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PANELCONSTRUCT

Active Private limited companyfounded 2011active for 15 yearsRue des Boussines, Vaux-Chavanne 46, 6960 ManhayKBO/BCE: BE 0834.189.607 subsidiary of FA IMMO#7 company by total assets in Manhay, Construction sector
PANELCONSTRUCT
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Overview

Lifetime

14 annual accounts with figures on one time axis
peak €808,718 (2025)
€808,718▲ 10.1%
lowest -€310,352 (2020)
-€21,019▼ €170,518
peak €32,055 (2019)
-€83,453▼ €21,096
€777,874▲ 6.1%
peak 11.3 FTE (2025)
11.3 FTE▲ 39.5%
Board1 name since 2015
1 directorFA IMMO SA
Owners
100%FA IMMO
Documentsfilings and deeds
31-08-202631 days late
2025abbreviated format
Loss of €21,019Staff from 8.1 FTE to 11.3 FTEChange of role: FA IMMO SA, from manager to director 31-12Equity from -€62,357 to -€83,453Investments €51,781Cash from €25,183 to €130,744

Key points

from the 2025 annual accounts

Equity

-€83,453
202020212022202320242025

Debts exceed assets in financial year 2025.

Result

-€21,019 -€21,019
€149,0002024-€21,0002025

From profit to loss in 2025, after a profit of €149,499 in 2024.

Debts

€777,874 112% of the balance sheet
Financial debts 32%Suppliers 18%Taxes and wages 29%Other 21%

Of this, €613,326 falls due within a year.

Investments

€51,781 2.3 × depreciation
20212022202320242025

Green is investment, beige is depreciation. Machinery stands 24.7% higher than in 2024.

Filings

14 annual accounts since 2012
AprilJune31 JulyOctober201520202025

Eight of the last ten came late. The 2019 accounts came latest: 182 days after the end of the period.

Position in the sector

-12.0%

Lower solvency than 95% of companies in specialised construction. Sector median 44.0% · 9,967 companies.

Checked score

51
Fair
Financially stronger than 9% of small companies in specialised construction (NACE 43)
Probability in this band: 1.5% to 4.2%
Bankruptcy probability within 12 months
2.0% Moderate
0%0.5%1.5%4%10%≥ 25%

The dashed line is the sector median: 0.3% across 2,647 companies (NACE 43, small).

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 12-2024: 3.7%highest value 01-2025: 3.7%● unchanged vs 12-2024highest value 02-2025: 3.7%● unchanged vs 01-2025highest value 03-2025: 3.6%▼ -0.1 percentage points vs 02-2025 04-2025: 3.6%● unchanged vs 03-2025 05-2025: 3.5%▼ -0.1 percentage points vs 04-2025 06-2025: 3.4%▼ -0.1 percentage points vs 05-2025 07-2025: 3.7%▲ +0.3 percentage points vs 06-2025 08-2025: 3.2%▼ -0.5 percentage points vs 07-2025 09-2025: 3.2%● unchanged vs 08-2025 10-2025: 3.2%● unchanged vs 09-2025 11-2025: 3.2%● unchanged vs 10-2025 12-2025: 3.2%● unchanged vs 11-2025 01-2026: 3.2%● unchanged vs 12-2025 02-2026: 3.2%● unchanged vs 01-2026 03-2026: 3.1%▼ -0.1 percentage points vs 02-2026 04-2026: 3.1%● unchanged vs 03-2026 05-2026: 3.1%● unchanged vs 04-2026 06-2026: 2.8%▼ -0.3 percentage points vs 05-2026 07-2026: 2.9%▲ +0.1 percentage points vs 06-2026 08-2026: 3.7%▲ +0.8 percentage points vs 07-2026 09-2026: 2.0%▼ -1.7 percentage points vs 08-2026lowest value 10-2026: 2.0%● unchanged vs 09-2026 11-2026: 2.0%● unchanged vs 10-2026

Financial strength
Weak

13-3equity -12.0% of total assets
25+20short-term debt 88.3% · cash 18.8%
27-53return on assets -3.0%

Score breakdown

raises risk
Negative equity -€83,453
Sector: Specialised construction activities (NACE 43)
lowers risk
Liquidity: current ratio 1.02, cash €130,744
Founded in 2011
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, small). It does better than 2% of them on solvency, 16% on liquidity, 11% on profitability and 8% on growth.

