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PANOSPHERE

Active
Private limited companyfounded 20233 yrs activeAvenue Florida 107, 1410 Waterloo, BelgiumKBO/BCE: BE 0797.324.459
Summary

PANOSPHERE has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show negative equity (-€860) and a net result of €1,296. Its solvency ranks better than 10% of 4345 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 1.4% (low).

Checked score

Score 2024
Axes · tick = 2023
Profitability100▲+100
Solvency0=
Growth78
Track record94
Bankruptcy probability, 12 months
1.4% Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
balance sheet total too small for a liquidity verdict, and equity is negative.
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Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 3 years 0 10 y
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 74
Relative position
BE, all sectors
reference
Other professional, scientific and technical activities (NACE 74)
about 48% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024
Age of the figures
Age of the figures
21 mo
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 10% of 4345 sector peers (2024).
NBB · sector comparison
Position among 4345 sector peers
Solvency
better than 10%
← weakest strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 31-08-2025, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filings
Deviation from the deadline
2025
not confirmed
2024
31 d late
2023
153 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 2 accounts on average 92 days after the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 38% of the sector filed late.

Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 18 January 2023, PANOSPHERE was incorporated as a Private limited company.1 The company has filed 2 sets of annual accounts, the latest for fiscal year 2024.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2024

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Financials · fiscal year 2024, micro schema

Equity
-€860▲ 60.1%
2023 · -€2,156
Total assets
€3,055▲ 54.2%
2023 · €1,981
Net result
€1,296
2023 · -€3,156
Working capital
-€860▲ 60.1%
2023 · -€2,156
Trend over the years

Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 74, Other professional, scientific and technical activities, each year against the same schema; no band under 30 filings. Dashed line: the median.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20232024
Operating result-€3,156-€1,296
Net result-€3,156below the sector's middle half-€1,296within the sector's middle half
Equity-€2,156below the sector's middle half--€860below the sector's middle half▲ 60.1%
Total assets€1,981below the sector's middle half-€3,055below the sector's middle half▲ 54.2%
Debt€4,137-€3,915▼ 5.4%
Working capital-€2,156below the sector's middle half--€860within the sector's middle half▲ 60.1%
above within below the middle half (P25 to P75) of NACE 74, Other professional, scientific and technical activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
-€4,000-€2,000€0€2,000Operating result 2023: -€3,156-€3,156Net result 2023: -€3,156-€3,156Operating result 2024: €1,296€1,296Net result 2024: €1,296€1,29620232024-€4,000-€2,000€0€2,000Operating result 2023: -€3,156-€3,160Net result 2023: -€3,156-€3,160Operating result 2024: €1,296€1,300Net result 2024: €1,296€1,30020232024
The operating result returns to profit in 2024: €1,296 after a loss of €3,156 in 2023.
Key figures and ratios
2024 value · change against 2023
Debt ≤ 1 year
€3,915▼
2023 · €4,137
Ratios withheld: a balance sheet total of €3,055 is too small for a meaningful ratio.
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 1,021 companies that looked in July 2024 the way this one looks now, 5.8% went bankrupt within 24 months and 89% are still going.

  • Micro
  • 2 to 5 years old
  • negative equity
  • a profit of 5% of the balance sheet or more
5.8% went bankrupt
4.0% stopped otherwise
89% still going

