Paneuropa
ActiveThe computed 12-month bankruptcy probability of Paneuropa is 1.8% (moderate). The 2024 annual accounts show negative equity (€-104k) and a net result of €-314. Equity remains stable across the filed fiscal years (±0.8% per year). The company has been active since 1968 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
20
/ 100
Critical
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability0=
Solvency0=
Growth58▲+26
Track record100
Bankruptcy probability, 12 months
1.8%
Moderate
0%0.5%1.5%4%10%≥ 25%
No credit on open account
balance sheet total too small for a liquidity verdict, and equity is negative.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Age of the figures
Age of the figures
21 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Negative equity
The 2024 annual accounts show negative equity and a net loss.
NBB · annual accounts 2024Equity per financial year
18192021222324
2018 to 2024 · latest year €-104k
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 02-07-2026, 336 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
336 d late
2023
23 d late
2022
29 d late
2021
25 d late
2020
143 d late
2019
119 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€-104k▼ 0.3%
2023 · €-104k
2018: €-99k
2019: €-100k
2020: €-100k
2021: €-101k
2022: €-102k
2023: €-104k
2018 → 2024
Total assets
€2k▼ 1.5%
2023 · €2k
2018: €2k
2019: €2k
2020: €2k
2021: €2k
2022: €2k
2023: €2k
2018 → 2024
Net result
€-314▲ 83.0%
2023 · €-2k
2018: €-2k
2019: €-189
2020: €-743
2021: €-750
2022: €-881
2023: €-2k
2018 → 2024
Working capital
€-104k▼ 0.3%
2023 · €-104k
2018: €-99k
2019: €-100k
2020: €-100k
2021: €-101k
2022: €-102k
2023: €-104k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€-100k-€-101k▼ 0.7%€-102k▼ 0.9%€-104k▼ 1.8%€-104k▼ 0.3%
Operating result€-348-€-235▲ 32.4%€-726▼ 209%€-2k▼ 126%€-133▲ 91.9%
Net result€-743-€-750▼ 0.9%€-881▼ 17.5%€-2k▼ 109%€-314▲ 83.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €133 in 2024 against €2k in 2023; the loss shrinks.
Key figures and ratios
Debt
€106k▲
2023 · €105k
Debt ≤ 1 year
€106k▲
2023 · €105k
Ratios withheld: a balance sheet total of €2k is too small for a meaningful ratio.
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€2k€2k▼
Current assets29/58€2k€2k▼
Amounts receivable within one year40/41€2k€2k=
Trade receivables40€2k€2k=
Cash at bank and in hand54/58€24-
Equity and liabilities
Total equity and liabilities10/49€2k€2k▼
Equity10/15€-104k€-104k▼
Contributions10/11€25k€25k=
Profit (loss) carried forward14€-129k€-129k▼
Amounts payable17/49€105k€106k▲
Amounts payable within one year42/48€105k€106k▲
Financial debts43-€12
Credit institutions430/8-€12
Trade debts44€1k€130▼
Suppliers440/4€1k€130▼
Other amounts payable47/48€104k€105k▲
Income statement
Code20232024
Gross operating margin9900€-2k€-133▲
Operating profit (loss)9901€-2k€-133▲
Financial charges65/66B€206€180▼
Recurring financial charges65€206€180▼
Profit (loss) for the period before taxes9903€-2k€-314▲
Profit (loss) for the period9904€-2k€-314▲
Profit (loss) for the period to be appropriated9905€-2k€-314▲
Appropriation of the result
Profit (loss) to be appropriated9906€-129k€-129k▼
Profit (loss) brought forward from the previous period14P€-127k€-129k▼
The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
02-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 336 days late
2024
23-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 23 days late
2023
31-12
Financial
Weakest financial yearnet €-2k
Net result drops to €-2k, the lowest in the series; recovery starts the following year.
29-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 29 days late
2022
25-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 25 days late
2021
21-12
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 143 days late
2020
27-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 119 days late
2019
31-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 31 days late
2018
08-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2016
01-12
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 123 days late
2015
30-09
NBB filing
Annual accounts filed
fiscal year 2014 · full schema · 61 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Nivelles · 1 establishment unit since 1968
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue du Cura 371400 NivellesGround area
3,868 m²
Building footprint
368 m²
Volume, LiDAR
3,194 m³
2 parcels, Wallonia · tallest building 14.2 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
Rue des Ecoles(Bassil) 12, 7830 Silly
since 19682.001.852.940
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 55001C0681/00C000 | Wallonia | 3,790 m² | 1 · 278 m² | 10.4 m · 3 fl. |
| 25782C0208/00X005 | Wallonia | 79 m² | 1 · 90 m² | 14.2 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded03-04-1968
Fiscal year end31-12
Sources
Crossroads Bank for EnterprisesNational Bank · 41 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.