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PAPYO

Inactive
KBO/BCE: BE 0472.370.796

Inactive; last annual accounts for fiscal year 2025. Dissolved without liquidation on 19-12-2025.

Signals

1 signal. The signal on the left, the evidence on the right.
+raises risk
raises risk · Filed more than 90 days late
The financial year that closed on 30-08-2025 was due by 30-03-2026 and was filed on 10-08-2026, 133 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 10 filings
Deviation from the deadline
2025
133 d late
2024
28 d early
2023
16 d late
2022
1 d late
2021
8 d late
2020
3 d early
2019
66 d late
← before the deadline after the deadline →
Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

PAPYO has filed 25 sets of annual accounts, the latest for fiscal year 2025.1 In 2025 the company was absorbed by merger into BFIVE.2

  1. 1National Bank, annual accounts 2025
  2. 2Belgian State Gazette, 18-02-2026

Financials · fiscal year 2025, full schema

Turnover
€100k▼ 33.4%
2024 · €151k
EBIT margin
68.4%▲ 34.9pp
2024 · 33.5%
Net result
€53k
2024 · €-982
Working capital
€378k▲ 48.5%
2024 · €255k
Trend over the years

Click a name to add, emphasise or remove a line.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20212022202320242025
Turnover€360k=€367k▲ 1.9%€348k▼ 5.2%€151k▼ 56.7%€100k▼ 33.4%
Operating result€-45k▲ 50.1%€143k€209k▲ 45.6%€50k▼ 75.8%€69k▲ 36.1%
Net result€-65k▼ 38.6%€2.78M€206k▼ 92.6%€-982€53k
EBIT margin-12.5%▲ 12.6pp39.1%▲ 51.6pp60.0%▲ 20.9pp33.5%▼ 26.5pp68.4%▲ 34.9pp
Equity€3.48M▼ 1.8%€590k▼ 83.0%€796k▲ 34.8%€795k▼ 0.1%€848k▲ 6.7%
Total assets€4.25M▼ 5.1%€6.60M▲ 55.4%€1.03M▼ 84.3%€1.28M▲ 23.6%€1.09M▼ 14.4%
Debt€766k▼ 17.6%€6.01M▲ 684%€239k▼ 96.0%€484k▲ 103%€246k▼ 49.1%
Working capital€1.80M▼ 2.0%€-144k€154k€255k▲ 65.7%€378k▲ 48.5%
Staff (FTE)3▼ 21.1%2▼ 33.3%3▲ 50.0%2▼ 33.3%0▼ 100%
Result per fiscal year
Operating resultNet result
€-1.00M€0€1.00M€2.00M€3.00MOperating result 2021: €-45k€-45kNet result 2021: €-65k€-65kOperating result 2022: €143k€143kNet result 2022: €2.78M€2.78MOperating result 2023: €209k€209kNet result 2023: €206k€206kOperating result 2024: €50k€50kNet result 2024: €-982€-982Operating result 2025: €69k€69kNet result 2025: €53k€53k20212022202320242025€-100k€0€100k€200kOperating result 2023: €209k€209kNet result 2023: €206k€206kOperating result 2024: €50k€50kNet result 2024: €-982€-982Operating result 2025: €69k€69kNet result 2025: €53k€53k202320242025
The operating result recovers in 2025; 2025 is 36% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.09M
Fixed assets €470k ▼ 13.1%
Current assets €624k ▼ 15.5%
Equity and liabilities €1.09M
Equity €848k ▲ 6.7%
Debt €246k ▼ 49.1%
Debt's share of the balance-sheet total falls from 37.8% to 22.5%. Equity is higher and debt is lower.
Key figures and ratios
2025 value · change against 2024
EBITDA
€136k▼
2024 · €152k
Cash flow
€120k▲
2024 · €101k
Current ratio
2.54▲
2024 · 1.53
Debt to equity
0.29▼
2024 · 0.61
ROE
6.2%▲
2024 · -0.1%
ROA
4.8%▲
2024 · -0.1%
Interest coverage
119.63▼
2024 · 511.26
Debt ≤ 1 year
€246k▼
2024 · €484k
Income taxes
€15k▼
2024 · €51k
Staff costs
€65k▼
2024 · €131k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 50 lines
Balance sheet Code20242025
Assets
Total assets20/58€1.28M€1.09M▼
Formation expenses20€0€0=
Fixed assets21/28€540k€470k▼
Intangible fixed assets21€0-
Tangible fixed assets22/27€540k€469k▼
Land and buildings22€534k€467k▼
Furniture and vehicles24€6k€2k▼
Financial fixed assets28€363€363=
Current assets29/58€739k€624k▼
Amounts receivable within one year40/41€727k€623k▼
Other amounts receivable41€727k€623k▼
Cash at bank and in hand54/58€2k€904▼
Deferred charges and accrued income490/1€9k-
Equity and liabilities
Total equity and liabilities10/49€1.28M€1.09M▼
Equity10/15€795k€848k▲
Contributions10/11€62k€62k=
Capital10€62k€62k=
Issued capital100€62k€62k=
Reserves13€734k€529k▼
Non-distributable reserves130/1€12k€12k=
Legal reserve130€12k€12k=
Distributable reserves133€722k€517k▼
Profit (loss) carried forward14€-982€258k▲
Amounts payable17/49€484k€246k▼
Amounts payable within one year42/48€484k€246k▼
Trade debts44€200k€2k▼
Suppliers440/4€200k€2k▼
Advances received on contracts in progress46€1k€1k=
Taxes, remuneration and social security45€103k€62k▼
Taxes450/3€74k€46k▼
Remuneration and social security454/9€28k€16k▼
Other amounts payable47/48€180k€180k=
Income statement Code20242025
Turnover70€151k€100k▼
Goods, raw materials, services and sundry goods60/61-€153k
Remuneration, social security and pensions62€131k€65k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€102k€67k▼
Other operating charges640/8€17k€10k▼
Gross operating margin9900€301k€211k▼
Operating profit (loss)9901€50k€69k▲
Financial charges65/66B€298€1k▲
Recurring financial charges65€298€1k▲
Profit (loss) for the period before taxes9903€50k€68k▲
Income taxes67/77€51k€15k▼
Profit (loss) for the period9904€-982€53k▲
Profit (loss) for the period to be appropriated9905€-982€53k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-982€270k▲
Profit (loss) brought forward from the previous period14P-€217k
Transfer to equity691/2-€12k
To the legal reserve6920-€12k
Social balance
Average headcount (FTE)90872.00.0▼

