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PANORAMA B2B

Active Risk: not assessed
Private limited companyfounded 20224 yrs activeTorhoutse Steenweg 362, 8200 Brugge, BelgiumKBO/BCE: BE 0788.369.082
Summary

PANORAMA B2B is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €1.6m and a net result of €563,128. Equity is growing by ~12.4% per year across the filed fiscal years. Its solvency ranks better than 76% of 6351 sector peers (fiscal year 2025). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.

Overview

Activity
Activities of holding companies
NACE 64210Holdings NACE 64200Property management for co-owned buildings (syndics) NACE 68321
1 site
Size
€2.0mtotal assets 2025
Staff
3.1 FTE
Equity
€1.6m
Profit
€563,128
Turnover not published (abridged schema)
Financial health
Financial institution: outside the modelProbability: sector outside the model
Structure
Accounts 71 d early0 of 3 deeds read
SignalsLatest accounts filed on timeShow the evidence

Checked score

Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Bankruptcy probability, 12 months

This is a financial institution (bank, insurer or financial holding). A bank balance sheet works differently from that of an ordinary trading or manufacturing company. We therefore show no bankruptcy probability rather than a misleading figure.

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Signals

1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 21-05-2026, 71 days ahead of the deadline.
NBB · 4 filings
Deviation from the deadline
2025
71 d early
2024
34 d early
2023
15 d early
2022
45 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 4 accounts on average 41 days before the deadline; the sector median for financial year 2024 is 14 days before the deadline, and 28% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 22 June (3 of the last 4 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
03-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · abbreviated…
  2. Liquidity doublescurrent ratio 3.73
  3. Annual accounts filedfiscal year 2024 · abbreviated…

Key points

  • Positive: Among the best 11% on net resultsector median €52,557 · 6,350 companies €563,128 View
  • Caution: Result fell in 2025from €789,218 to €563,128 ▼ 28.6% View
  • Positive: Always filed on timeaccounts within the deadline every year 4 years View

By topic

Financials

Fiscal year
2025
Total assets
€2.0m
Profit
€563,128
Solvency
80.5%
Total assets▼ 26.7%
Net result
20222025
Go to Financials

Timeline

Events
7
Since
2023
Next accounts
by 31-07-2027
  1. 21-05-2026Annual accounts filed
  2. 31-12-2025Liquidity doubles
  3. 27-06-2025Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Activities of holding companiesNACE 64210
Founded
07-07-2022
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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