PARALLAX
ActivePARALLAX has been active since 1989 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €7.97M and a net result of €-318k. Equity is shrinking by ~3.8% per year across the filed fiscal years. Its solvency ranks better than 95% of 7930 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
70
/ 100
Healthy▼ -8 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0=
Solvency100=
Growth58=
Stability100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €550k at 30 days acceptable
Liquidity ample (current ratio 4.84 against 5.95 in 2024), and 3.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
96.3%
Return on assets
-3.8%
Age of the figures
9 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity fell accordingly. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year -€318k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 17-07-2026, 14 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
14 d early
2024
on the day
2023
29 d late
2022
31 d late
2021
29 d late
2020
31 d late
2019
18 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€7.97M▼ 3.8%
2024 · €8.28M
2018: €10.46M
2019: €10.04M
2020: €9.66M
2021: €8.70M
2022: €8.59M
2023: €8.40M
2024: €8.28M
2018 → 2025
Total assets
€8.27M▼ 3.0%
2024 · €8.53M
2018: €11.15M
2019: €10.68M
2020: €10.26M
2021: €9.40M
2022: €9.18M
2023: €8.82M
2024: €8.53M
2018 → 2025
Net result
€-318k▼ 188%
2024 · €-110k
2018: €-414k
2019: €-439k
2020: €-397k
2021: €-959k
2022: €-113k
2023: €-194k
2024: €-110k
2018 → 2025
Working capital
€1.02M▲ 1.1%
2024 · €1.01M
2018: €2.16M
2019: €640k
2020: €650k
2021: €46k
2022: €396k
2023: €808k
2024: €1.01M
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€8.70M-€8.59M▼ 1.3%€8.40M▼ 2.3%€8.28M▼ 1.3%€7.97M▼ 3.8%
Operating result€-391k-€-115k▲ 70.7%€-196k▼ 71.0%€-113k▲ 42.5%€-318k▼ 182%
Net result€-959k-€-113k▲ 88.2%€-194k▼ 71.5%€-110k▲ 43.0%€-318k▼ 188%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €318k in 2025 against €113k in 2024; the loss grows.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €8.27M
Fixed assets
€6.98M▼ 4.5%
Current assets
€1.29M▲ 6.0%
Equity and liabilities €8.27M
Equity
€7.97M▼ 3.8%
Provisions
€38k▼ 6.8%
Debt
€266k▲ 30.2%
The debt ratio rises from 2.4% to 3.2%: debt grows while equity shrinks.
Key figures and ratios
EBITDA
€25k▼
2024 · €229k
Cash flow
€25k▼
2024 · €231k
Solvency
96.3%▼
2024 · 97.1%
Current ratio
4.84▼
2024 · 5.95
Quick ratio
4.84▼
2024 · 5.95
Debt / equity
0.03▲
2024 · 0.02
ROE
-4.0%▼
2024 · -1.3%
ROA
-3.8%▼
2024 · -1.3%
Interest coverage
8.22▼
2024 · 645.07
Debt
€266k▲
2024 · €204k
Debt ≤ 1 year
€266k▲
2024 · €204k
Income taxes
€76▼
2024 · €209
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€8.53M€8.27M▼
Fixed assets21/28€7.31M€6.98M▼
Intangible fixed assets21€207€0▼
Tangible fixed assets22/27€5.75M€5.41M▼
Land and buildings22€5.71M€5.39M▼
Plant, machinery and equipment23€15k€10k▼
Furniture and vehicles24€14k€10k▼
Other tangible fixed assets26€2k€859▼
Financial fixed assets28€1.57M€1.57M=
Current assets29/58€1.21M€1.29M▲
Amounts receivable after more than one year29€279k€245k▼
Other amounts receivable291€279k€245k▼
Amounts receivable within one year40/41€781k€985k▲
Trade receivables40€20k€13k▼
Other amounts receivable41€761k€973k▲
Current investments50/53€45k€45k=
Cash at bank and in hand54/58€97k€0▼
Deferred charges and accrued income490/1€12k€11k▼
Equity and liabilities
Total equity and liabilities10/49€8.53M€8.27M▼
Equity10/15€8.28M€7.97M▼
Contributions10/11€3.54M€3.54M=
Reserves13€4.75M€4.43M▼
Tax-exempt reserves132€160k€152k▼
Distributable reserves133€4.59M€4.28M▼
Provisions and deferred taxes16€41k€38k▼
Provisions for liabilities and charges160/5€0-
Other liabilities and charges164/5€0-
Deferred taxes168€41k€38k▼
Amounts payable17/49€204k€266k▲
Amounts payable within one year42/48€204k€266k▲
Financial debts43-€113k
Credit institutions430/8-€113k
Trade debts44€8k€3k▼
Suppliers440/4€8k€3k▼
Taxes, remuneration and social security45€105€0▼
Taxes450/3€105€0▼
Other amounts payable47/48€196k€150k▼
Income statement
Code20242025
Non-recurring operating income76A€219k€0▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€341k€343k▲
Other operating charges640/8€5k€11k▲
Gross operating margin9900€234k€36k▼
Operating profit (loss)9901€-113k€-318k▼
Financial income75/76B-€24
Recurring financial income75-€24
Financial charges65/66B€354€3k▲
Recurring financial charges65€354€3k▲
Profit (loss) for the period before taxes9903€-113k€-321k▼
Transfer from deferred taxes780€3k€3k=
Income taxes67/77€209€76▼
Profit (loss) for the period9904€-110k€-318k▼
Transfer from tax-exempt reserves789€8k€8k=
Profit (loss) for the period to be appropriated9905€-102k€-310k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-102k€-310k▼
Transfer from equity791/2€102k€310k▲
Social balance
Average headcount (FTE)90870.00.0=
The notes to these accounts (16 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
17-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
29-08
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 29 days late
2023
31-12
Financial
Liquidity doublescurrent ratio 4.28
Current ratio from 1.96 to 4.28; short-term debt falls from €410k to €246k.
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 31 days late
2022
29-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 29 days late
2021
31-12
Financial
Weakest financial yearnet €-959k
Net result drops to €-959k, the lowest in the series; recovery starts the following year.
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 31 days late
2020
18-08
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 18 days late
2019
26-08
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 26 days late
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 31 days late
2017
31-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
11 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Temse · 1 establishment unit since 1989
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Hogenakkerstraat 769140 TemseGround area
4,286 m²
Building footprint
155 m²
Volume, LiDAR
1,005 m³
Parcel 46026B0273/00D000, Flanders · tallest building 8.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Hogenakkerstraat 76, 9140 Temse
since 19892.045.742.866
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 46026B0273/00D000 | Flanders | 4,286 m² | 1 · 155 m² | 8.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 6,128 companies in sector 46190 we hold annual accounts for 2,554. 297 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded10-11-1989
Fiscal year end31-12
Activities, NACEBEL
46190Agents in non-specialised wholesale trade
Sources
Crossroads Bank for EnterprisesNational Bank · 36 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.