The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Operating income70/76A€601k€591k€813k---
Turnover70€360k€367k€348k€151k€100k▼ 33.4%
Other operating income74€240k€224k€465k---
Operating charges60/66A€646k€447k€604k---
Goods, raw materials, services and sundry goods60/61----€153k-
Services and other goods61€342k€238k€219k---
Remuneration, social security and pensions62€75k€64k€260k€131k€65k▼ 50.4%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€205k€125k€105k€102k€67k▼ 34.1%
Other operating charges640/8€24k€21k€20k€17k€10k▼ 40.1%
Gross operating margin9900---€301k€211k▼ 29.8%
Operating profit (loss)9901€-45k€143k€209k€50k€69k▲ 36.1%
Financial income75/76B€60k€2.65M----
Recurring financial income75€60k€140----
Income from financial fixed assets750€60k-----
Other financial income752/9€8€140----
Non-recurring financial income76B-€2.65M----
Financial charges65/66B€76k€11k€3k€298€1k▲ 281%
Recurring financial charges65€76k€11k€3k€298€1k▲ 281%
Debt charges650€21k€9k€2k---
Other financial charges652/9€55k€1k€339---
Profit (loss) for the period before taxes9903€-61k€2.78M€206k€50k€68k▲ 34.6%
Income taxes67/77€4k€1k€527€51k€15k▼ 71.5%
Taxes670/3€4k€1k€552---
Tax adjustments and reversals of tax provisions77--€25---
Profit (loss) for the period9904€-65k€2.78M€206k€-982€53k▲ 5,493%
Profit (loss) for the period to be appropriated9905€-65k€2.78M€206k€-982€53k▲ 5,493%
Line20212022202320242025Change
Assets
Total assets20/58€4.25M€6.60M€1.03M€1.28M€1.09M▼ 14.4%
Formation expenses20€34k-€0€0€0-
Fixed assets21/28€1.74M€734k€642k€540k€470k▼ 13.1%
Intangible fixed assets21---€0--
Tangible fixed assets22/27€791k€734k€642k€540k€469k▼ 13.1%
Land and buildings22€791k€706k€625k€534k€467k▼ 12.5%
Furniture and vehicles24€0€28k€17k€6k€2k▼ 66.3%
Financial fixed assets28€952k€363€363€363€363=
Affiliated companies280/1€952k€0----
Participating interests280€952k€0----
Other financial fixed assets284/8€250€363€363---
Amounts receivable and cash guarantees285/8€250€363€363---
Current assets29/58€2.47M€5.87M€392k€739k€624k▼ 15.5%
Amounts receivable after more than one year29€2.38M-----
Other amounts receivable291€2.38M-----
Amounts receivable within one year40/41€85k€5.86M€381k€727k€623k▼ 14.2%
Trade receivables40€46k-€162k---
Other amounts receivable41€39k€5.86M€219k€727k€623k▼ 14.2%
Cash at bank and in hand54/58€4k€6k€2k€2k€904▼ 61.1%
Deferred charges and accrued income490/1-€158€9k€9k--
Equity and liabilities
Total equity and liabilities10/49€4.25M€6.60M€1.03M€1.28M€1.09M▼ 14.4%
Equity10/15€3.48M€590k€796k€795k€848k▲ 6.7%
Contributions10/11€3.12M€62k€62k€62k€62k=
Capital10€246k€62k€62k€62k€62k=
Issued capital100€246k€62k€62k€62k€62k=
Outside capital11€2.88M-----
Share premium1100/10€2.88M-----
Reserves13€674k€529k€734k€734k€529k▼ 28.0%
Non-distributable reserves130/1€12k€12k€12k€12k€12k=
Legal reserve130€12k€12k€12k€12k€12k=
Tax-exempt reserves132€7k€7k€7k---
Distributable reserves133€655k€510k€715k€722k€517k▼ 28.5%
Profit (loss) carried forward14€-317k--€-982€258k▲ 26,322%
Amounts payable17/49€766k€6.01M€239k€484k€246k▼ 49.1%
Amounts payable after more than one year17€92k-----
Financial debts170/4€92k-----
Leasing and similar obligations172€32k-----
Other loans174€60k-----
Amounts payable within one year42/48€675k€6.01M€239k€484k€246k▼ 49.1%
Current portion of amounts payable after more than one year42€177k€91k----
Trade debts44€129k€2k€3k€200k€2k▼ 98.8%
Suppliers440/4€129k€2k€3k€200k€2k▼ 98.8%
Advances received on contracts in progress46---€1k€1k=
Taxes, remuneration and social security45€31k€66k€54k€103k€62k▼ 39.3%
Taxes450/3€16k€54k€25k€74k€46k▼ 37.7%
