PAPIPELO BARBER
ActiveThe computed 12-month bankruptcy probability of PAPIPELO BARBER is 2.0% (moderate). The 2025 annual accounts show equity of €16k and a net result of €3k. Its solvency ranks better than 70% of 4610 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
72
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2025
Profitability81▼-15
Solvency78▼-4
Growth52
Track record82
Bankruptcy probability, 12 months
2.0%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days acceptable
Liquidity ample (current ratio 2.02; short-term debt: 42.1% and cash: 58.1% of total assets), and 46.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
53.5%
Return on assets
9.5%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 22-05-2026, 70 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
70 d early
2025
68 d early
← before the deadline
after the deadline →
Financials · fiscal year 2025, micro schema
Turnover
€49k
EBIT margin
17.6%
Net result
€3k▼ 42.9%
2025 · €5k
2025: €5k
2025 → 2025
Working capital
€13k▲ 33.0%
2025 · €10k
2025: €10k
2025 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20252025Trend
Turnover€49k-
Equity€14k-€16k▲ 13.6%
Operating result€9k-€5k▼ 40.5%
Net result€5k-€3k▼ 42.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
Multiple fiscal year ends fall in the same calendar year; an annual trend is not displayed.
Balance-sheet composition
2025 in colour, 2025 as the grey bar beneath
Assets €30k
Fixed assets
€5k▼ 33.4%
Current assets
€26k▲ 42.5%
Equity and liabilities €30k
Equity
€16k▲ 13.6%
Debt
€14k▲ 32.7%
The debt ratio rises from 42.7% to 46.5%. Equity and debt are higher.
Key figures and ratios
EBITDA
€7k▼
2025 · €11k
Cash flow
€4k▼
2025 · €7k
Solvency
53.5%▼
2025 · 57.3%
Current ratio
2.02▼
2025 · 2.18
Quick ratio
2.02▼
2025 · 2.18
Debt / equity
0.87▲
2025 · 0.75
ROE
17.7%▼
2025 · 35.2%
ROA
9.5%▼
2025 · 20.2%
Interest coverage
24.77▼
2025 · 54.99
Debt
€14k▲
2025 · €11k
Debt ≤ 1 year
€13k▲
2025 · €8k
Debt > 1 year
€602▼
2025 · €2k
Income taxes
€2k▼
2025 · €3k
Staff costs
€6k▲
2025 · €24
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2025
Balance sheet
Code20252025
Assets
Total assets20/58€25k€30k▲
Fixed assets21/28€7k€5k▼
Intangible fixed assets21-€2k
Tangible fixed assets22/27€7k€2k▼
Plant, machinery and equipment23€774€2k▲
Furniture and vehicles24€6k-
Current assets29/58€18k€26k▲
Amounts receivable within one year40/41-€8k
Trade receivables40-€8k
Cash at bank and in hand54/58€18k€18k▼
Deferred charges and accrued income490/1-€168
Equity and liabilities
Total equity and liabilities10/49€25k€30k▲
Equity10/15€14k€16k▲
Contributions10/11€9k€9k=
Reserves13€3k€3k=
Distributable reserves133€3k€3k=
Profit (loss) carried forward14€2k€4k▲
Amounts payable17/49€11k€14k▲
Amounts payable after more than one year17€2k€602▼
Financial debts170/4€2k€602▼
Amounts payable within one year42/48€8k€13k▲
Current portion of amounts payable after more than one year42€2k€2k▲
Trade debts44€875€3k▲
Suppliers440/4€875€3k▲
Taxes, remuneration and social security45€5k€5k▼
Taxes450/3€5k€5k▼
Other amounts payable47/48€368€3k▲
Accrued charges and deferred income492/3-€750
Income statement
Code20252025
Turnover70€49k-
Goods, raw materials, services and sundry goods60/61€38k-
Remuneration, social security and pensions62€24€6k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€1k▼
Other operating charges640/8€1k€4k▲
Gross operating margin9900€12k€16k▲
Operating profit (loss)9901€9k€5k▼
Financial charges65/66B€197€264▲
Recurring financial charges65€197€264▲
Profit (loss) for the period before taxes9903€8k€5k▼
Income taxes67/77€3k€2k▼
Profit (loss) for the period9904€5k€3k▼
Profit (loss) for the period to be appropriated9905€5k€3k▼
Appropriation of the result
Profit (loss) to be appropriated9906€5k€5k▼
Profit (loss) brought forward from the previous period14P-€2k
Transfer to equity691/2€3k-
To other reserves6921€3k-
Profit to be distributed694/7-€925
Return on contributions (dividend)694-€925
The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
22-05
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
23-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Wavre · 2 establishment units since 2024
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue de la Limite 351300 WavreGround area
340 m²
Building footprint
213 m²
Volume, LiDAR
1,267 m³
2 parcels, Wallonia · tallest building 11.7 m, ±3 floors. Linked by address, not a title deed.
2 establishment units
Rue de la Limite 35, 1300 Wavre
since 20242.355.210.973
Rue de l'Industrie 22, 1480 Tubize
since 20262.387.127.933
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25112L0187/00L000 | Wallonia | 176 m² | 1 · 126 m² | 11.7 m · 3 fl. |
| 25105C0016/00T003 | Wallonia | 164 m² | 1 · 87 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 21,750 companies in sector 96210 we hold annual accounts for 2,832. 2,366 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded31-01-2024
Fiscal year end31-12
Activities, NACEBEL
96021Hairdressing
96210Hairdressing and barber services
47750Retail sale of cosmetics and toilet articles
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.