The bankruptcy probability was computed on 08-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 31-12-2025.

Of the companies with a bankruptcy probability in the moderate class on 30-06-2025, 2.4% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Comparable companies, two years later

In July 2024, 1,216 companies had the same profile as PANELCONSTRUCT has now. Each dot stands for 4 companies, two years later.

95.6%
were still trading
2.6%
stopped another way
1.1%
went bankrupt
  • Small
  • 10 to 20 years old
  • negative equity
  • a small loss

Another 0.7% stopped without a precise date, possibly only after those two years.

The bankruptcy probability of PANELCONSTRUCT itself is higher: 2.0% within 12 months. It rests on far more data about PANELCONSTRUCT than the profile alone.

Test of the method

The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 1,216 companies, not a prediction for PANELCONSTRUCT. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

No credit on open account

Liquidity is tight, with a current ratio of 1.02 (0.94 in 2024), below the usual 1.5. Short-term debt is 88.3% and cash 18.8% of total assets. Equity is negative.

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
lowers riskraises risk
raises risk · Negative equity -€83,453
NBB · annual accounts
lowers risk · Liquidity: current ratio 1.02, cash €130,744
NBB · annual accounts
lowers risk · Founded in 2011
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · Sector: Specialised construction activities (NACE 43)
KBO
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025
Equity per financial year
1819202122232425
2018 to 2025 · latest year -€83,453
raises risk · 2025 accounts filed 31 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filings
Deviation from the deadline
2025
31 days late
2024
1 day early
2023
5 days late
2022
60 days late
2021
on the day
2020
30 days late
2019
182 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 44 days after the deadline. In the sector (NACE 43), the median for financial year 2024 was 1 day before the deadline, and 43% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 6 August (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
09-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Board and ownership

FI
FA IMMO SA
Director, since 13-03-2015
  • FA IMMO 100%score 94equity €234,267 (2025) · 2025 annual accounts of FA IMMO
Board & ownership

Recent changes

Change of role: FA IMMO SA, from manager to director Legal-form conversion: to private limited company · Gazette deed
Registered in the Peppol Directory Reachable for e-invoices through 0208:0834189607
Permanent representative: Arnaud HARDENNE FA IMMO holds 100% of the shares · General meeting of 25-03-2019 · Gazette deed
Incorporation published on 14-03-2011 · Gazette deed
All 24 events

Comparable companies

same main activity, similar in size and age
Company
PANELCONSTRUCT Manhay €694,420 €808,718 -12.0% 11.3
MENUISERIE LAURENT Vielsalm €641,482 €681,304 18.4% 9.1
ART ET CHENE GILLES AZION Stavelot €875,700 €775,392 27.7% 10.7
BELITOUR Tournai €651,514 €732,060 22.0% 8.8
BOLSTER Ternat €938,847 €962,327 46.7% 11
Fedrigo Interieur Concept Genk €731,952 €565,840 3.4% 12.6
MENUISERIE VANTIGHEM BRUNO & SIMON Tournai €743,098 €608,622 3.9% 9.6

These companies have the same main activity as PANELCONSTRUCT: joinery installation (NACE 43320). They are comparable in size and age: total assets between €641,000 and €939,000, founded between 2010 and 2015.

Official details

Source: KBO
Status
Active since 02-03-2011Normal situation
Activity
Joinery installationNACE 43320and 2 others
Establishment unit
2.197.189.5606960 Manhay, since 01-03-2011
Financial year end
31 December
Peppol
Reachable since 14-10-2025
Company details

Annual accounts 2025

€808,718▲ 10.1%
≈ €2.3mestimated
€21,019
-€83,453▼ 33.8%
€694,420▲ 3.5%
Employeeson 31-12-2025
13▲ 30.0%
Filing
Filed on 31-08-2026
Financials

Insights on PANELCONSTRUCT

PANELCONSTRUCT files the abbreviated format. That format states no turnover. The gross margin rose from -€4,848 in 2012 to €808,718 in 2025.

