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Panvini

Active
Private limited companyfounded 2024active for 2 yearsVenkellaan 39, 3600 Genk, BelgiumKBO/BCE: BE 1009.599.160
Summary

The computed 12-month bankruptcy probability of Panvini is 2.3% (moderate). The 2025 annual accounts show equity of €11,805 and a net result of €9,805. Its solvency ranks better than 46% of 1,588 sector peers (NACE 55, financial year 2025). The company has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals.

Risk analysisFollow ReportCompare
PanviniActiveChecked score 53/100
Risk analysis ReportCompare

Overview

Activity
Holiday cottages, homes and apartments
NACE 55203
1 site
Size
€77,481total assets 2025
Equity
€11,805
Profit
€9,805
Turnover not published (micro format)
Financial health
53 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
2.3%
Structure
2025 accounts 11 days early
Why 53raises riskFounded in 2024Size: total assets €77,481Equity €11,805 (15.2% of total assets)lowers riskFigures for financial year 2025 (filed 20-07-2026)Show the evidence

Checked score

Score 2025
53 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 57% of its sector peers (NACE 55, micro)
Every signal that counts is listed under Signals.
Financial strength
Average
Solvency 40
equity 15.2% of total assets
Liquidity 43
short-term debt 40.3% · cash 9.5%
Profitability 85
return on assets 12.7%
Bankruptcy probability, 12 months
2.3% Moderate
0%0.5%1.5%4%10%≥ 25%

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (2,515 companies, NACE 55, micro)
Last 24 months 06-2025: 1.6%lowest value 07-2025: 1.6%● unchanged vs 06-2025lowest value 08-2025: 1.7%▲ +0.1 percentage points vs 07-2025 09-2025: 2.0%▲ +0.3 percentage points vs 08-2025 10-2025: 2.1%▲ +0.1 percentage points vs 09-2025 11-2025: 2.4%▲ +0.3 percentage points vs 10-2025 12-2025: 2.4%● unchanged vs 11-2025 01-2026: 2.6%▲ +0.2 percentage points vs 12-2025 02-2026: 2.6%● unchanged vs 01-2026 03-2026: 2.5%▼ -0.1 percentage points vs 02-2026 04-2026: 2.8%▲ +0.3 percentage points vs 03-2026 05-2026: 2.9%▲ +0.1 percentage points vs 04-2026 06-2026: 2.9%● unchanged vs 05-2026highest value 07-2026: 2.9%● unchanged vs 06-2026highest value 08-2026: 2.3%▼ -0.6 percentage points vs 07-2026 09-2026: 2.3%● unchanged vs 08-2026 10-2026: 2.3%● unchanged vs 09-2026
Credit of up to €500 on 30-day terms is acceptable
Liquidity insufficient (current ratio 0.3, below 1; short-term debt: 40.3% and cash: 9.5% of total assets), and 84.8% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 55, micro): better than 44% on solvency, 41% on liquidity and 86% on profitability.

The bankruptcy probability was computed on 26-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
lowers riskraises riskneutral
raises risk · Founded in 2024
Companies of this age fail more often than older ones; how much that weighs depends on the rest of its profile.
KBO
raises risk · Size: total assets €77,481
Companies of this size fail more often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
raises risk · Equity €11,805 (15.2% of total assets)
NBB · annual accounts
lowers risk · Figures for financial year 2025 (filed 20-07-2026)
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 20-07-2026, 11 days ahead of the deadline.
NBB · 1 filing
Deviation from the deadline
2025
11 days early
← before the deadline after the deadline →
Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
Searched since incorporation in 2024.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · micro…
  2. IncorporationAppointment: PANVINI Rico (director) ·…

Key points

  • One director decidessole director in office 1 View
  • Total assets 2025first financial year filed €77,481 View
  • Active since 2024founded 23-05-2024 2 years View

By topic

Financials

Financial year
2025
Total assets
€77,481
Profit
€9,805
Solvency
15.2%
Go to Financials

Company details

Sites
1
Legal form
Private limited company
Activity
Holiday cottages, homes and apartmentsNACE 55203
Founded
23-05-2024
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Articles of association

Provisions read
36
Who signs
Each director alone
Annual meeting
First Friday of May at 20:00
Purpose
“Het verstrekken van advies en bijstand,zowel technisch als administratief en…” (deed in Dutch)
Statutory auditor
No statutory auditor
Go to Articles of association

Key facts about Panvini

What is the company number of Panvini?
1009.599.160. In Belgium the VAT number is the company number with BE in front: BE 1009.599.160.
Where is Panvini based?
The registered office is at Venkellaan 39, 3600 Genk.Company details
What does Panvini do?
According to the KBO register, the main activity is holiday cottages, homes and apartments (NACE 55203).
What is the legal form of Panvini?
Private limited company (BV).
When was Panvini founded?
On 23-05-2024.
Is Panvini still active?
Yes, Panvini is an active enterprise in the KBO register.
What is the turnover of Panvini?
Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.Financials
Is Panvini profitable?
In financial year 2025, Panvini made a profit of €9,805.
Where can I find the annual accounts of Panvini?
Panvini filed 1 annual account with the National Bank of Belgium, for financial year 2025.

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