → 2024
Total assets
€967▼ 58.5%
2023 · €2k
2018: €10k
2019: €6k
2020: €8k
2021: €562
2022: €4k
2023: €2k
2018 → 2024
Net result
€-1k▼ 47.3%
2023 · €-987
2018: €-7k
2019: €7k
2020: €3k
2021: €-8k
2022: €4k
2023: €-987
2018 → 2024
Working capital
€877
2021 · €-187
2018: €-4k
2019: €4k
2020: €8k
2021: €-187
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€8k-€-187€3k€2k▼ 29.8%€877▼ 62.4%
Operating result€3k-€-8k€4k€-923€-1k▼ 52.9%
Net result€3k-€-8k€4k€-987€-1k▼ 47.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €1k in 2024 against €923 in 2023; the loss grows.
Balance-sheet composition
Equity and liabilities €967
Equity
€877
Debt
€91
Debt finances 9.4% of the balance-sheet total.
Key figures and ratios
Debt
€91
Debt ≤ 1 year
€91
Ratios withheld: a balance sheet total of €967 is too small for a meaningful ratio.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€2k€967▼
Current assets29/58€2k€967▼
Amounts receivable within one year40/41€2k€958▼
Trade receivables40€2k-
Other amounts receivable41€185€958▲
Cash at bank and in hand54/58€271€10▼
Equity and liabilities
Total equity and liabilities10/49€2k€967▼
Equity10/15€2k€877▼
Contributions10/11€6k€6k=
Reserves13€2k€2k=
Distributable reserves133€2k€2k=
Profit (loss) carried forward14€-6k€-7k▼
Amounts payable17/49-€91
Amounts payable within one year42/48-€91
Trade debts44-€91
Suppliers440/4-€91
Income statement
Code20232024
Gross operating margin9900€-923€-1k▼
Operating profit (loss)9901€-923€-1k▼
Financial charges65/66B€64€43▼
Recurring financial charges65€64€43▼
Profit (loss) for the period before taxes9903€-987€-1k▼
Profit (loss) for the period9904€-987€-1k▼
Profit (loss) for the period to be appropriated9905€-987€-1k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-6k€-7k▼
Profit (loss) brought forward from the previous period14P€-5k€-6k▼
The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
11-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 42 days late
2024
24-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
10-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 10 days late
2022
31-12
Financial
Back to profitnet €4k
Net result €4k after one loss-making year.
23-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Weakest financial yearnet €-8k ▼348%
Net result drops to €-8k, the lowest in the series; recovery starts the following year.
25-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Liquidity triplescurrent ratio 16.25
Current ratio from 5.38 to 16.25; short-term debt falls from €1k to €500.
25-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 25 days late
2019
31-12
Financial
Back to profitnet €7k
Net result €7k after one loss-making year.
31-12
Financial
Liquidity times 8current ratio 5.38
Current ratio from 0.71 to 5.38; short-term debt falls from €13k to €1k.
09-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
09-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
06-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
2016
24-06
NBB filing
Annual accounts filed
fiscal year 2015 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Theux · 1 establishment unit since 2013
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Ayrifagne 64910 TheuxGround area
980 m²
Building footprint
186 m²
Parcel 63076A0019/00S000, Wallonia. Linked by address, not a title deed.
1 establishment unit
PARATOIT
since 20132.219.309.322
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 63076A0019/00S000 | Wallonia | 980 m² | 1 · 186 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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DAKWERKEN KINDT
BE 0442.383.643
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SMITH-MORRA
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ROUSSEL-BASTIN
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Of 8,564 companies in sector 43410 we hold annual accounts for 4,354. 308 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded30-05-2013
Fiscal year end31-12
Activities, NACEBEL
43410Roofing work
33140Repair and maintenance of electrical equipment
43211General electrical installation work
43212Electrical installation work in industrial facilities
43230Insulation installation
43291Specialised construction activities
Sources
Crossroads Bank for EnterprisesNational Bank · 12 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.