FA IMMO holds all the shares.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette.

Financials

Annual accounts 2025

abbreviated format, filed on 31-08-2026, 31 days late
€808,718
▲ 10.1%
€6,149
▼ 96.9%
€28,993
▼ 86.1%
€1,825
▼ 98.9%
-12.0%
▼ 2.7 percentage points
1.02
▲ 0.08

The turnover shown is an estimate from the gross margin.

Turnover ≈ €2.3m. Estimated: probably between €1.8m and €3.0m.

In the rankings #7 company by total assets in Manhay, Construction sector

Money flows

no detail for 2025

Balance sheet

balance sheet total €694,420 on 31-12-2025
What the company ownsHow it is paid for

in euro

in euro

Position in the sector

Compare with sector

-12.0%

Lower than 95% of 9,967 companies in 2025.

1.02

Higher than 19% of 9,830 companies in 2025.

-3.0%

Higher than 14% of 9,899 companies in 2025.

PANELCONSTRUCT Middle half of the sector 80% of the sector Abbreviated accounts in specialised construction (NACE 43)

Net result: bottom quarter · Equity: bottom quarter · Balance sheet total: middle half · Working capital: bottom quarter · Staff: top quarter

Staff

€65,128

Staff costs divided by the average number of full-time equivalents.

people who joined people who left

Filed annual accounts

as filed with the National Bank, click a year to choose it
Line Trend20252024202320222021202020192018201720162015201420132012
Balance sheet: assets
20/58 694,420670,852422,851491,965710,137654,791510,699498,597315,407231,14125,7961,64211,13423,185
21/28 70,18041,24421,37519,63530,88951,22160,70366,54637,49828,6933,470-1,2715,869
21 ------------7525,255
22/27 68,22039,28420,47519,03530,28951,22160,70366,54637,49828,6933,470-19114
23 29,68123,81012,3209,63914,42221,33414,56021,34218,05921,3972,187---
24 20,98912,6535,0109,39615,86729,88746,14245,20419,4407,2951,283-19114
26 12,0512,8213,145-----------
27 5,500-------------
28 1,9601,960900600600-------500500
29/58 624,240629,609401,476472,330679,248603,571449,996432,051277,908202,44922,3261,6429,86417,316
3 136,412106,218110,04372,13357,5987,8255,4361,5751,2501,2501,250-7,44812,046
30/36 136,412106,218110,04372,13357,5987,8255,4361,5751,2501,2501,250-7,44812,046
40/41 339,675485,252267,435348,419572,745536,572433,804397,395242,527188,02317,550-2361,392
40 275,268407,250250,663308,465320,180360,148322,692250,031216,770174,32812,742-2311,379
41 64,40778,00116,77239,955252,565176,423111,113147,36425,75713,6954,809-512
54/58 130,74425,18311,59141,23945,86151,3894,94428,35833,69212,9192,5731,5722,0963,878
490/1 17,40912,95712,40710,5393,0437,7845,8124,7234392579527084-
Balance sheet: equity and liabilities
10/49 694,420670,852422,851491,965710,137654,791510,699498,597315,407231,14125,7961,64211,13423,185
10/15 -83,453-62,357-211,856-262,674-100,793-278,29632,05522,28419,03613,484-5,454-10,333-6,938-8,978
10/11 12,40012,40012,40012,40012,40012,40012,40012,40012,40012,40012,40012,40012,40012,400
100 ------18,60018,60018,60018,60018,60018,60018,60018,600
101 ------6,2006,2006,2006,2006,2006,2006,2006,200
13 1,8601,8601,8601,8601,8601,8601,8601,8601,8601,860620620620-
130/1 1,8601,8601,8601,8601,8601,860--------
130 ------1,8601,8601,8601,860620620620-
1311 1,8601,8601,8601,8601,8601,860--------
14 -97,713-76,617-226,116-276,934-115,053-292,55617,7958,0244,776-776-18,474-23,353-19,958-21,378
17/49 777,874733,210634,707754,639810,930933,088478,643476,313296,370217,65731,25011,97418,07232,162
17 43,671---3,13412,57123,22714,855----9,62915,797
170/4 ----3,13412,57123,22714,855----9,62915,797
178/9 43,671-------------
