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PANORAMA

Active Risk: not assessed
Public limited companyfounded 1992active for 34 yearsRefugehof 9, 3000 Leuven, Belgium12 active companies are registered at this addressKBO/BCE: BE 0446.937.891
Summary

PANORAMA is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €2.7m and a net result of €547,225. Equity is growing by about 4.4% per year across the filed financial years. Its solvency ranks better than 50% of 6,680 sector peers (NACE 64, financial year 2025). The company has been active since 1992 and the Belgian Official Gazette contains no insolvency or warning signals.

Directors

Directors
under verification, last change in 2023
This board is reconstructed from a single act (23143803). A Gazette act generally publishes only CHANGES, not a full roll call, so directors unchanged since then may be missing here. The KBO register holds the complete list of function holders.

Board 3

Freddy Schroeders
Director · since 26-06-2023
Current
Monique Vicca
Director · since 26-06-2023
Current
Sofie Schroeders
Director · since 26-06-2023
Current

Day-to-day management 1

Freddy Schroeders
Managing director · since 13-11-2023
Current
Derived from published Gazette deeds. The KBO keeps the official list of office holders; we do not read it, so the two can differ. See the directors and other office holders in the KBO →
Not every act has been read: a resignation may still be missing
4 of this company's 5 Belgian Official Gazette deeds have not been read yet. Appointments and resignations recorded in them are not yet in the list of directors: someone who resigned there may still be listed as sitting. The acts are in the Timeline.

Mandate history

3 people since 2023, 3 in office
Show
  • Board
  • Day-to-day management
  • began earlier
Mandates per person, with start and end dates
Name Functions and periods
Freddy Schroeders
  • Director, since before 26-06-2023
  • Managing director, from 13-11-2023 to date
Monique Vicca
  • Director, since before 26-06-2023
Sofie Schroeders
  • Director, since before 26-06-2023
See the board, name and registered office on a given date →

Owners and capital

Capital and shareholders

Capital over the years
  1. 13-11-2023 Capital stated in the deed · 2,899 shares