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PAPIER PRESENT

Active
Private limited companyfounded 1983active for 42 yearsPreenakker 19, 1785 Merchtem, BelgiumKBO/BCE: BE 0424.827.435
Summary

PAPIER PRESENT has been active since 1983 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.8m and a net result of €407,821. Equity is growing by about 16% per year across the filed financial years. Its solvency ranks better than 65% of 9,770 sector peers (NACE 46, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).

Risk analysisFollow ReportCompare
PAPIER PRESENTActiveChecked score 98/100
Risk analysis ReportCompare

Overview

Activity
Wholesale trade
NACE 46492
2 sites
Size
€3.1mtotal assets 2025
Staff
10.7 FTE
Equity
€1.8m
Profit
€407,821
Turnover not published (abbreviated or micro format)
Financial health
98 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
< 0.1%
Structure
Parent
RE-PRESENT · 100%
  • RE-PRESENTDirector · permanent representative VAN OVERLOOP David
2025 accounts on time1 of 4 deeds summarised
Why 98lowers riskLiquidity: current ratio 2.53, cash €929,433Founded in 1983Equity €1.8m (58.5% of total assets)Profit of €407,821 (financial year 2025)Show the evidence

Checked score

Score 2025
98 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 84% of its sector peers (NACE 46, small)
Every signal that counts is listed under Signals.
Financial strength · tick = 2024
Strong
Solvency 84+17
equity 58.5% of total assets
Liquidity 77+5
short-term debt 27.4% · cash 29.9%
Profitability 85-1
return on assets 13.1%
Bankruptcy probability, 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (4,374 companies, NACE 46, small)
Last 24 months 11-2024: < 0.1%lowest value 12-2024: < 0.1%● unchanged vs 11-2024lowest value 01-2025: < 0.1%● unchanged vs 12-2024lowest value 02-2025: < 0.1%● unchanged vs 01-2025lowest value 03-2025: < 0.1%● unchanged vs 02-2025 04-2025: < 0.1%● unchanged vs 03-2025 05-2025: < 0.1%● unchanged vs 04-2025 06-2025: < 0.1%● unchanged vs 05-2025 07-2025: < 0.1%● unchanged vs 06-2025 08-2025: < 0.1%● unchanged vs 07-2025 09-2025: < 0.1%● unchanged vs 08-2025 10-2025: < 0.1%● unchanged vs 09-2025 11-2025: < 0.1%● unchanged vs 10-2025 12-2025: < 0.1%● unchanged vs 11-2025 01-2026: < 0.1%● unchanged vs 12-2025 02-2026: < 0.1%● unchanged vs 01-2026 03-2026: 0.1%▲ +0.1 percentage points vs 02-2026 04-2026: 0.1%● unchanged vs 03-2026 05-2026: 0.1%● unchanged vs 04-2026 06-2026: 0.1%● unchanged vs 05-2026 07-2026: 0.1%● unchanged vs 06-2026highest value 08-2026: < 0.1%▼ -0.1 percentage points vs 07-2026 09-2026: < 0.1%● unchanged vs 08-2026 10-2026: < 0.1%● unchanged vs 09-2026
Credit of up to €170,000 on 30-day terms is acceptable
Liquidity ample (current ratio 2.53, compared with 1.7 in 2024, above the usual 1.5; short-term debt: 27.4% and cash: 29.9% of total assets), and 41.5% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 46, small): better than 68% on solvency, 91% on liquidity, 88% on profitability and 88% on growth.

The bankruptcy probability was computed on 26-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
lowers riskneutral
lowers risk · Liquidity: current ratio 2.53, cash €929,433
NBB · annual accounts
lowers risk · Founded in 1983
Companies that have existed this long fail less often; how much that weighs depends on the rest of its profile.
KBO
lowers risk · Equity €1.8m (58.5% of total assets)
NBB · annual accounts
lowers risk · Profit of €407,821 (financial year 2025)
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
on the day
2024
9 days early
2023
5 days late
2022
3 days early
2021
3 days late
2020
31 days early
2019
4 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 4 days before the deadline; the sector median (NACE 46) for financial year 2024 is 3 days before the deadline, and 39% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 31 July (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
27-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · abbreviated…
  2. Annual accounts filedfinancial year 2024 · abbreviated…
  3. Annual accounts filedfinancial year 2023 · abbreviated…

Key points

  • Positive: Among the best 9% on net resultsector median €26,866 · 9,749 companies €407,821 View
  • Positive: 8 profitable years in a rowprofit 2025: €407,821 8 years View
  • Controlled by RE-PRESENT 100% View
  • Positive: Equity rose in 2025from €1.4m to €1.8m ▲ 28.9% View

By topic

Financials

Financial year
2025
Total assets
€3.1m
Profit
€407,821
Solvency
58.5%
Total assets▼ 7.9%
Net result
20182025
Go to Financials

Timeline

Events
46
Since
1985
Next accounts
by 31-07-2027
  1. 05-01-2024Resignation: RE-PRESENT (director)
  2. 31-12-2023Highest result from 2018 to 2025
  3. 28-07-2023Annual accounts filed
Go to Timeline

Company details

Sites
2
Legal form
Private limited company
Activity
Wholesale tradeNACE 46492
Founded
22-11-1983
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Articles of association

Provisions read
21
Who signs
Each director alone
Annual meeting
Last Monday of May at 16:00
Purpose
“De groothandel,invoer,uitvoer,en alle commerciële handelingen in…” (deed in Dutch)
Go to Articles of association

Key facts about PAPIER PRESENT

What is the company number of PAPIER PRESENT?
0424.827.435. In Belgium the VAT number is the company number with BE in front: BE 0424.827.435.
Where is PAPIER PRESENT based?
The registered office is at Preenakker 19, 1785 Merchtem.Company details
What does PAPIER PRESENT do?
According to the KBO register, the main activity is wholesale trade (NACE 46492).
What is the legal form of PAPIER PRESENT?
Private limited company (BV).
When was PAPIER PRESENT founded?
On 22-11-1983.
Is PAPIER PRESENT still active?
Yes, PAPIER PRESENT is an active enterprise in the KBO register.
How many employees does PAPIER PRESENT have?
On average 10.7 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of PAPIER PRESENT?
Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.
Is PAPIER PRESENT profitable?
In financial year 2025, PAPIER PRESENT made a profit of €407,821.
Where can I find the annual accounts of PAPIER PRESENT?
PAPIER PRESENT filed 42 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of PAPIER PRESENT due?
By 31-07-2027, for financial year 2026.Timeline

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