42/48 613,326668,940634,707538,074801,569920,517455,416461,458296,370217,65731,13611,9478,37716,350
42 ---3,1349,43710,65710,4935,227----6,1685,830
43 250,000---------871---
430/8 250,000---------871---
44 136,491276,873186,424178,926455,443673,392344,729419,076261,020199,82823,55184192578
440/4 136,491276,873186,424178,926455,443673,392344,729419,076261,020199,82823,55184192578
45 226,835172,623208,79565,466260,361182,44077,76635,15520,50417,8296,7151,07062252
450/3 13,84130,18718,45312,3658,39418,20522,12512,9326,2644,1825001,07062252
454/9 212,994142,436190,34253,101251,967164,23655,64022,22414,24113,6476,215---
47/48 -219,444239,489290,54876,32854,02822,4292,00014,846--10,7931,9559,690
492/3 120,87764,270-216,5666,227-----114276615
Income statement
70 -------------25,293
76A ------2,584-------
9900 808,718734,503700,789481,823748,099187,703421,552365,831165,999173,54941,902-7818,458-4,848
60/61 -------------34,388
62 735,951510,509591,367589,845524,802445,253337,222325,268141,467140,98633,709---
630 22,84510,52612,17014,44021,56330,61032,03729,46415,3238,3501,5057524,5988,430
631/4 -2,250------------
640/8 43,7749,12426,62714,07614,90414,26922,2821,3434503775686665951,519
66A -4,21650011,033142-1,591------3,968
9901 6,149197,87970,125-147,571186,688-302,42928,4219,7578,75923,8366,121-2,1993,265-14,797
75/76B 135,67815434812712352569918375-51051
75 135,67815434812712352569918375-51051
65/66B 20,19251,60418,68713,8968,6777,91111,6192,1578763,0771,2421,2001,2352,663
65 20,19251,60418,68713,8968,6777,91111,6192,1578763,0771,2421,2001,2352,663
9903 -14,030151,95251,593-161,119178,138-310,21817,3277,6698,80121,1354,878-3,3942,040-21,378
67/77 6,9892,4547747626341347,5554,4213,2492,196-11-
9904 -21,019149,49950,818-161,881177,503-310,3529,7713,2485,55218,9384,878-3,3952,040-21,378
9905 -21,019149,49950,818-161,881177,503-310,3529,7713,2485,55218,9384,878-3,3952,040-21,378
Appropriation of the result
9906 -97,713-76,617-226,116-276,934-115,053-292,55617,7958,0244,776464-18,474-23,353-19,338-21,378
14P -76,694-226,116-276,934-115,053-292,556---------
691/2 ---------1,240--620-
6920 ---------1,240--620-
Social balance sheet
9087 11.38.19.61110.410.37.28.33.742---
Hours worked1013 18,19611,06815,95410,65616,10014,62612,74214,4166,8127,1281,464---
Document PDFPDFPDFPDFPDFPDFPDFPDFPDFPDFPDFPDFPDFPDF

The notes to these accounts have 9 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.

Source: Annual accounts 2025 at the NBB, filed on 31-08-2026.

Download as CSV

Filings

each dot is a set of accounts, on the day it reached the National Bank

2025 annual accounts filed 31 days after the deadline. Filed on 31 August 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00469733.

Financial year Type Filed Reference Document
31-12-2025 abbreviated format 31-08-2026 2026-00469733 PDF
31-12-2024 full format 30-07-2025 2025-00331570 PDF
31-12-2023 full format 05-08-2024 2024-00329350 PDF
31-12-2022 full format 29-09-2023 2023-00460747 PDF
31-12-2021 full format 31-07-2022 2022-20252988 PDF
31-12-2020 full format 30-08-2021 2021-56300057 PDF
31-12-2019 full format 29-01-2021 2021-02400439 PDF
31-12-2018 micro format 27-12-2019 2019-77500143 PDF
31-12-2017 micro format 31-08-2018 2018-60000475 PDF
31-12-2016 micro format 30-08-2017 2017-50800124 PDF
31-12-2015 full format 24-11-2016 2016-68300432 PDF
31-12-2014 full format 28-08-2015 2015-48700335 PDF
31-12-2013 full format 29-08-2014 2014-49800367 PDF
31-12-2012 full format 31-07-2013 2013-37000173 PDF

