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Papa Jos

Active
Private limited companyfounded 2023active for 3 yearsBlindestraat 39, 2000 Antwerpen, BelgiumKBO/BCE: BE 0804.369.332
Summary

The computed 12-month bankruptcy probability of Papa Jos is 6.8% (elevated). The 2024 annual accounts show equity of €45,352 and a net result of €25,352. Its solvency ranks better than 60% of 18,734 sector peers (NACE 56, financial year 2024). The company has been active since 2023 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Official details

Source: KBO
Status
Active since 28-07-2023 Normal situation
Activity
Cafés and bars NACE 56301and 1 other
Establishment unit
2.347.957.353 2000 Antwerpen, since 28-07-2023
Financial year end
31 December
Peppol
Reachable since 13-10-2025

Financial position

37 Weak Checked score 2024
Bankruptcy probabilitywithin 12 months
6.8%
Annual accounts 2024
Gross margin
€115,009
Turnover
≈ €300,000
estimated
Profit
€25,352
Equity
€45,352
Total assets
€112,296
Staff
≈ 2 FTE
estimated
  • 2024 accounts filed 110 days after the deadline
Filed on 18-11-2025
Score breakdownraises risk1 financial year not filed after the legal deadline; last filed accounts filed 110 days late; 1 of the last 3 accounts lateFounded in 2023Figures for financial year 2024 (filed on 25-11-2025)Size: total assets €112,296Show the evidence

Checked score

Score 2024
37 / 100
Weak
Probability in this band: 4.2% to 15.0%
Financially stronger than 60% of micro companies in food and beverage service (NACE 56)
Financial strength
Strong
Solvency 65
equity 40.4% of total assets
Liquidity 41
short-term debt 59.6% · cash 17.4%
Profitability 97
return on assets 22.6%
Bankruptcy probability within 12 months
6.8% Elevated
0%0.5%1.5%4%10%≥ 25%

About 7 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.8% (23,778 companies, NACE 56, micro)
Last 24 months 12-2024: 4.6%lowest value 01-2025: 4.9%▲ +0.3 percentage points vs 12-2024 02-2025: 4.9%● unchanged vs 01-2025 03-2025: 5.3%▲ +0.4 percentage points vs 02-2025 04-2025: 5.3%● unchanged vs 03-2025 05-2025: 5.1%▼ -0.2 percentage points vs 04-2025 06-2025: 5.5%▲ +0.4 percentage points vs 05-2025 07-2025: 5.6%▲ +0.1 percentage points vs 06-2025 08-2025: 5.6%● unchanged vs 07-2025 09-2025: 5.6%● unchanged vs 08-2025 10-2025: 5.6%● unchanged vs 09-2025 11-2025: 5.6%● unchanged vs 10-2025 12-2025: 4.9%▼ -0.7 percentage points vs 11-2025 01-2026: 4.8%▼ -0.1 percentage points vs 12-2025 02-2026: 4.8%● unchanged vs 01-2026 03-2026: 4.8%● unchanged vs 02-2026 04-2026: 4.9%▲ +0.1 percentage points vs 03-2026 05-2026: 4.9%● unchanged vs 04-2026 06-2026: 4.6%▼ -0.3 percentage points vs 05-2026 07-2026: 4.7%▲ +0.1 percentage points vs 06-2026 08-2026: 5.4%▲ +0.7 percentage points vs 07-2026 09-2026: 5.8%▲ +0.4 percentage points vs 08-2026 10-2026: 6.8%▲ +1.0 percentage point vs 09-2026highest value 11-2026: 6.8%● unchanged vs 10-2026highest value
Credit of up to €1,500 on 30-day terms, only on tighter conditions: elevated estimated bankruptcy probability calls for adjusted credit terms
Liquidity is insufficient, with a current ratio of 0.71, below 1. Short-term debt is 59.6% and cash 17.4% of total assets. 59.6% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 56, micro). It does better than 60% of them on solvency, 35% on liquidity and 84% on profitability.

The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
raises risk
raises risk · 1 financial year not filed after the legal deadline; last filed accounts filed 110 days late; 1 of the last 3 accounts late
NBB · filings
raises risk · Founded in 2023
Companies of this age fail more often than older ones. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · Figures for financial year 2024 (filed on 25-11-2025)
NBB · annual accounts
raises risk · Size: total assets €112,296
Companies of this size fail more often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · 2024 accounts filed 110 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 18-11-2025, 110 days past the deadline. Measured on financial year 2023: of the companies more than 90 days late, 5.61% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers.
NBB · 1 filing
Deviation from the deadline
2024
110 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its 2024 accounts 110 days after the deadline. In the sector (NACE 56), the median for financial year 2024 was 7 days after the deadline, and 53% of those companies filed late.

Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
That holds for every publication since incorporation in 2023.
KBO publications

Recent changes

  1. · Gazette deed IncorporationStarting capital €30,000
All 2 events

Comparable companies

These companies have the same main activity as Papa Jos: cafés and bars (NACE 56301). They are comparable in size and age: total assets between €104,000 and €128,000, founded in 2023.

CompanyTotal assetsGross margin
Papa Jos Antwerpen€112,296€115,009
Koffie Dealers Antwerpen€128,182€133,109
Gebroeder Chabot Antwerpen€104,088€132,613
Reutemeteut Retie€112,309€89,741
Café Schuttershof Baarle-Hertog€115,031€89,926
L'Euphorique Rochefort€104,898€118,110
Mint & Co Brussel€107,266€128,413
Full comparison

Key facts about Papa Jos

What is the company number of Papa Jos?
The company number of Papa Jos is 0804.369.332. The VAT number is the same number with BE in front: BE 0804.369.332.
Where is Papa Jos based?
The registered office is at Blindestraat 39, 2000 Antwerpen.Company details
What does Papa Jos do?
According to the KBO register, the main activity is cafés and bars (NACE 56301).
What is the legal form of Papa Jos?
The legal form of Papa Jos is Private limited company (BV).
When was Papa Jos founded?
Papa Jos was founded on 28-07-2023.
Is Papa Jos still active?
Yes, Papa Jos is an active enterprise in the KBO register.
What is the turnover of Papa Jos?
The turnover in financial year 2024 is ≈ €300,000. This figure is estimated from the gross margin of €115,009 and 31 comparable companies (NACE 56301). It probably lies between €270,000 and €380,000.Financials
Is Papa Jos profitable?
In financial year 2024, Papa Jos made a profit of €25,352.
Where can I find the annual accounts of Papa Jos?
Papa Jos filed 1 annual account with the National Bank of Belgium, for financial year 2024.

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