PARADIS
ActivePARADIS has been active since 1999 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €467k and a net result of €19k. Equity is growing by ~4.2% per year across the filed fiscal years. Its solvency ranks better than 95% of 15868 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2024
88
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability74▲+60
Solvency100=
Growth52=
Track record100
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €40k at 30 days acceptable
Liquidity ample (current ratio 29.59 against 76.22 in 2023; short-term debt: 3% and cash: 46.7% of total assets), and 3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
97%
Return on assets
3.9%
Age of the figures
21 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 29-09-2025, 60 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
60 d late
2023
61 d late
2022
17 d late
2021
94 d late
2020
22 d early
2019
108 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€467k▲ 4.2%
2023 · €448k
2018: €349k
2019: €382k
2020: €427k
2021: €470k
2022: €463k
2023: €448k
2018 → 2024
Total assets
€481k▲ 6.1%
2023 · €454k
2018: €438k
2019: €388k
2020: €437k
2021: €472k
2022: €468k
2023: €454k
2018 → 2024
Net result
€19k
2023 · €-16k
2018: €33k
2019: €33k
2020: €45k
2021: €43k
2022: €-6k
2023: €-16k
2018 → 2024
Working capital
€418k▼ 2.6%
2023 · €430k
2018: €313k
2019: €368k
2020: €420k
2021: €433k
2022: €436k
2023: €430k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€427k-€470k▲ 10.0%€463k▼ 1.3%€448k▼ 3.4%€467k▲ 4.2%
Operating result€53k-€59k▲ 11.8%€-5k€-12k▼ 156%€20k
Net result€45k-€43k▼ 5.2%€-6k€-16k▼ 148%€19k
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2024: €20k after a loss of €12k in 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €481k
Fixed assets
€48k▲ 164%
Current assets
€433k▼ 0.5%
Equity and liabilities €481k
Equity
€467k▲ 4.2%
Debt
€15k▲ 156%
The debt ratio rises from 1.3% to 3.0%. Equity and debt are higher.
Key figures and ratios
EBITDA
€35k▲
2023 · €-3k
Cash flow
€34k▲
2023 · €-7k
Solvency
97.0%▼
2023 · 98.7%
Current ratio
29.59▼
2023 · 76.22
Quick ratio
21.36▼
2023 · 22.60
Debt / equity
0.03▲
2023 · 0.01
ROE
4.0%▲
2023 · -3.5%
ROA
3.9%▲
2023 · -3.4%
Interest coverage
23.97▲
2023 · -0.74
Debt
€15k▲
2023 · €6k
Debt ≤ 1 year
€15k▲
2023 · €6k
Staff costs
€33k▲
2023 · €33k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€454k€481k▲
Fixed assets21/28€18k€48k▲
Tangible fixed assets22/27€18k€48k▲
Plant, machinery and equipment23-€0
Furniture and vehicles24€18k€48k▲
Financial fixed assets28-€0
Current assets29/58€435k€433k▼
Amounts receivable after more than one year29-€35k
Trade receivables290-€35k
Stocks and contracts in progress3€306k€120k▼
Stocks30/36€306k€120k▼
Amounts receivable within one year40/41€107k€53k▼
Trade receivables40€76k€50k▼
Other amounts receivable41€31k€3k▼
Cash at bank and in hand54/58€22k€225k▲
Deferred charges and accrued income490/1€56-
Equity and liabilities
Total equity and liabilities10/49€454k€481k▲
Equity10/15€448k€467k▲
Contributions10/11€156k€156k=
Reserves13€57k€57k=
Tax-exempt reserves132€10k€10k=
Distributable reserves133€47k€47k=
Profit (loss) carried forward14€235k€253k▲
Amounts payable17/49€6k€15k▲
Amounts payable within one year42/48€6k€15k▲
Trade debts44-€414
Suppliers440/4-€414
Taxes, remuneration and social security45€5k€14k▲
Taxes450/3€404€9k▲
Remuneration and social security454/9€5k€5k▲
Other amounts payable47/48€318-
Income statement
Code20232024
Non-recurring operating income76A-€19k
Remuneration, social security and pensions62€33k€33k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€9k€15k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€-2k-
Other operating charges640/8€3k€829▼
Gross operating margin9900€31k€69k▲
Operating profit (loss)9901€-12k€20k▲
Financial charges65/66B€3k€1k▼
Recurring financial charges65€3k€1k▼
Profit (loss) for the period before taxes9903€-15k€19k▲
Income taxes67/77€500-
Profit (loss) for the period9904€-16k€19k▲
Profit (loss) for the period to be appropriated9905€-16k€19k▲
Appropriation of the result
Profit (loss) to be appropriated9906€235k€253k▲
Profit (loss) brought forward from the previous period14P€250k€235k▼
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
29-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 60 days late
2024
31-12
Financial
Back to profitnet €19k
Net result €19k after 2 loss-making years.
30-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 61 days late
2023
31-12
Financial
Weakest financial yearnet €-16k
Net result drops to €-16k, the lowest in the series; recovery starts the following year.
17-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 17 days late
2022
02-11
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 94 days late
2021
31-12
Financial
Liquidity quadruplescurrent ratio 166.84
Current ratio from 42.93 to 166.84; short-term debt falls from €10k to €3k.
09-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Highest result since 2018net €45k ▲36.8%
Net result €45k, the highest in the series.
16-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 108 days late
2019
31-12
Financial
Liquidity times 14current ratio 63.22
Current ratio from 4.55 to 63.22; short-term debt falls from €88k to €6k.
10-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
17-12
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 139 days late
2017
16-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 16 days late
2016
23-08
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 23 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Genk · 1 establishment unit since 1999
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Schansbroekstraat 473600 GenkGround area
1,013 m²
Building footprint
195 m²
Volume, LiDAR
959 m³
Parcel 71303B1246/00L000, Flanders · tallest building 8.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
PARADIS BVBA
since 19992.091.372.656
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71303B1246/00L000 | Flanders | 1,013 m² | 1 · 195 m² | 8.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
TRUCK SERVICE EN CLEANING
BE 0672.475.066
Wielsbeke · Eq €468k
Auto's Claes
BE 0898.216.139
Herselt · Eq €461k
EUROSTAR 2000
BE 0459.427.038
Sint-Pieters-Leeuw · Eq €460k
CAMMAROTA CARS
BE 0500.921.361
Dilsen-Stokkem · Eq €474k
CAR EYES CONSULTING
BE 0775.337.232
Sint-Lambrechts-Woluwe · Eq €459k
Of 2,128 companies in sector 46711 we hold annual accounts for 1,126. 684 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded29-03-1999
Fiscal year end31-12
Activities, NACEBEL
46711Wholesale of cars and light vans (up to 3.5 tonnes)
47811Retail sale of cars and light vans (up to 3.5 tonnes)
50101
50103
Sources
Crossroads Bank for EnterprisesNational Bank · 26 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.