Key figures and ratios

per financial year, computed from the annual accounts
Line Trend20252024202320222021202020192018201720162015201420132012
28,993208,40482,295-133,131208,251-271,81960,45839,22024,08232,1867,625-1,4477,864-6,367
1,825160,02462,988-147,441199,067-279,74241,80832,71120,87527,2886,383-2,6436,638-12,947
51,78131,51621,4293,1871,23121,12838,09458,51124,12933,5734,975-519014,299
105,56213,592-29,649-4,622-5,52846,445-23,414-5,33420,77310,3461,001-523-1,783-
10,914-39,331-233,231-65,744-122,321-316,946-5,420-29,407-18,462-15,209-8,811-10,3051,487966
--------------58.5%
-12.0%-9.3%-50.1%-53.4%-14.2%-42.5%6.3%4.5%6.0%5.8%-21.1%--62.3%-38.7%
1.020.940.630.880.850.660.990.940.940.930.72-1.181.06
0.800.780.460.740.780.650.980.930.930.920.68-0.290.32
------14.9321.3715.5716.14----
------30.5%14.6%29.2%140.5%----
-3.0%22.3%12.0%-32.9%25.0%-47.4%1.9%0.7%1.8%8.2%18.9%-18.3%-92.2%
1.444.044.40-9.5824.00---------
-------------20 days
-------------6 days

EBIT margin: not included in this filing.

Debt to equity is not shown because equity is negative. Debt divided by negative equity means nothing.

A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.

Social balance sheet

Item31-12-202531-12-202431-12-202331-12-202231-12-2021
Employees at the balance-sheet date13108119
full-time1188119
part-time22---
in full-time equivalents11.99.28119
11.38.19.61110.4
On a permanent contract109898
Joined-4049
Left-2328
Training hours--176--

Source: social balance sheet in the 2021 to 2025 annual accounts

Investments

fixed assets acquired
Item20252024202320222021
Tangible fixed assets€51,781€30,456€21,129€3,187€631
Financial fixed assets-€1,060€300-€600
€22,845€10,526€12,170€14,440€21,563

Source: notes to the 2021 to 2025 annual accounts (statement of fixed assets)

Insights on PANELCONSTRUCT

The operating result for 2025 is 97% lower than in 2024 and the lowest since 2022.

Equity is negative. Debt (€777,874) exceeds the balance-sheet total (€694,420).

Board & ownership

Board

1 director, last change in 2025
FA IMMO SA
Director (not named in the articles)
since 13-03-2015 term without a fixed end
earlier manager, until 31-12-2025
listed in the 2025 annual accounts, filed on 31-08-2026
Signing authorityThe articles say who may bind the company, for example by signing a contract.
Each director alone
deed of 31-12-2025

Office holders in the KBO →

Mandates through the years

1 name, the dashed line is today
FA IMMO SA
Director (not named in the articles)
BoardEarliermandate already running before its first mention
Mandates as a list
  • FA IMMO SA
    • Director (not named in the articles), from 13-03-2015 to date
    • Manager, until 31-12-2025

See the board, name and registered office on a given date →

Control

Parent
FA IMMO
Equity €234,267
Profit €124,539 in 2025 (profit €17,559 in 2024)
Checked score 94
Source: accounts FA IMMO 2025
100%
This company
PANELCONSTRUCT
Equity -€83,453
Loss €21,019 in 2025