Remuneration and social security454/9€15k€12k€29k€28k€16k▼ 43.4%
Other amounts payable47/48€338k€5.85M€181k€180k€180k=
Line20212022202320242025Change
Profit (loss) for the period9904€-65k€2.78M€206k€-982€53k▲ 5,493%
+ Depreciation and write-downs630€205k€125k€105k€102k€67k▼ 34.1%
Operating cash flow (approximation)€140k€2.90M€310k€101k€120k▲ 19.0%
Investment in fixed assets (approximation)-€883k€-13k€0€3k▲ 825,144%
Change in cash-€2k€-4k€481€-1k▼ 395%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2026
10-08
NBB filing Annual accounts filed
fiscal year 2025 · full schema · 133 days late
18-02
State Gazette act Capital & shares · Restructuring
Merger · Dissolution · Accounting effect12 facts ▸
  • General meeting, 19-12-2025
  • Merger, 19-12-2025
  • Dissolution, 19-12-2025
  • Accounting effect, 31-08-2025
  • Real estate, Maison de commerce sise rue Moris n° 43 et 43/A, Saint-Gilles, section B n°326/C/12 (4a 35ca), comprenant la 2ème entité (161/1000) et la 3ème entité (247/1000)
  • Real estate, Immeuble à appartements situé à l'angle de la Chaussée de Waterloo et de la rue Moris, n° 53, Saint-Gilles, section B n°03326B13P0000 (1a 50ca), appartement du…
  • Real estate, Maison d'habitation avec dépendances, sur et avec jardin, sise Rue Moris numéro 47, Saint-Gilles, section B n°326/H/9 (2a), revenu cadastral 1.425,00 €
  • Real estate, Atelier, sis Avenue Vésale numéro 2, Wavre, section B n°0120AP0000 (50a 81ca), revenu cadastral 12.454,00 €
  • Real estate, Entrepôt avec dépendances, sur et avec terrain, sis Avenue Vésale numéro 2, Wavre, section B n°0120BP0001 (6a 46ca), revenu cadastral 3.187,00 €
  • Real estate, Entrepôt avec dépendances, sur et avec terrain, sis Avenue Vésale numéro 2, Wavre, section B n°0120CP0001 (3a 41ca), revenu cadastral 1.922,00 €
  • Power of attorney, BFIVE
  • Declaration, fonds de commerce quitte et libre de toutes inscriptions, mentions marginales et transcriptions
2025
30-08
Financial Back to profitnet €53k
Net result €53k after one loss-making year.
03-07
NBB filing Annual accounts filed
fiscal year 2024 · full schema
2024
16-08
NBB filing Annual accounts filed
fiscal year 2023 · full schema · 16 days late
2023
01-08
NBB filing Annual accounts filed
fiscal year 2022 · full schema · 1 day late
2022
31-12
Financial Back to profitnet €2.78M
Net result €2.78M after 4 loss-making years.
08-08
NBB filing Annual accounts filed
fiscal year 2021 · full schema · 8 days late
2021
28-07
NBB filing Annual accounts filed
fiscal year 2020 · full schema
2020
05-10
NBB filing Annual accounts filed
fiscal year 2019 · full schema · 66 days late
2019
31-12
Financial Weakest financial yearnet €-205k
Net result drops to €-205k, the lowest in the series.
29-09
NBB filing Annual accounts filed
fiscal year 2018 · full schema · 60 days late
2018
24-07
NBB filing Annual accounts filed
fiscal year 2017 · full schema
2017
30-08
NBB filing Annual accounts filed
fiscal year 2016 · full schema · 30 days late
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
1 of 18 acts read
About the unread acts

Of the 18 Belgian State Gazette acts we know for this company, 1 has been read. The other 17 have not been read yet: what they contain is neither established nor disproved here.

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Structure & network

Connections & network

No current directors or connected companies found in the register.

Acquisitions and mergers

1 transaction
Taken over by:BFIVE
BE 0781.835.737merger by absorption · State Gazette act of 18-02-2026 (2 acts) · effective 19-12-2025