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Paraaf

Active
Private limited companyfounded 2024active for 2 yearsHeirweg 94, 8520 Kuurne, BelgiumKBO/BCE: BE 1011.535.893
Summary

The annual accounts of Paraaf for financial year 2025 show a net loss of 51% of total assets. The 2025 annual accounts show equity of €3,451 and a net result of -€1,982. Its solvency ranks better than 87% of 2,282 sector peers (NACE 63, financial year 2025). The company has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 0.2% (very low).

Overview

Activity
Computing infrastructure, data processing, hosting and related activities
NACE 63100
1 site
Size
€3,865total assets 2025
Equity
€3,451
Loss
-€1,982
Turnover not published (micro format)
Financial health
56 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
0.2%
Structure
Accounts filed 27 days late0 of 1 deed read
Why 56raises riskCapped at 59: a net loss of at least half of total assets or of the equity at the start of the financial yearLatest accounts 27 days late; 1 of the last 3 lateFounded in 2024lowers riskSector: Computing infrastructure, data processing, hosting and other information service activities (NACE 63)Liquidity: current ratio 9.33, cash €3,304Show the evidence

Checked score

Score 2025
56 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 50% of its sector peers (NACE 63, micro)
A net loss of at least half of total assets or of the equity at the start of the financial year caps the score at 59. Every signal that counts is listed under Signals.
Financial strength · tick = 2024
Strong
Solvency 100=
equity 89.3% of total assets
Liquidity 100+7
short-term debt 10.7% · cash 85.5%
Profitability 0-53
return on assets -51.3%
Bankruptcy probability, 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%

About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (2,947 companies, NACE 63, micro)
Last 24 months 08-2025: 0.6% 09-2025: 0.6%● unchanged vs 08-2025highest value 10-2025: 0.2%▼ -0.4 percentage points vs 09-2025lowest value 11-2025: 0.2%● unchanged vs 10-2025 12-2025: 0.2%● unchanged vs 11-2025 01-2026: 0.2%● unchanged vs 12-2025 02-2026: 0.2%● unchanged vs 01-2026 03-2026: 0.2%● unchanged vs 02-2026 04-2026: 0.2%● unchanged vs 03-2026 05-2026: 0.2%● unchanged vs 04-2026 06-2026: 0.2%● unchanged vs 05-2026 07-2026: 0.2%● unchanged vs 06-2026 08-2026: 0.4%▲ +0.2 percentage points vs 07-2026 09-2026: 0.2%▼ -0.2 percentage points vs 08-2026 10-2026: 0.2%● unchanged vs 09-2026
No publishable credit limit; credit only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
balance sheet total too small for a liquidity verdict.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 63, micro): better than 86% on solvency, 92% on liquidity, 7% on profitability and 17% on growth.

The bankruptcy probability was computed on 16-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Sector: Computing infrastructure, data processing, hosting and other information service activities (NACE 63)
KBO
lowers risk · Liquidity: current ratio 9.33, cash €3,304
NBB · annual accounts
raises risk · Latest accounts 27 days late; 1 of the last 3 late
NBB · filings
raises risk · Founded in 2024
Companies of this age fail more often than older ones; how much that weighs depends on the rest of its profile.
KBO
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-08-2026, 27 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 2 filings
Deviation from the deadline
2025
27 days late
2024
35 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 2 accounts on average 31 days after the deadline; the sector median (NACE 63) for financial year 2024 is 10 days before the deadline, and 32% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Where today falls in the filing period
17-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since incorporation in 2024.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · micro…
  2. Annual accounts filedfinancial year 2024 · micro…

Key points

  • Caution: Among the weakest 16% on equitysector median €60,837 · 2,282 companies €3,451 View
  • Total assets 20252 financial years filed €3,865 View
  • Active since 2024founded 12-07-2024 2 years View

By topic

Financials

Financial year
2025
Total assets
€3,865
Loss
-€1,982
Solvency
89.3%
Total assets▼ 43.6%
Net result
20242025
Go to Financials

Company details

Sites
1
Legal form
Private limited company
Activity
Computing infrastructure, data processing, hosting and related activitiesNACE 63100
Founded
12-07-2024
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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