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PANORAMA

Active
Private limited company·Detailhandel in corrigerende brillen, lenzen en zonnebrillen· 33 yrs active
Rue Boulanger 5 ·4681 Oupeye, Belgium
BE 0448.093.775
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Age33 yrs
Board1
Real estate2 parcels · 886 m²

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of PANORAMA is 0.6% (low). The company has been active since 1992 and the Belgian State Gazette contains no insolvency or warning signals. No processed annual-account figures are available; this conclusion rests on registry and State Gazette data only.

Based on State Gazette and CBE data.

Trust signals

3 signals
Long-established
Founded in 1992, 33 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad.
Administratively compliant
No FOD Economie strikeouts (UBO, accounts, address, activity).

Administrative Flags

0 events
No administrative flags

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone
0.6% Low
0%0,5%1,5%4%10%≥25%
Long track record −Higher-failure-rate sector +Higher-failure-rate region +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Financials

Annual accounts & ratios

Source: NBB
Financials being processed
NBB has 10 filing(s) on record for this company, latest fiscal year 2024 (micro). The annual accounts are being processed.
Filings on record
Fiscal year Type Filed Reference
31-12-2024 micro 21-09-2025 2025-00511303
31-12-2023 micro 26-08-2024 2024-00380423
31-12-2022 micro 30-08-2023 2023-00381904
31-12-2021 micro 31-08-2022 2022-20398846
31-12-2020 micro 23-09-2021 2021-68200317
31-12-2019 micro 31-10-2020 2020-68500143
31-12-2018 micro 30-08-2019 2019-61300272
31-12-2017 micro 24-09-2018 2018-64300298
31-12-2016 micro 31-08-2017 2017-58100498
31-12-2015 volledig 30-08-2016 2016-52800106

Directors

Directors & mandates

1 director
Current directors & mandates
  • Didier JACQUE
    Director
    State Gazette act 24306768 (05-01-2024)
    Current
    05-01-2024 → present
    2 events
    • 05-01-2024 Mandate renewed· Director
    • 05-01-2024 Resigned· Manager
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.

Insolvency mandates

indexing
No insolvency mandates (liquidators, administrators) on record for this company.

Legal Structure

NACE primary Detailhandel in corrigerende brillen, lenzen en zonnebrillen(47742)
Legal form Private limited company(610)
Incorporation03-09-1992
StatusActive
Postal code4681

Structure & network

Locations & real estate

Establishment units

1 location
PANORAMA
Rue du Brou 36, 4800 VerviersDetailhandel in optische artikelen (inclusief brillen), fotografische artikelen (inclusief films) en precisieinstrumenten
since 19922.058.985.841
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels2
Ground area886 m²
Buildings2
Building footprint432 m²
Volume (LiDAR)1,664 m³
Tallest building19.2 m · ±6 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Wallonia 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
62049A0639/00F000 Wallonia 741 m² 1 · 336 m² -
63079A0748/00P000 Wallonia 145 m² 1 · 95 m² 19.1 m · 6 fl.
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Analysis

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Credit advice

verdict per customer and amount

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Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

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Company registry

Company registry (CBE)

Crossroads Bank
Activities
Detailhandel in corrigerende brillen, lenzen en zonnebrillen47742Detailhandel in fotografische en optische artikelen en in precisieinstrumenten in gespecialiseerde winkels47782Gespecialiseerde detailhandel in optische en fotografische artikelen, foto- en filmapparatuur, optische en precisie-instrumenten52485
Primary activity highlighted.
Names & trade names
Legal nameFR PANORAMA
Registered office
Rue Boulanger 5
4681 Oupeye, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.