Auto's Claes
ActiveAuto's Claes has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €461k and a net result of €57k. Equity is growing by ~14.8% per year across the filed fiscal years. Its solvency ranks better than 27% of 9039 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2024
57
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability57▼-14
Solvency49▲+3
Growth78=
Track record100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €25k at 30 days acceptable
Liquidity tight (current ratio 1.04 against 1.01 in 2023; short-term debt: 46.5% and cash: 7.3% of total assets), and 76.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-07-2025, 1 day ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
1 d early
2023
1 d early
2022
32 d early
2021
2 d early
2020
31 d early
2019
47 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, abbreviated schema
Equity
€461k▲ 14.2%
2023 · €404k
2018: €174k
2019: €198k
2020: €234k
2021: €328k
2022: €368k
2023: €404k
2018 → 2024
Total assets
€1.96M▲ 1.2%
2023 · €1.93M
2018: €1.12M
2019: €1.26M
2020: €1.37M
2021: €1.70M
2022: €1.90M
2023: €1.93M
2018 → 2024
Net result
€57k▼ 37.0%
2023 · €91k
2018: €10k
2019: €24k
2020: €38k
2021: €95k
2022: €67k
2023: €91k
2018 → 2024
Working capital
€34k▲ 177%
2023 · €12k
2018: €-41k
2019: €-29k
2020: €34k
2021: €42k
2022: €326
2023: €12k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€234k-€328k▲ 40.1%€368k▲ 12.3%€404k▲ 9.7%€461k▲ 14.2%
Operating result€82k-€156k▲ 89.6%€129k▼ 17.3%€187k▲ 44.9%€148k▼ 20.7%
Net result€38k-€95k▲ 153%€67k▼ 29.3%€91k▲ 34.9%€57k▼ 37.0%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 21% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €1.96M
Fixed assets
€1.01M▼ 4.5%
Current assets
€943k▲ 8.3%
Equity and liabilities €1.96M
Equity
€461k▲ 14.2%
Debt
€1.49M▼ 2.2%
The debt ratio falls from 79.1% to 76.4%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€261k▼
2023 · €299k
Cash flow
€170k▼
2023 · €203k
Solvency
23.6%▲
2023 · 20.9%
Current ratio
1.04▲
2023 · 1.01
Quick ratio
0.50▼
2023 · 0.51
Debt / equity
3.24▼
2023 · 3.78
ROE
12.4%▼
2023 · 22.5%
ROA
2.9%▼
2023 · 4.7%
Interest coverage
4.18▼
2023 · 5.59
Debt
€1.49M▼
2023 · €1.53M
Debt ≤ 1 year
€910k▲
2023 · €859k
Debt > 1 year
€585k▼
2023 · €669k
Income taxes
€31k▼
2023 · €46k
Staff costs
€313k▲
2023 · €283k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€1.93M€1.96M▲
Fixed assets21/28€1.06M€1.01M▼
Tangible fixed assets22/27€1.06M€1.01M▼
Land and buildings22€406k€390k▼
Plant, machinery and equipment23€125k€125k▲
Furniture and vehicles24€19k€20k▲
Leasing and similar rights25€511k€478k▼
Current assets29/58€871k€943k▲
Stocks and contracts in progress3€437k€484k▲
Stocks30/36€437k€484k▲
Amounts receivable within one year40/41€327k€291k▼
Trade receivables40€296k€231k▼
Other amounts receivable41€31k€60k▲
Cash at bank and in hand54/58€94k€144k▲
Deferred charges and accrued income490/1€13k€24k▲
Equity and liabilities
Total equity and liabilities10/49€1.93M€1.96M▲
Equity10/15€404k€461k▲
Contributions10/11€19k€19k=
Reserves13€385k€443k▲
Non-distributable reserves130/1€2k-
Reserves not available under the articles1311€2k-
Distributable reserves133€383k€443k▲
Amounts payable17/49€1.53M€1.49M▼
Amounts payable after more than one year17€669k€585k▼
Financial debts170/4€669k€585k▼
Amounts payable within one year42/48€859k€910k▲
Current portion of amounts payable after more than one year42€412k€428k▲
Financial debts43-€55k
Credit institutions430/8-€55k
Trade debts44€292k€265k▼
Suppliers440/4€292k€265k▼
Taxes, remuneration and social security45€155k€161k▲
Taxes450/3€122k€122k▼
Remuneration and social security454/9€33k€39k▲
Income statement
Code20232024
Non-recurring operating income76A€11k€11k▼
Remuneration, social security and pensions62€283k€313k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€112k€113k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4-€2k
