Panteon
ActivePanteon has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €159k and a net result of €46k. Equity is growing by ~9.6% per year across the filed fiscal years. Its solvency ranks better than 60% of 13091 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.2% (low).
Checked score
Score 2025
78
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability84▲+2
Solvency67▲+8
Growth78=
Track record100
Bankruptcy probability, 12 months
1.2%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €12k at 30 days acceptable
Liquidity ample (current ratio 3.47 against 2.28 in 2024; short-term debt: 16.1% and cash: 50.2% of total assets), but 58.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
41.9%
Return on assets
12.1%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 20-12-2025, 42 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
42 d early
2024
44 d early
2023
40 d early
2022
43 d early
2021
31 d early
2020
31 d early
2019
43 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close16-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€159k▲ 17.5%
2024 · €135k
2019: €86k
2020: €85k
2021: €128k
2022: €88k
2023: €93k
2024: €135k
2019 → 2025
Total assets
€379k▼ 5.3%
2024 · €400k
2019: €349k
2020: €370k
2021: €414k
2022: €408k
2023: €378k
2024: €400k
2019 → 2025
Net result
€46k▲ 7.9%
2024 · €43k
2019: €22k
2020: €-880
2021: €43k
2022: €11k
2023: €21k
2024: €43k
2019 → 2025
Working capital
€150k▲ 23.4%
2024 · €122k
2019: €61k
2020: €51k
2021: €95k
2022: €62k
2023: €69k
2024: €122k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€128k-€88k▼ 31.0%€93k▲ 5.3%€135k▲ 45.8%€159k▲ 17.5%
Operating result€55k-€21k▼ 62.4%€35k▲ 68.5%€64k▲ 82.9%€68k▲ 7.2%
Net result€43k-€11k▼ 75.0%€21k▲ 97.1%€43k▲ 101%€46k▲ 7.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 7% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €379k
Fixed assets
€168k▼ 8.7%
Current assets
€211k▼ 2.5%
Equity and liabilities €379k
Equity
€159k▲ 17.5%
Debt
€220k▼ 17.0%
The debt ratio falls from 66.2% to 58.1%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€85k▼
2024 · €93k
Cash flow
€62k▼
2024 · €72k
Solvency
41.9%▲
2024 · 33.8%
Current ratio
3.47▲
2024 · 2.28
Quick ratio
3.34▲
2024 · 2.20
Debt / equity
1.38▼
2024 · 1.96
ROE
28.9%▼
2024 · 31.4%
ROA
12.1%▲
2024 · 10.6%
Interest coverage
17.34▼
2024 · 18.38
Debt
€220k▼
2024 · €265k
Debt ≤ 1 year
€61k▼
2024 · €95k
Debt > 1 year
€159k▼
2024 · €170k
Income taxes
€18k▲
2024 · €16k
Staff costs
€59k▲
2024 · €56k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€400k€379k▼
Fixed assets21/28€184k€168k▼
Tangible fixed assets22/27€184k€168k▼
Plant, machinery and equipment23€11k€9k▼
Furniture and vehicles24€838€466▼
Other tangible fixed assets26€172k€159k▼
Financial fixed assets28€330€330=
Current assets29/58€216k€211k▼
Stocks and contracts in progress3€8k€8k▲
Stocks30/36€8k€8k▲
Amounts receivable within one year40/41€0€10k▲
Other amounts receivable41€0€10k▲
Cash at bank and in hand54/58€207k€190k▼
Deferred charges and accrued income490/1€2k€3k▲
Equity and liabilities
Total equity and liabilities10/49€400k€379k▼
Equity10/15€135k€159k▲
Contributions10/11€6k€6k=
Reserves13€129k€153k▲
Distributable reserves133€129k€153k▲
Profit (loss) carried forward14€0€0=
Amounts payable17/49€265k€220k▼
Amounts payable after more than one year17€170k€159k▼
Financial debts170/4€170k€159k▼
Amounts payable within one year42/48€95k€61k▼
Current portion of amounts payable after more than one year42€16k€11k▼
Trade debts44€13k€11k▼
Suppliers440/4€13k€11k▼
Taxes, remuneration and social security45€37k€36k▼
Taxes450/3€21k€24k▲
Remuneration and social security454/9€16k€13k▼
Other amounts payable47/48€28k€2k▼
Accrued charges and deferred income492/3€384€400▲
Income statement
Code20242025
Remuneration, social security and pensions62€56k€59k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€29k€17k▼
Other operating charges640/8€3k€3k▲
Gross operating margin9900€152k€147k▼
Operating profit (loss)9901€64k€68k▲
Financial income75/76B€129€83▼
Recurring financial income75€129€83▼
Financial charges65/66B€5k€5k▼
Recurring financial charges65€5k€5k▼
Profit (loss) for the period before taxes9903€59k€63k▲
Income taxes67/77€16k€18k▲
Profit (loss) for the period9904€43k€46k▲
Profit (loss) for the period to be appropriated9905€43k€46k▲
Appropriation of the result
Profit (loss) to be appropriated9906€43k€46k▲
Transfer from equity791/2€0€22k▲
Transfer to equity691/2€43k€46k▲
To other reserves6921€43k€46k▲
Profit to be distributed694/7€0€22k▲
Return on contributions (dividend)694€0€22k▲
The notes to these accounts (16 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
20-12
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
30-06
Financial
Highest result since 2019net €46k ▲7.9%
Operating result €68k, net result €46k, both a record.
30-06
Financial
Equity above €150kEq €159k ▲17.5%
5 profitable years in a row build equity to €159k.
2024
18-12
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
30-06
Financial
Equity above €100kEq €135k ▲45.8%
4 profitable years in a row build equity to €135k.
2023
22-12
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2022
19-12
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2021
31-12
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
30-06
Financial
Back to profitnet €43k
Net result €43k after one loss-making year.
30-06
Financial
Equity above €100kEq €128k ▲50.7%
Equity rises from €85k to €128k.
2020
31-12
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
30-06
Financial
Weakest financial yearnet €-880 ▼104%
Net result drops to €-880, the lowest in the series; recovery starts the following year.
2019
19-12
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
27-12
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
30-12
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
17-02
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 17 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
9 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gent · 1 establishment unit since 2007
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Annonciadenstraat 29000 GentGround area
107 m²
Building footprint
107 m²
Volume, LiDAR
1,090 m³
Parcel 44815F1919/00D000, Flanders · tallest building 13.1 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
PANTEON
since 20072.162.932.724
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44815F1919/00D000 | Flanders | 107 m² | 1 · 107 m² | 13.1 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteGent2.162.932.724
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Of 20,510 companies in sector 56111 we hold annual accounts for 11,456. 8,964 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded26-04-2007
Fiscal year end30-06
Activities, NACEBEL
55301
56101Full-service restaurants
56111Full-service restaurants
Sources
Crossroads Bank for EnterprisesNational Bank · 18 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.