Pantarein
ActivePantarein is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2024 annual accounts show equity of €390k and a net result of €-1k. Equity remains stable across the filed fiscal years (±0.4% per year). Its solvency ranks better than 81% of 6144 sector peers (fiscal year 2024). The company has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals.
Signals
Two signals. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 04-07-2025, 27 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
not confirmed
2024
27 d early
2023
23 d early
2022
26 d early
2021
10 d late
2020
20 d late
2019
101 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, abbreviated schema
Equity
€390k▼ 0.4%
2023 · €391k
2019: €398k
2020: €397k
2021: €395k
2022: €393k
2023: €391k
2019 → 2024
Net result
€-1k▲ 41.4%
2023 · €-2k
2019: €-2k
2020: €-2k
2021: €-2k
2022: €-2k
2023: €-2k
2019 → 2024
Total assets
€454k▲ 13.3%
2023 · €401k
2019: €402k
2020: €401k
2021: €402k
2022: €403k
2023: €401k
2019 → 2024
Solvency
85.7%▼ 11.8pp
2023 · 97.5%
2019: 99.1%
2020: 98.8%
2021: 98.4%
2022: 97.6%
2023: 97.5%
2019 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€397k-€395k▼ 0.4%€393k▼ 0.4%€391k▼ 0.6%€390k▼ 0.4%
Operating result€-2k-€-2k▼ 7.6%€-2k▼ 5.9%€-2k▼ 36.0%€213
Net result€-2k-€-2k▼ 11.7%€-2k▼ 4.1%€-2k▼ 35.2%€-1k▲ 41.4%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2024: €213 after a loss of €2k in 2023, the highest year so far.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €454k
Fixed assets
€443k▲ 10.8%
Current assets
€11k▲ 1,053%
Equity and liabilities €454k
Equity
€390k▼ 0.4%
Debt
€65k▲ 545%
The debt ratio rises from 2.5% to 14.3%: debt grows while equity shrinks.
Key figures and ratios
Solvency
85.7%▼
2023 · 97.5%
ROE
-0.4%▲
2023 · -0.6%
ROA
-0.3%▲
2023 · -0.6%
Debt
€65k▲
2023 · €10k
Debt ≤ 1 year
€30k▲
2023 · €10k
Debt > 1 year
€35k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€401k€454k▲
Formation expenses20€0-
Fixed assets21/28€400k€443k▲
Tangible fixed assets22/27-€43k
Plant, machinery and equipment23-€43k
Financial fixed assets28€400k€400k=
Current assets29/58€981€11k▲
Cash at bank and in hand54/58€981€11k▲
Equity and liabilities
Total equity and liabilities10/49€401k€454k▲
Equity10/15€391k€390k▼
Contributions10/11€400k€400k=
Capital10€0€0=
Issued capital100€0€0=
Outside capital11€400k€400k=
Other1109/19€400k€400k=
Profit (loss) carried forward14€-9k€-10k▼
Amounts payable17/49€10k€65k▲
Amounts payable after more than one year17-€35k
Financial debts170/4-€35k
Amounts payable within one year42/48€10k€30k▲
Current portion of amounts payable after more than one year42-€6k
Trade debts44€144€780▲
Suppliers440/4€144€780▲
Taxes, remuneration and social security45-€148
Taxes450/3-€148
Other amounts payable47/48€10k€23k▲
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€401€1k▲
Other operating charges640/8€523€535▲
Gross operating margin9900€-1k€2k▲
Operating profit (loss)9901€-2k€213▲
Financial income75/76B-€0
Recurring financial income75-€0
Financial charges65/66B€39€2k▲
Recurring financial charges65€39€2k▲
Profit (loss) for the period before taxes9903€-2k€-1k▲
Profit (loss) for the period9904€-2k€-1k▲
Profit (loss) for the period to be appropriated9905€-2k€-1k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-9k€-10k▼
Profit (loss) brought forward from the previous period14P€-7k€-9k▼
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
04-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
08-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Weakest financial yearnet €-2k
Net result drops to €-2k, the lowest in the series; recovery starts the following year.
05-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
10-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 10 days late
2021
20-08
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 20 days late
2020
09-11
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 101 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Mechelen · 2 establishment units since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Egide Walschaertsstraat 22L2800 MechelenGround area
2.5 ha
Building footprint
4,277 m²
Volume, LiDAR
32,471 m³
Parcel 12403E0903/00V000, Flanders · tallest building 11.9 m, ±3 floors. Linked by address, not a title deed.
2 establishment units
Pantarein
since 20182.281.637.166
Pantarein
since 20182.281.637.265
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12403E0903/00V000 | Flanders | 2.5 ha | 2 · 4,277 m² | 11.9 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 24,637 companies in sector 64210 we hold annual accounts for 19,690. 13,729 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formCoöperatieve vennootschap met beperkte aansprakelijkheid
Founded12-10-2018
Fiscal year end31-12
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.