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PANENCO

Active
Private limited companyfounded 2016active for 10 yearsKapeldreef 60, 3001 Leuven, Belgium46 active companies are registered at this addressKBO/BCE: BE 0650.747.066
Summary

PANENCO has been active since 2016 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €813,973 and a net result of €220,003. Equity is growing by about 14% per year across the filed financial years. Its solvency ranks better than 56% of 3,369 sector peers (NACE 62, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).

Risk analysisFollow ReportCompare
PANENCOActiveChecked score 97/100
Risk analysis ReportCompare

Overview

Activity
Computer consultancy and computer facilities management
NACE 62200
8th fastest staff growth in Leuven, Telecoms and IT sector2 sites
Size
€1.5mtotal assets 2025
Staff
17.3 FTE
Equity
€813,973
Profit
€220,003
Turnover not published (abbreviated or micro format)
Financial health
97 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
< 0.1%
Structure
Holdings
1
  • Panenco GroupDirector
2025 accounts 2 days early1 of 4 deeds summarised
Why 97lowers riskLiquidity: current ratio 2.42, cash €812,103Equity €813,973 (53.8% of total assets)Sector: Computer programming, consultancy and related activities (NACE 62)Profit of €220,003 (financial year 2025)Show the evidence

Checked score

Score 2025
97 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 73% of its sector peers (NACE 62, small)
Every signal that counts is listed under Signals.
Financial strength · tick = 2024
Strong
Solvency 79-21
equity 53.8% of total assets
Liquidity 86-6
short-term debt 33.1% · cash 53.6%
Profitability 87+20
return on assets 14.5%
Bankruptcy probability, 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (1,163 companies, NACE 62, small)
Last 24 months 11-2024: < 0.1% 12-2024: < 0.1%● unchanged vs 11-2024 01-2025: < 0.1%● unchanged vs 12-2024 02-2025: < 0.1%● unchanged vs 01-2025 03-2025: < 0.1%● unchanged vs 02-2025 04-2025: < 0.1%● unchanged vs 03-2025 05-2025: < 0.1%● unchanged vs 04-2025 06-2025: < 0.1%● unchanged vs 05-2025 07-2025: < 0.1%● unchanged vs 06-2025highest value 08-2025: < 0.1%● unchanged vs 07-2025 09-2025: < 0.1%● unchanged vs 08-2025lowest value 10-2025: < 0.1%● unchanged vs 09-2025lowest value 11-2025: < 0.1%● unchanged vs 10-2025lowest value 12-2025: < 0.1%● unchanged vs 11-2025lowest value 01-2026: < 0.1%● unchanged vs 12-2025lowest value 02-2026: < 0.1%● unchanged vs 01-2026 03-2026: < 0.1%● unchanged vs 02-2026 04-2026: < 0.1%● unchanged vs 03-2026 05-2026: < 0.1%● unchanged vs 04-2026 06-2026: < 0.1%● unchanged vs 05-2026 07-2026: < 0.1%● unchanged vs 06-2026 08-2026: < 0.1%● unchanged vs 07-2026 09-2026: < 0.1%● unchanged vs 08-2026 10-2026: < 0.1%● unchanged vs 09-2026
Credit of up to €75,000 on 30-day terms is acceptable
Liquidity ample (current ratio 2.42, compared with 4.09 in 2024, above the usual 1.5; short-term debt: 33.1% and cash: 53.6% of total assets), and 46.2% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 62, small): better than 66% on solvency, 93% on liquidity, 81% on profitability and 53% on growth.

The bankruptcy probability was computed on 23-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
lowers riskneutral
lowers risk · Liquidity: current ratio 2.42, cash €812,103
NBB · annual accounts
lowers risk · Equity €813,973 (53.8% of total assets)
NBB · annual accounts
lowers risk · Sector: Computer programming, consultancy and related activities (NACE 62)
KBO
lowers risk · Profit of €220,003 (financial year 2025)
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-07-2026, 2 days ahead of the deadline.
NBB · 9 filings
Deviation from the deadline
2025
2 days early
2024
1 day early
2023
1 day early
2022
on the day
2021
2 days early
2020
2 days early
2019
on the day
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 1 day before the deadline; the sector median (NACE 62) for financial year 2024 is 9 days before the deadline, and 33% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 30 July (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
24-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · abbreviated…
  2. Annual accounts filedfinancial year 2024 · abbreviated…
  3. Weakest financial yearnet €54,135 ▼52.1%

Key points

  • Positive: Result rose in 2025from €54,135 to €220,003 ▲ 306% View
  • Positive: Among the best 12% on net resultsector median €23,360 · 3,369 companies €220,003 View
  • Positive: Filed on time since financial year 2018accounts within the deadline every year 8 years View
  • Positive: 8 profitable years in a rowprofit 2025: €220,003 8 years View

By topic

Financials

Financial year
2025
Total assets
€1.5m
Profit
€220,003
Solvency
53.8%
Total assets▲ 56.0%
Net result
20182025
Go to Financials

Timeline

Events
14
Since
2018
Next accounts
by 31-07-2027
  1. 30-07-2024Annual accounts filed
  2. 17-10-2023Appointment: Panenco Group (director)
  3. 31-07-2023Annual accounts filed
Go to Timeline

Company details

Sites
2
Legal form
Private limited company
Activity
Computer consultancy and computer facilities managementNACE 62200
Founded
16-03-2016
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Key facts about PANENCO

What is the company number of PANENCO?
0650.747.066. In Belgium the VAT number is the company number with BE in front: BE 0650.747.066.
Where is PANENCO based?
The registered office is at Kapeldreef 60, 3001 Leuven.Company details
What does PANENCO do?
According to the KBO register, the main activity is computer consultancy and computer facilities management (NACE 62200).
What is the legal form of PANENCO?
Private limited company (BV).
When was PANENCO founded?
On 16-03-2016.
Is PANENCO still active?
Yes, PANENCO is an active enterprise in the KBO register.
How many employees does PANENCO have?
On average 17.3 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of PANENCO?
Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.
Is PANENCO profitable?
In financial year 2025, PANENCO made a profit of €220,003.
Where can I find the annual accounts of PANENCO?
PANENCO filed 9 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of PANENCO due?
By 31-07-2027, for financial year 2026.Timeline

Companies related to PANENCO

Subsidiaries and holdings

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How much credit can you give this customer, and on what payment terms?Credit check What should you check before you do business with this company?Supplier due diligence Is the workforce growing, and do people stay?Employer check Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark

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