PANTHONIS

Active

Private limited companyfounded 2020active for 6 yearsParklaan 96, 2650 Edegem, BelgiumKBO/BCE: BE 0746.521.502

Summary

PANTHONIS has been active since 2020 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €99,604 and a net result of -€918. Equity is growing by about 13% per year across the filed financial years. Its solvency ranks better than 95% of 34,699 sector peers (NACE 43, financial year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

Risk analysisFollow Report Compare

PANTHONISActiveChecked score 90/100

Risk analysis Report Compare

Activity

Plumbing work

NACE 43221

Size

€108,458total assets 2025

Equity: €99,604
Loss: -€918

Turnover not published (micro format)

Financial health

90 Excellent Checked score 2025

Bankruptcy probabilitywithin 12 months: 0.2%

Structure

2025 accounts 81 days early1 deed in the Belgian Official Gazette

Why 90raises riskNo registered site in the KBOlowers riskLiquidity: current ratio 10.13, cash €46,917Equity €99,604 (91.8% of total assets)Figures for financial year 2025 (filed 11-05-2026)Show the evidence

Checked score

Score 2025

90 / 100

Excellent

Probability in this band: under 0.55%

Financially better than 64% of its sector peers (NACE 43, micro)

Every signal that counts is listed under Signals.

Financial strength · tick = 2024

Strong

Solvency 100=

equity 91.8% of total assets

Liquidity 100+27

short-term debt 8.2% · cash 43.3%

Profitability 68-8

return on assets -0.8%

Bankruptcy probability, 12 months

0.2% Very low

0%0.5%1.5%4%10%≥ 25%

About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,621 companies, NACE 43, micro)

Last 24 months 11-2024: 0.1% 12-2024: 0.1%● unchanged vs 11-2024 01-2025: 0.1%● unchanged vs 12-2024lowest value 02-2025: 0.1%● unchanged vs 01-2025 03-2025: 0.1%● unchanged vs 02-2025 04-2025: 0.1%● unchanged vs 03-2025 05-2025: 0.2%▲ +0.1 percentage points vs 04-2025 06-2025: 0.6%▲ +0.4 percentage points vs 05-2025 07-2025: 0.5%▼ -0.1 percentage points vs 06-2025 08-2025: 0.5%● unchanged vs 07-2025 09-2025: 0.5%● unchanged vs 08-2025 10-2025: 0.5%● unchanged vs 09-2025 11-2025: 0.5%● unchanged vs 10-2025 12-2025: 0.5%● unchanged vs 11-2025 01-2026: 0.5%● unchanged vs 12-2025 02-2026: 0.5%● unchanged vs 01-2026 03-2026: 0.5%● unchanged vs 02-2026 04-2026: 0.6%▲ +0.1 percentage points vs 03-2026 05-2026: 0.6%● unchanged vs 04-2026highest value 06-2026: 0.2%▼ -0.4 percentage points vs 05-2026 07-2026: 0.2%● unchanged vs 06-2026 08-2026: 0.2%● unchanged vs 07-2026 09-2026: 0.2%● unchanged vs 08-2026 10-2026: 0.2%● unchanged vs 09-2026

Credit of up to €8,000 on 30-day terms is acceptable

Liquidity ample (current ratio 10.13, compared with 4.59 in 2024, above the usual 1.5; short-term debt: 8.2% and cash: 43.3% of total assets), and 8.2% of the assets are financed with debt and provisions.

How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro): better than 90% on solvency, 98% on liquidity, 33% on profitability and 33% on growth.

The bankruptcy probability was computed on 24-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

Credit check for your own amount and term

Show the recommended maximum and see how the verdict changes with amount, term and advance.

Signals

Five signals.

lowers riskraises riskneutral

Liquidity: current ratio 10.13, cash €46,917

NBB · annual accounts

Equity €99,604 (91.8% of total assets)

NBB · annual accounts

No registered site in the KBO

KBO · seat and establishments

Figures for financial year 2025 (filed 11-05-2026)

NBB · annual accounts

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 11-05-2026, 81 days ahead of the deadline.

NBB · 5 filings

Deviation from the deadline

2025

81 days early

2024

65 days early

2023

72 days early

2022

84 days early

2021

88 days early

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 5 accounts on average 78 days before the deadline; the sector median (NACE 43) for financial year 2024 is 1 day before the deadline, and 43% of those companies filed late.

Searched, nothing found (2)

Next filing not due yet

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 11 May (5 of the last 5 filed years within 30 days of that day).

Companies Code · seven months

Where today falls in the filing period

25-10-2026 today31-12-2026 year end31-07-2027 deadline

No strike-offs in the KBO publications

Searched since 2021.

KBO publications · our coverage

11-05-2026 Annual accounts filedfinancial year 2025 · micro…
31-12-2025 Weakest financial yearnet -€918
31-12-2025 Liquidity more than doubledcurrent ratio 10.13

Key points

Positive: Among the best 6% on solvencysector median 46.8% · 34,699 companies 91.8% View
Positive: Always filed on timeaccounts within the deadline every year 5 years View
Total assets 20255 financial years filed €108,458 View

By topic

Financials

Financial year: 2025
Total assets: €108,458
Loss: -€918
Solvency: 91.8%

Total assets▼ 9.6%

Net result

20212025

Go to Financials

Timeline

Events: 8
Since: 2022
Next accounts: by 31-07-2027

27-05-2025Annual accounts filed
31-12-2024Equity above €100,000
20-05-2024Annual accounts filed

Go to Timeline

Company details

Legal form: Private limited company
Activity: Plumbing workNACE 43221
Founded: 27-04-2020
Year ends: 31-12
Peppol: Reachable for e-invoices

Go to Company details

Key facts about PANTHONIS

What is the company number of PANTHONIS?: 0746.521.502. In Belgium the VAT number is the company number with BE in front: BE 0746.521.502.
Where is PANTHONIS based?: The registered office is at Parklaan 96, 2650 Edegem.Company details
What does PANTHONIS do?: According to the KBO register, the main activity is plumbing work (NACE 43221).
What is the legal form of PANTHONIS?: Private limited company (BV).
When was PANTHONIS founded?: On 27-04-2020.
Is PANTHONIS still active?: Yes, PANTHONIS is an active enterprise in the KBO register.
What is the turnover of PANTHONIS?: Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.Financials
Is PANTHONIS profitable?: In financial year 2025, PANTHONIS made a loss of €918.
Where can I find the annual accounts of PANTHONIS?: PANTHONIS filed 5 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of PANTHONIS due?: By 31-07-2027, for financial year 2026.Timeline