A further 1.6% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 1.4% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.7%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 1,021 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2024 against 2023 · 28 lines
Balance sheet Code20232024
Assets
Total assets20/58€1,981€3,055▲
Current assets29/58€1,981€3,055▲
Amounts receivable within one year40/41€383€383=
Trade receivables40€383€383=
Other amounts receivable41€0-
Cash at bank and in hand54/58€1,598€2,672▲
Equity and liabilities
Total equity and liabilities10/49€1,981€3,055▲
Equity10/15-€2,156-€860▲
Contributions10/11€1,000€1,000=
Capital10€1,000€1,000=
Issued capital100€1,000€1,000=
Uncalled capital101€0-
Profit (loss) carried forward14-€3,156-€1,860▲
Amounts payable17/49€4,137€3,915▼
Amounts payable within one year42/48€4,137€3,915▼
Advances received on contracts in progress46€235€235=
Taxes, remuneration and social security45€1,302€985▼
Taxes450/3€1,302€985▼
Other amounts payable47/48€2,600€2,695▲
Income statement Code20232024
Other operating charges640/8€392€387▼
Non-recurring operating charges66A-€104
Gross operating margin9900-€2,764€1,787▲
Operating profit (loss)9901-€3,156€1,296▲
Profit (loss) for the period before taxes9903-€3,156€1,296▲
Profit (loss) for the period9904-€3,156€1,296▲
Profit (loss) for the period to be appropriated9905-€3,156€1,296▲
Appropriation of the result
Profit (loss) to be appropriated9906-€3,156-€1,860▲
Profit (loss) brought forward from the previous period14P--€3,156
Line20232024Change
Other operating charges640/8€392€387▼ 1.3%
Non-recurring operating charges66A-€104-
Gross operating margin9900-€2,764€1,787▲ 165%
Operating profit (loss)9901-€3,156€1,296▲ 141%
Profit (loss) for the period before taxes9903-€3,156€1,296▲ 141%
Profit (loss) for the period9904-€3,156€1,296▲ 141%
Profit (loss) for the period to be appropriated9905-€3,156€1,296▲ 141%
Line20232024Change
Assets
Total assets20/58€1,981€3,055▲ 54.2%
Current assets29/58€1,981€3,055▲ 54.2%
Amounts receivable within one year40/41€383€383=
Trade receivables40€383€383=
Other amounts receivable41€0--
Cash at bank and in hand54/58€1,598€2,672▲ 67.2%
Equity and liabilities
Total equity and liabilities10/49€1,981€3,055▲ 54.2%
Equity10/15-€2,156-€860▲ 60.1%
Contributions10/11€1,000€1,000=
Capital10€1,000€1,000=
Issued capital100€1,000€1,000=
Uncalled capital101€0--
Profit (loss) carried forward14-€3,156-€1,860▲ 41.1%
Amounts payable17/49€4,137€3,915▼ 5.4%
Amounts payable within one year42/48€4,137€3,915▼ 5.4%
Advances received on contracts in progress46€235€235=
Taxes, remuneration and social security45€1,302€985▼ 24.3%
Taxes450/3€1,302€985▼ 24.3%
Other amounts payable47/48€2,600€2,695▲ 3.7%
Line20232024Change
Profit (loss) for the period9904-€3,156€1,296▲ 141%
Operating cash flow (approximation)-€3,156€1,296▲ 141%
Change in cash-€1,074-

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2025
31-08
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 31 days late
2024
31-12
Financial Back to profitnet €1,296
Net result €1,296 after one loss-making year.
31-12
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 153 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Waterloo · 1 establishment unit since 2023
seat establishment The establishment unit on the map
Ground area
1,217 m²
Building footprint
142 m²
Volume, LiDAR
987 m³
Parcel 25762H0263/00_000, Wallonia · tallest building 9.8 m, ±2 floors. Linked by address, not a title deed.
2 companies at this address See who is registered here
1 establishment unit
PANOSPHERE SRL
Avenue Florida 107, 1410 WaterlooPrinting and reproduction of recorded media
since 20232.347.778.793
1 parcel
Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
25762H0263/00_000 Wallonia 1,217 m² 1 · 142 m² 9.8 m · 2 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector and region

This company's figures show no positive equity and no headcount, so a size comparison is not possible. These companies share only the sector and the region. Of 886 companies in sector 74991 we hold annual accounts for 317. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded18-01-2023
Fiscal year end31-12
Activities, NACEBEL 2025
74991Agents and managers of artists, athletes and other public figures
70200Business and other management consultancy
82300Organisation of conventions and trade shows
82990Other business support services
85599Other education
90111Literary creation
Contact
E-mail laurent.spencer@outlook.com
E-invoicing
Not found in the Peppol register

No Peppol card under this enterprise or VAT number. That proves nothing: publishing a card is voluntary.

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Register as of 27 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.