PAPILLA
ActiveSummary
PAPILLA has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show negative equity (-€22,494) and a net result of -€495. Equity is shrinking by ~4.7% per year across the filed fiscal years. The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
No current score
Insufficient figures
A score requires measurable solvency, liquidity and profitability. Missing figures are not a judgement about the company.
Axes · tick = 2023
Profitability-
Solvency-
Growth58▲+26
Track record100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 25-06-2026, 36 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
36 d early
2024
37 d early
2023
9 d early
2022
42 d early
2021
38 d early
2020
9 d early
2019
30 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 29 days before the deadline; the sector median for financial year 2024 is on the deadline day, and 47% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 24 June (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
30-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2024, micro schema
Equity
-€22,494▼ 2.3%
2023 · -€21,999
Total assets
Not included in this filing
Net result
-€495▲ 79.0%
2023 · -€2,354
Working capital
Not included in this filing
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220232024
Operating result-€418▲ 71.6%-€420▼ 0.5%-€441▼ 5.0%-€2,354▼ 434%-€495▲ 79.0%
Net result-€418within the sector's middle half▲ 71.6%-€420within the sector's middle half▼ 0.5%-€441within the sector's middle half▼ 5.0%-€2,354within the sector's middle half▼ 434%-€495within the sector's middle half▲ 79.0%
Equity-€18,784below the sector's middle half▼ 2.3%-€19,204below the sector's middle half▼ 2.2%-€19,645below the sector's middle half▼ 2.3%-€21,999below the sector's middle half▼ 12.0%-€22,494below the sector's middle half▼ 2.3%
Debt€18,784▲ 2.3%€19,204▲ 2.2%€19,645▲ 2.3%€21,999▲ 12.0%€22,494▲ 2.3%
above
within
below
the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €495 in 2024 against €2,354 in 2023; the loss shrinks.
Key figures and ratios
Debt to equity
-1.00=
2023 · -1.00
Debt ≤ 1 year
€22,494▲
2023 · €21,999
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Gross operating margin9900 | -€418 | -€420 | -€441 | -€2,354 | -€495 | ▲ 79.0% |
| Operating profit (loss)9901 | -€418 | -€420 | -€441 | -€2,354 | -€495 | ▲ 79.0% |
| Profit (loss) for the period before taxes9903 | -€418 | -€420 | -€441 | -€2,354 | -€495 | ▲ 79.0% |
| Profit (loss) for the period9904 | -€418 | -€420 | -€441 | -€2,354 | -€495 | ▲ 79.0% |
| Profit (loss) for the period to be appropriated9905 | -€418 | -€420 | -€441 | -€2,354 | -€495 | ▲ 79.0% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €0 | €0 | €0 | €0 | €0 | - |
| Equity10/15 | -€18,784 | -€19,204 | -€19,645 | -€21,999 | -€22,494 | ▼ 2.3% |
| Contributions10/11 | - | €6,300 | €6,300 | €6,300 | €6,300 | = |
| Profit (loss) carried forward14 | -€25,084 | -€25,504 | -€25,945 | -€28,299 | -€28,794 | ▼ 1.7% |
| Amounts payable17/49 | €18,784 | €19,204 | €19,645 | €21,999 | €22,494 | ▲ 2.3% |
| Amounts payable within one year42/48 | €18,784 | €19,204 | €19,645 | €21,999 | €22,494 | ▲ 2.3% |
| Other amounts payable47/48 | - | €19,204 | €19,645 | €21,999 | €22,494 | ▲ 2.3% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€418 | -€420 | -€441 | -€2,354 | -€495 | ▲ 79.0% |
| Operating cash flow (approximation) | -€418 | -€420 | -€441 | -€2,354 | -€495 | ▲ 79.0% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
25-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
24-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
22-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet -€2,354
Net result drops to -€2,354, the lowest in the series; recovery starts the following year.
19-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
23-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
22-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
01-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
08-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 8 days late
2018
19-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Namur · 1 establishment unit since 2011
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Av. du Bourg. Jean Materne(JB) 665100 Namur1 establishment unit
GOSSIP
since 20112.192.284.726
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This company's figures show no positive equity and no headcount, so a size comparison is not possible. These companies share only the sector and the region. Of 6,495 companies in sector 47716 we hold annual accounts for 2,441. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded17-09-2010
Fiscal year end31-12
Activities, NACEBEL 2025
47716Retail sale of clothing and accessories for women, men, children and babies (general range)
47711Retail sale of women's outerwear
47714Retail trade
47715Retail trade
47721Retail sale of footwear
47784Retail sale of souvenirs and religious articles
Contact
E-mail
stephaniepinchart@hotmail.comNamur
Phone
0472/755.817Namur
E-invoicing
Reachable via Peppol
Peppol ID
0208:0829341783
Also
9925:BE0829341783
Registered
19-12-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 29 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.