PANORAMA B2B GENT

Active

Private limited companyfounded 2017active for 9 yearsTorhoutse Steenweg 362, 8200 Brugge, BelgiumKBO/BCE: BE 0682.475.964

Summary

PANORAMA B2B GENT has been active since 2017 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €603,101 and a net result of €817,055. Equity is growing by about 31% per year across the filed financial years. Its solvency ranks better than 47% of 11,189 sector peers (NACE 68, financial year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Risk analysisFollow Report Compare

PANORAMA B2B GENTActiveChecked score 97/100

Risk analysis Report Compare

Activity

Real estate agency activities

NACE 68310

2 sites

Size

€2.2mtotal assets 2025

Staff: 0.8 FTE
Equity: €603,101
Profit: €817,055

Turnover not published (abbreviated or micro format)

Financial health

97 Excellent Checked score 2025

Bankruptcy probabilitywithin 12 months: 0.1%

Structure

2025 accounts 71 days early1 of 4 deeds summarised

Why 97raises risk1 change of registered office in 24 monthslowers riskSize: total assets €2.2mFigures for financial year 2025 (filed 21-05-2026)Sector: Real estate activities (NACE 68)Show the evidence

Checked score

Score 2025

97 / 100

Excellent

Probability in this band: under 0.55%

Financially better than 77% of its sector peers (NACE 68, small)

Every signal that counts is listed under Signals.

Financial strength · tick = 2024

Strong

Solvency 53+7

equity 27.6% of total assets

Liquidity 57+34

short-term debt 51.3% · cash 26.1%

Profitability 100=

return on assets 37.3%

Bankruptcy probability, 12 months

0.1% Very low

0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (6,984 companies, NACE 68, small)

Last 24 months 11-2024: < 0.1%lowest value 12-2024: 0.1%▲ +0.1 percentage points vs 11-2024 01-2025: 0.1%● unchanged vs 12-2024 02-2025: 0.1%● unchanged vs 01-2025 03-2025: 0.1%● unchanged vs 02-2025 04-2025: 0.2%▲ +0.1 percentage points vs 03-2025 05-2025: 0.2%● unchanged vs 04-2025 06-2025: 0.2%● unchanged vs 05-2025 07-2025: 0.2%● unchanged vs 06-2025 08-2025: 0.2%● unchanged vs 07-2025 09-2025: 0.2%● unchanged vs 08-2025 10-2025: 0.2%● unchanged vs 09-2025 11-2025: 0.2%● unchanged vs 10-2025 12-2025: 0.2%● unchanged vs 11-2025 01-2026: 0.2%● unchanged vs 12-2025 02-2026: 0.2%● unchanged vs 01-2026 03-2026: 0.3%▲ +0.1 percentage points vs 02-2026 04-2026: 0.3%● unchanged vs 03-2026 05-2026: 0.4%▲ +0.1 percentage points vs 04-2026highest value 06-2026: 0.1%▼ -0.3 percentage points vs 05-2026 07-2026: 0.1%● unchanged vs 06-2026 08-2026: 0.1%● unchanged vs 07-2026 09-2026: 0.1%● unchanged vs 08-2026 10-2026: 0.1%● unchanged vs 09-2026

Credit of up to €55,000 on 30-day terms is acceptable

Liquidity tight (current ratio 1.23, compared with 1.12 in 2024, below the usual 1.5; short-term debt: 51.3% and cash: 26.1% of total assets), and 72.4% of the assets are financed with debt and provisions.

How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, small): better than 48% on solvency, 83% on liquidity, 99% on profitability and 77% on growth.

The bankruptcy probability was computed on 24-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.

lowers riskraises riskneutral

Size: total assets €2.2m

Companies of this size fail less often; how much that weighs depends on the rest of its profile.

NBB · annual accounts

1 change of registered office in 24 months

Belgian Official Gazette

Figures for financial year 2025 (filed 21-05-2026)

NBB · annual accounts

Sector: Real estate activities (NACE 68)

KBO

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 21-05-2026, 71 days ahead of the deadline.

NBB · 8 filings

Deviation from the deadline

2025

71 days early

2024

34 days early

2023

15 days early

2022

45 days early

2021

32 days early

2020

37 days early

2019

158 days early

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 56 days before the deadline; the sector median (NACE 68) for financial year 2024 is 7 days before the deadline, and 36% of those companies filed late.

Searched, nothing found (2)

Next filing not due yet

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 27 June (4 of the last 5 filed years within 30 days of that day).

Companies Code · seven months

Where today falls in the filing period

25-10-2026 today31-12-2026 year end31-07-2027 deadline

No strike-offs in the KBO publications

Searched since 2021.

KBO publications · our coverage

21-05-2026 Annual accounts filedfinancial year 2025 · abbreviated…
27-06-2025 Annual accounts filedfinancial year 2024 · abbreviated…
31-12-2024 Highest result from 2018 to 2025net €843,509 ▲48.3%

Key points

Positive: Among the best 5% on net resultsector median €10,062 · 11,181 companies €817,055 View
Positive: Always filed on timeaccounts within the deadline every year 8 years View
Positive: 8 profitable years in a rowprofit 2025: €817,055 8 years View

By topic

Financials

Financial year: 2025
Total assets: €2.2m
Profit: €817,055
Solvency: 27.6%

Total assets▼ 11.6%

Net result

20182025

Go to Financials

Timeline

Events: 14
Since: 2019
Next accounts: by 31-07-2027

31-12-2024Equity above €500,000
05-11-2024Permanent representative: Dennis Rommel
16-07-2024Annual accounts filed

Go to Timeline

Company details

Sites: 2

Legal form: Private limited company
Activity: Real estate agency activitiesNACE 68310
Founded: 03-10-2017
Year ends: 31-12
Peppol: Reachable for e-invoices

Go to Company details

Articles of association

Provisions read: 1

See the provisions in the deeds

Go to Articles of association

Key facts about PANORAMA B2B GENT

What is the company number of PANORAMA B2B GENT?: 0682.475.964. In Belgium the VAT number is the company number with BE in front: BE 0682.475.964.
Where is PANORAMA B2B GENT based?: The registered office is at Torhoutse Steenweg 362, 8200 Brugge.Company details
What does PANORAMA B2B GENT do?: According to the KBO register, the main activity is real estate agency activities (NACE 68310).
What is the legal form of PANORAMA B2B GENT?: Private limited company (BV).
When was PANORAMA B2B GENT founded?: On 03-10-2017.
Is PANORAMA B2B GENT still active?: Yes, PANORAMA B2B GENT is an active enterprise in the KBO register.
How many employees does PANORAMA B2B GENT have?: On average 0.8 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of PANORAMA B2B GENT?: Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.
Is PANORAMA B2B GENT profitable?: In financial year 2025, PANORAMA B2B GENT made a profit of €817,055.
Where can I find the annual accounts of PANORAMA B2B GENT?: PANORAMA B2B GENT filed 8 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of PANORAMA B2B GENT due?: By 31-07-2027, for financial year 2026.Timeline