Other operating charges640/8€20k€21k▲
Gross operating margin9900€601k€596k▼
Operating profit (loss)9901€187k€148k▼
Financial income75/76B€4k€2k▼
Recurring financial income75€4k€2k▼
Financial charges65/66B€53k€62k▲
Recurring financial charges65€53k€62k▲
Profit (loss) for the period before taxes9903€137k€88k▼
Income taxes67/77€46k€31k▼
Profit (loss) for the period9904€91k€57k▼
Profit (loss) for the period to be appropriated9905€91k€57k▼
Appropriation of the result
Profit (loss) to be appropriated9906€91k€57k▼
Transfer from equity791/2€55k-
Transfer to equity691/2€91k€57k▼
To other reserves6921€91k€57k▼
Profit to be distributed694/7€55k-
Return on contributions (dividend)694€55k-
Social balance
Average headcount (FTE)90877.07.9▲
The notes to these accounts (17 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
30-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
30-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
29-06
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
29-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial
Highest result since 2018net €95k ▲153%
Net result €95k, the highest in the series.
30-06
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial
Equity above €200kEq €234k ▲18.2%
3 profitable years in a row build equity to €234k.
16-09
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 47 days late
2019
28-06
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
17-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
29-06
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
2016
28-06
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Herselt · 2 establishment units since 2014
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Westerlosesteenweg 792230 HerseltGround area
8,970 m²
Building footprint
5,010 m²
Volume, LiDAR
15,109 m³
3 parcels, Flanders · tallest building 17.2 m. Linked by address, not a title deed.
2 establishment units
Auto's Claes
since 20142.230.485.504
Xplore Outdoor
since 20222.331.362.831
3 parcels
Flanders
3
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13050B0068/00N004 | Flanders | 5,393 m² | 1 · 4,292 m² | 17.2 m |
| 13013A0294/00Y002 | Flanders | 2,226 m² | - | - |
| 13013A0294/00X002 | Flanders | 1,351 m² | 1 · 718 m² | 1.0 m |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 2
3 of 3 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2025 · 1 entry · 4,590 EUR awarded · 4,590 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 4,590 EUR | 4,590 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Recognitions · licences · registrations
Dual-learning approval
6 live approvals · 1 endedAutotechnieken duaal (so)
Bandenmonteur (vwo)
Bandenmonteur duaal (so)
Onderhoudsmecanicien personenwagens en lichte bedrijfsvoertuigen (vwo)
Onderhoudsmechanica auto duaal (so)
Polyvalent mecanicien personenwagens en lichte bedrijfsvoertuigen duaal (so)
Similar companies · same sector, comparable size
EUROSTAR 2000
BE 0459.427.038
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CAR EYES CONSULTING
BE 0775.337.232
Sint-Lambrechts-Woluwe · Eq €459k
AMJ CARS & TRUCKS
BE 0830.606.446
Dilbeek · Eq €457k
PARADIS
BE 0465.737.877
Genk · Eq €467k
TRUCK SERVICE EN CLEANING
BE 0672.475.066
Wielsbeke · Eq €468k
Of 2,132 companies in sector 46711 we hold annual accounts for 1,126. 684 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded23-05-2008
Fiscal year end31-12
Activities, NACEBEL
46711Wholesale of cars and light vans (up to 3.5 tonnes)
95311General maintenance and repair of cars and light vans (up to 3.5 tonnes)
47811Retail sale of cars and light vans (up to 3.5 tonnes)
47639Retail sale of other sporting goods
47640Retail trade
77210Renting and leasing of sports and recreation goods
Sources
Crossroads Bank for EnterprisesNational Bank · 17 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.