Turnover
≈ €600,000 estimated
The micro format states no turnover.
Panta & Sons
Lifetime
2 annual accounts with figures on one time axispeak €75,669 (2025)
€75,669▲ 83.7%
peak €23,037 (2025)
€23,037▲ 11.5%
peak €33,691 (2025)
€33,691▲ 31.3%
€129,720▲ 28.4%
Board2 names since 2023
2 directorsPANT Tika Ram and 1 other
Documentsfilings and deeds
25-02-202625 days late
2025micro format
Gross margin from €41,189 to €75,669Equity from €25,654 to €33,691Debts from €101,050 to €129,720Cash from €1,428 to €42,651
Key points
from the 2025 annual accountsDebts
€129,720 79% of the balance sheet
Suppliers 22%Taxes and wages 25%Other 53%
Starting capital
€5,000 100 shares
2025 accounts filed 25 days after the deadline
Checked score
65
Healthy
Financially stronger than 59% of micro companies in retail trade (NACE 47)
Probability in this band: 0.55% to 1.5%
Bankruptcy probability within 12 months
1.4% Low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.6% across 40,277 companies (NACE 47, micro).
About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 3.0%
01-2025: 3.3%▲ +0.3 percentage points vs 12-2024
02-2025: 3.0%▼ -0.3 percentage points vs 01-2025
03-2025: 3.1%▲ +0.1 percentage points vs 02-2025
04-2025: 3.0%▼ -0.1 percentage points vs 03-2025
05-2025: 3.0%● unchanged vs 04-2025
06-2025: 3.2%▲ +0.2 percentage points vs 05-2025
07-2025: 3.2%● unchanged vs 06-2025
08-2025: 3.2%● unchanged vs 07-2025
09-2025: 3.2%● unchanged vs 08-2025
10-2025: 3.3%▲ +0.1 percentage points vs 09-2025
11-2025: 3.3%● unchanged vs 10-2025
12-2025: 3.3%● unchanged vs 11-2025
01-2026: 3.3%● unchanged vs 12-2025
02-2026: 3.9%▲ +0.6 percentage points vs 01-2026highest value
03-2026: 1.4%▼ -2.5 percentage points vs 02-2026
04-2026: 1.4%● unchanged vs 03-2026
05-2026: 1.4%● unchanged vs 04-2026
06-2026: 1.4%● unchanged vs 05-2026
07-2026: 1.4%● unchanged vs 06-2026lowest value
08-2026: 1.4%● unchanged vs 07-2026lowest value
09-2026: 1.4%● unchanged vs 08-2026
10-2026: 1.4%● unchanged vs 09-2026
11-2026: 1.4%● unchanged vs 10-2026
Financial strengthAverage
Score breakdown
raises risk
Founded in 2023
Size: total assets €163,412
Sector: Retail trade (NACE 47)
lowers risk
Liquidity: current ratio 1.09, cash €42,651
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro). It does better than 36% of them on solvency, 37% on liquidity, 81% on profitability and 80% on growth.
The bankruptcy probability was computed on 10-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 30-06-2025.
Of the companies with a bankruptcy probability in the low class on 30-06-2025, 0.8% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 7,976 companies had the same profile as Panta & Sons has now. Each dot stands for 20 companies, two years later.
94.3%
were still trading
1.8%
stopped another way
3.6%
went bankrupt
Another 0.3% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of Panta & Sons itself: 1.4% within 12 months.
Test of the method
The method was tested on the 497,448 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 7,976 companies, not a prediction for Panta & Sons. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €2,000 on 30-day terms is acceptable
Liquidity is tight, with a current ratio of 1.09 (0.98 in 2024), below the usual 1.5. Short-term debt is 79.4% and cash 26.1% of total assets. 79.4% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises risk
raises risk · 2025 accounts filed 25 days late
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 25-02-2026, 25 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 2 filingsDeviation from the deadline
2025
25 days late
2024
2 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 2 accounts on average 12 days after the deadline. In the sector (NACE 47), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-06-2026 is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsWhere today falls in the filing period
30-06-2026 year end11-11-2026 today31-01-2027 deadline
Board and ownership
- PANTA Raj 60 sharesdeed of 20-06-2023
- PANT Tika Ram 20 sharesdeed of 20-06-2023
- PANTA Indira 20 sharesdeed of 20-06-2023
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0802805652
New establishment in Ostend
Sushi Delight, Christinastraat 54
2 establishments registered
Ostend
Incorporation
Founding capital of €5,000, 100 shares · Founders: PANTA Raj, PANT Tika Ram and PANTA Indira · Appointments: PANTA Raj (director) and PANT Tika Ram (director) · published on 20-06-2023 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| Panta & Sons Ostend | €163,412 | €75,669 | 20.6% | - |
| PHARMADIX Wevelgem | €225,469 | €82,674 | 90.4% | - |
| B and S Middelkerke | €173,341 | €117,064 | 73.3% | - |
| DALLA VALLE EMS Studio Tournai | €157,500 | €85,055 | -64.5% | - |
| Shirzad Ghent | €117,601 | €76,710 | 45.4% | - |
| Au Sourire de la Crémière Seneffe | €114,641 | €77,309 | 46.4% | - |
| HAZIK INTERNATIONAL Wemmel | €164,020 | €63,210 | 9.8% | - |
These companies have the same main activity as Panta & Sons: other retail sale of food (NACE 47279). They are comparable in size and age: total assets between €115,000 and €225,000, founded between 2022 and 2024.
Official details
Source: KBO- Status
- Active since 16-06-2023Normal situation
- Activity
- Other retail sale of foodNACE 47279and 7 others
- Establishment units
- 2.346.374.6698400 Ostend, since 01-07-2023
- 2.346.947.5638400 Ostend, since 01-07-2023and 1 other
- Financial year end
- 30 June
- Peppol
- Reachable since 27-11-2025
Insights on Panta & Sons
Panta & Sons has been active since 2023 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €33,691 and a net result of €23,037.
Its solvency ranks better than 39% of 22,939 sector peers (NACE 47, financial year 2025). The computed 12-month bankruptcy probability is 1.4% (low).
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about Panta & Sons
- What is the company number of Panta & Sons?
- The company number of Panta & Sons is 0802.805.652. The VAT number is the same number with BE in front: BE 0802.805.652.
- Where is Panta & Sons based?
- The registered office is at Nieuwpoortsesteenweg 949, 8400 Ostend.Company details
- What does Panta & Sons do?
- According to the KBO register, the main activity is other retail sale of food (NACE 47279).
- What is the legal form of Panta & Sons?
- Panta & Sons is a private limited company (BV).
- When was Panta & Sons founded?
- Panta & Sons was founded on 16-06-2023.
- Is Panta & Sons still active?
- Yes, Panta & Sons is an active enterprise in the KBO register.
- What is the turnover of Panta & Sons?
- The turnover in financial year 2025 is ≈ €600,000. This figure is estimated from the gross margin of €75,669 and 45 comparable companies (NACE 472). It probably lies between €340,000 and €810,000.Financials
- Is Panta & Sons profitable?
- In financial year 2025, Panta & Sons made a profit of €23,037.
- Where can I find the annual accounts of Panta & Sons?
- Panta & Sons filed 2 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of Panta & Sons due?
- Panta & Sons must file the annual accounts for financial year 2026 by 31-01-2027.Timeline
Next steps
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