PANO-EXTRA
ActiveSummary
The computed 12-month bankruptcy probability of PANO-EXTRA is 21.5% (high). The annual accounts of PANO-EXTRA for fiscal year 2024 show a net loss of 66% of total assets and of 88% of the equity at the start of that year. The 2024 annual accounts show equity of €23,550 and a net result of -€174,437. Its solvency ranks better than 21% of 6720 sector peers (fiscal year 2024). The company has been active since 2022 and the Belgian State Gazette contains no insolvency signals. The CBE does carry 1 administrative register entry (see administrative flags).
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Signals
This company filed its last 3 accounts on average 57 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 49% of the sector filed late.
History
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Financials · fiscal year 2024, micro schema
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 49, Land transport and transport via pipelines, each year against the same schema; no band under 30 filings. Dashed line: the median.
Peer companies
Historical observationOf the 451 companies that looked in July 2024 the way this one looks now, 5.8% went bankrupt within 24 months and 87% are still going.
- Small
- solvency under 10%
- a loss of 10% of the balance sheet or more
- without age
A further 2.2% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a higher bankruptcy probability: 21.5% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 451 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
| Line | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|
| Remuneration, social security and pensions62 | - | €690,328 | €746,206 | ▲ 8.1% |
| Other operating charges640/8 | - | €3,679 | €10,783 | ▲ 193% |
| Gross operating margin9900 | - | €892,165 | €630,510 | ▼ 29.3% |
| Operating profit (loss)9901 | - | €198,157 | -€126,479 | ▼ 164% |
| Financial charges65/66B | - | €171 | €2,541 | ▲ 1,388% |
| Recurring financial charges65 | - | €171 | €2,541 | ▲ 1,388% |
| Profit (loss) for the period before taxes9903 | - | €197,987 | -€129,020 | ▼ 165% |
| Income taxes67/77 | - | - | €45,417 | - |
| Profit (loss) for the period9904 | - | €197,987 | -€174,437 | ▼ 188% |
| Profit (loss) for the period to be appropriated9905 | - | €197,987 | -€174,437 | ▼ 188% |
| Line | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|
| Assets | ||||
| Total assets20/58 | €0 | €417,381 | €264,607 | ▼ 36.6% |
| Fixed assets21/28 | - | €69,440 | €69,440 | = |
| Financial fixed assets28 | - | €69,440 | €69,440 | = |
| Current assets29/58 | €0 | €347,941 | €195,167 | ▼ 43.9% |
| Amounts receivable within one year40/41 | - | €344,799 | €193,926 | ▼ 43.8% |
| Trade receivables40 | - | €344,799 | €192,155 | ▼ 44.3% |
| Other amounts receivable41 | - | - | €1,771 | - |
| Cash at bank and in hand54/58 | €0 | €3,142 | €1,241 | ▼ 60.5% |
| Equity and liabilities | ||||
| Total equity and liabilities10/49 | €0 | €417,381 | €264,607 | ▼ 36.6% |
| Equity10/15 | - | €197,987 | €23,550 | ▼ 88.1% |
| Profit (loss) carried forward14 | - | €197,987 | €23,550 | ▼ 88.1% |
| Amounts payable17/49 | €0 | €219,394 | €241,057 | ▲ 9.9% |
| Amounts payable within one year42/48 | €0 | €219,394 | €241,057 | ▲ 9.9% |
| Trade debts44 | - | €66,025 | €133,051 | ▲ 102% |
| Suppliers440/4 | - | €66,025 | €133,051 | ▲ 102% |
| Taxes, remuneration and social security45 | - | €149,531 | €108,006 | ▼ 27.8% |
| Taxes450/3 | - | €49,960 | €76,616 | ▲ 53.4% |
| Remuneration and social security454/9 | - | €99,570 | €31,390 | ▼ 68.5% |
| Other amounts payable47/48 | €0 | €3,839 | - | - |
| Line | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|
| Profit (loss) for the period9904 | - | €197,987 | -€174,437 | ▼ 188% |
| Operating cash flow (approximation) | - | €197,987 | -€174,437 | ▼ 188% |
| Investment in fixed assets (approximation) | - | - | €0 | - |
| Change in cash | - | €3,142 | -€1,900 | ▼ 160% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
About the unread acts
We know of 8 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Directors · office · real estate
1 establishment unit
2 parcels
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 41038A0559/00W000 | Flanders | 3,314 m² | 1 · 953 m² | 8.0 m · 2 fl. |
| 21306D0325/00F000 | Brussels | 2,312 m² | 1 · 1,725 m² | 40.0 m · 1 fl. |
Linked by address, not proof of ownership
Similar companies · same sector, comparable size
Identification & contact
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.