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PANIGOOD

Active Private limited companyfounded 1997active for 28 yearsRue des Ronces 26, 6110 Montigny-le-TilleulKBO/BCE: BE 0462.017.532 #9 oldest company in Montigny-le-Tilleul, Wholesale and retail trade sector

Lifetime

21 annual accounts with figures on one time axis, 26 filings since 2000
peak €158,149 (2024)
€132,736▼ 16.1%
lowest -€38,957 (2018)
€5,691▼ 62.6%
peak €61,949 (2025)
€61,949▲ 10.1%
€583,327▼ 7.9%
peak 0.4 FTE (2009)
-not published
Board1 name since 2021
1 director
Documentsfilings and deeds
15-07-202616 days before the deadline
2025micro format
Gross margin from €158,149 to €132,736Result from €15,216 to €5,691Cash from €46,956 to €27,082

Key points

from the 2025 annual accounts

Equity

€61,949 ▲ 10.1%

PANIGOOD has made a profit without a break since 2019.

Turnover

≈ €980,000 estimated

The accounts state no turnover.

Debts

€583,327 90% of the balance sheet
Financial debts 8%Suppliers 84%Taxes and wages 5%Other 2%

Of this, €561,777 falls due within a year.

Checked score

Bankruptcy probability within 12 months

Financial strength

Score breakdown

Comparable companies, two years later

In July 2024, 1,082 companies had the same profile as PANIGOOD has now. Each dot stands for 3 companies, two years later.

96.9%
were still trading
2.2%
stopped another way
0.8%
went bankrupt
  • Micro
  • 20 years or older
  • solvency under 10%
  • a profit under 5% of the balance sheet
Test of the method

The method was tested on the 497,331 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 2.9% 3.1%
10 5.6% 6.1%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 1,082 companies, not a prediction for PANIGOOD. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Board and ownership

Director
  • 100 sharesdeed of 15-04-2024
  • 650 sharesdeed of 15-04-2024
  • 650 sharesdeed of 15-04-2024
Board & ownership

Recent changes

Registered in the Peppol Directory Reachable for e-invoices through 0208:0462017532
Registered office moved from Gilly to Montigny-le-Tilleul New registered office: rue des Ronces 26, 6110 Montigny le Tilleul · Previous registered office: Chaussée de Chatelet 179, 6060 Gilly (Charleroi) · Change of role: , from manager to director · General meeting of 03-04-2024 · Gazette deed
New establishment in Charleroi Rue du Calvaire 13
First establishment PANIGOOD SPRL, Chaussée de Châtelet 179, Charleroi
All 38 events

Comparable companies

same main activity, similar in size and age
Company
PANIGOOD Montigny-le-Tilleul €645,276 €132,736 9.6% -
Bricaza Molenbeek-Saint-Jean €742,432 €157,856 22.7% -
HANDEL DE CUYPER Blankenberge €690,133 €126,443 87.8% -
LA MAREE Herstal €789,403 €141,823 -29.7% -
BIOBOX Kortrijk €489,166 €152,753 17.1% -
LAKSA Herve €740,191 €104,781 14.8% -
DAIMEX Tongeren-Borgloon €464,294 €140,291 90.4% -

These companies have the same main activity as PANIGOOD: wholesale of other food products (NACE 46389). They are comparable in size and age: total assets between €464,000 and €789,000, founded between 1993 and 2001.

Official details

Source: KBO
Status
Active since 01-12-1997Normal situation
Activity
Wholesale of other food productsNACE 46389and 1 other
Establishment units
2.085.113.2856060 Charleroi, since 22-01-1998
2.291.646.2796060 Charleroi, since 01-07-2018
Financial year end
31 December
Peppol
Reachable since 21-10-2026
Company details

Annual accounts 2025

€645,276▼ 6.4%
Employeeson 31-12-2025
1=
Filing
Filed on 15-07-2026, 16 days before the end of the filing period
Financials

Insights on PANIGOOD

PANIGOOD files the micro format. That format states no turnover. The gross margin rose from -€793 in 2005 to €132,736 in 2025.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.

Key facts about PANIGOOD

What is the company number of PANIGOOD?
The company number of PANIGOOD is 0462.017.532. The VAT number is the same number with BE in front: BE 0462.017.532.
Where is PANIGOOD based?
The registered office is at Rue des Ronces 26, 6110 Montigny-le-Tilleul.Company details
What does PANIGOOD do?
According to the KBO register, the main activity is wholesale of other food products (NACE 46389).
What is the legal form of PANIGOOD?
PANIGOOD is a private limited company (BV).
When was PANIGOOD founded?
PANIGOOD was founded on 01-12-1997.
Is PANIGOOD still active?
Yes, PANIGOOD is an active enterprise in the KBO register.
How many employees does PANIGOOD have?
PANIGOOD had an average of 1 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of PANIGOOD?
The turnover in financial year 2025 is ≈ €980,000. This figure is estimated from the gross margin of €132,736 and 34 comparable companies (NACE 463). It probably lies between €380,000 and €1.8m.
Is PANIGOOD profitable?
In financial year 2025, PANIGOOD made a profit of €5,691.
Where can I find the annual accounts of PANIGOOD?
PANIGOOD filed 26 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of PANIGOOD due?
PANIGOOD must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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