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PAPEKI

Active
Private limited companyfounded 200620 yrs activeBevekomsestraat 68, 3360 Bierbeek, BelgiumKBO/BCE: BE 0880.120.788
Summary

PAPEKI has been active since 2006 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €81,660 and a net result of €14,368. Equity is growing by ~13.3% per year across the filed fiscal years. Its solvency ranks better than 58% of 787 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.2% (low).

Risk analysisWatch ReportCompare
PAPEKIActiveChecked score 66/100
Risk analysis ReportCompare

Overview

Activity
Holiday cottages, homes and apartments
NACE 55203
#8 oldest company in Bierbeek, Accommodation and food service sector1 site
Size
€219,747total assets 2025
Equity
€81,660
Profit
€14,368
Turnover not published (abridged schema)
Financial health
66 Healthy Checked score 2025
Bankruptcy chance 12 m
1.2%
Structure
Largest shareholder
IMMO - MARNIX · 50%
Accounts 36 d early1 of 4 deeds read
Why 66- 1 change of registered office in 24 months- Liquidity: current ratio 0.06, cash €1,131, halved- Figures for FY 2025 (filed 25-09-2025)+ Founded in 2006Show the evidence

Checked score

Score 2025
66 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Better than 61% of its sector peers (NACE 55, micro)
Performance against the sector, not lower risk
Every signal that weighs is under Signals.
Financial strength · tick = 2024
Average
Solvency 62+8
equity 37.2% of total assets
Liquidity 37+18
short-term debt 32.2% · cash 0.5%
Profitability 77+5
return on assets 6.5%
Bankruptcy probability, 12 months
1.2% Low
0%0.5%1.5%4%10%≥ 25%

About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (2,490 companies)
Last 24 months 11-2024: 1.9%highest value 12-2024: 0.8%▼ -59.0% vs 11-2024 01-2025: 0.8%● 0.0% vs 12-2024 02-2025: 0.8%● 0.0% vs 01-2025 03-2025: 0.8%● 0.0% vs 02-2025 04-2025: 0.8%● 0.0% vs 03-2025 05-2025: 0.8%▲ +1.8% vs 04-2025 06-2025: 0.8%● 0.0% vs 05-2025 07-2025: 0.9%▲ +12.7% vs 06-2025 08-2025: 1.1%▲ +18.1% vs 07-2025 09-2025: 1.0%▼ -2.3% vs 08-2025 10-2025: 0.9%▼ -16.2% vs 09-2025 11-2025: 0.9%● 0.0% vs 10-2025 12-2025: 0.9%● 0.0% vs 11-2025 01-2026: 0.9%● 0.0% vs 12-2025 02-2026: 0.9%● 0.0% vs 01-2026 03-2026: 0.9%● 0.0% vs 02-2026 04-2026: 0.9%● 0.0% vs 03-2026 05-2026: 0.9%● 0.0% vs 04-2026 06-2026: 0.3%▼ -68.9% vs 05-2026lowest value 07-2026: 0.3%▲ +9.3% vs 06-2026 08-2026: 0.3%▼ -2.0% vs 07-2026 09-2026: 0.3%▼ -0.3% vs 08-2026 10-2026: 1.2%▲ +301% vs 09-2026
  • 1 change of registered office in 24 months raises the probability
  • Founded in 2006 lowers the probability for this profile
  • Liquidity: current ratio 0.06, cash €1,131, halved raises the probability
  • Figures for FY 2025 (filed 25-09-2025) raises the probability
Credit up to €5,000 at 30 days acceptable
Liquidity short (current ratio 0.06 against 0.03 in 2024; short-term debt: 32.2% and cash: 0.5% of total assets), and 62.8% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 55, micro). Better than this share of them on solvency 61%, liquidity 33%, profitability 75%, growth against the median 78%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · 1 change of registered office in 24 months
In the bankruptcy model this factor raises the probability.
Belgian State Gazette
lowers risk · Founded in 2006
In the bankruptcy model this factor lowers the probability for this profile.
KBO
raises risk · Liquidity: current ratio 0.06, cash €1,131, halved
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
raises risk · Figures for FY 2025 (filed 25-09-2025)
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 25-09-2025, 36 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
36 d early
2024
on the day
2023
on the day
2022
29 d late
2021
2 d early
2020
2 d early
2019
21 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 5 days before the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 45% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today. Usually files around 31 October (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
31-03-2026 close03-10-2026 today31-10-2026 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Registered officeRegistered-office move
  2. Annual accounts filedfiscal year 2025 · abbreviated…
  3. Annual accounts filedfiscal year 2024 · abbreviated…

Key points

  • Positive: Oldest company in Bierbeek, Accommodation and food service…in the Checked rankings #8 View
  • Total assets 20256 fiscal years filed €219,747 View
  • Active since 2006founded 21-03-2006 20 years View

By topic

Financials

Fiscal year
2025
Total assets
€219,747
Profit
€14,368
Solvency
37.2%
Total assets▼ 4.9%
Net result
20192025
Go to Financials

Timeline

Events
13
Since
2016
Next accounts
by 31-10-2026
  1. 16-09-2026Registered office
  2. 25-09-2025Annual accounts filed
  3. 31-10-2024Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Holiday cottages, homes and apartmentsNACE 55203
Founded
21-03-2006
Year ends
31-03
Peppol
Reachable for e-invoices
Go to Company details

Go further with this company

How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check What other support did companies like this one receive, and it did not?Subsidies How does this company compare with its sector?Sector benchmark

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