Capital

Contribution
€98,946.76
Source
deed of 31-12-2025

Owners through the years

as the annual accounts name them
FA IMMO
100%
100%
Owners as a list

Source: lists of holdings in the owners' accounts

Articles of association

deed of 31-12-2025 (in French)
DurationMost companies exist for an unlimited period, until they are dissolved.
Unlimited
Board ruleThese rules set how the board is made up, meets and takes decisions.
“Fixe ou proportionnelle, rémunération des administrateurs”
Transfer restrictionThis rule says whether shareholders may sell their shares freely or need approval first.
“Entre vifs ou pour cause de mort sans agrément à un actionnaire, au conjoint du cédant ou du testateur, aux ascendants ou descendants en…”
Share issue ruleThe articles set how and by whom new shares are issued.
“Libérées à leur émission, l'actionnaire unique-administrateur détermine librement les versements ultérieurs sur les actions souscrites en…”
“Courrier électronique ou courrier ordinaire le même jour, au moins quinze jours à dater de l’ouverture de la souscription”
Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
First Thursday of May at 18:00

Network & group

Group

FA IMMO has 3 direct subsidiaries (2025 accounts), the bar shows equity in euros
ParentFA IMMO3 holdings, 1 country 2025 accounts

Belgium 3 Year Equity Result

Source: list of holdings in the 2025 accounts of FA IMMO. Every holding stands with its own latest accounts.

Connections & network

1 current director
Depth

The network starts from the directors of PANELCONSTRUCT. Every other company they run is a node.

This company Company Director Shareholding +N: links not shown yet Click a node to look further, drag to arrange, zoom with the mouse wheel.

Timeline

Timeline

24 events since 2011

Deadline for the 2026 accounts: 31-07-2027

2026
Annual accounts 2025 filed NBBabbreviated format · 31 days late
2025
Change of role: FA IMMO SA, from manager to directorLegal-form conversion: to private limited company5 points ▸
  • Legal-form conversion, to private limited company
  • 750 shares
  • Director resignation, FA IMMO SA (manager)
  • Director appointment, FA IMMO SA (director (not named in the articles))
  • Registered office clause, Rue des Boussines 46 ZI de vaux-Chavanne, 6960 Vaux-Chavanne
  • The deed holds 5 more points.

Open the deed in the Belgian Official Gazette

Registered in the Peppol Directory Reachable for e-invoices through 0208:0834189607
Annual accounts 2024 filed PDFfull format · 1 day before the deadline
2024
Annual accounts 2023 filed PDFfull format · 5 days late
2023
Back to profit net €50,818 The net result is €50,818, after one loss-making year.
Annual accounts 2022 filed PDFfull format · 60 days late
2022
Annual accounts 2021 filed PDFfull format · on the deadline day
2021
Back to profit net €177,503 The net result is €177,503, after one loss-making year.
Annual accounts 2020 filed PDFfull format · 30 days late
Annual accounts 2019 filed PDFfull format · 182 days late
2020
Weakest financial year net -€310,352 The net result drops to -€310,352, the lowest from 2012 to 2025. It recovers the following year.
2019
Annual accounts 2018 filed PDFmicro format · 149 days late
Permanent representative: Arnaud HARDENNEFA IMMO holds 100% of the shares · General meeting of 25-03-20193 points ▸
  • General meeting, 25-03-2019
  • FA IMMO holds 100% of the shares
  • Permanent representative, Arnaud HARDENNE

Open the deed in the Belgian Official Gazette

2018
Annual accounts 2017 filed PDFmicro format · 31 days late
2017
Annual accounts 2016 filed PDFmicro format · 30 days late
2016
Annual accounts 2015 filed PDFfull format · 116 days late
2015
Back to profit net €4,878 The net result is €4,878, after one loss-making year.
Annual accounts 2014 filed PDFfull format · 28 days late
2014
Annual accounts 2013 filed PDFfull format · 29 days late
2013
Back to profit net €2,040 The net result is €2,040, after one loss-making year.
Annual accounts 2012 filed PDFfull format · on the deadline day
2011
Incorporation PDFpublished on 14-03-2011
First establishment Rue des Boussines, Vaux-Chavanne 46, Manhay

Financial milestones sit on the financial year-end date, not the filing date.

Sources: Publications in the Belgian Official GazetteFilings with the National Bank

History

On 2 March 2011, PANELCONSTRUCT was incorporated.1 Total assets went from €498,597 in 2018 to €694,420 in 2025 and headcount from 8.3 to 11.3 full-time equivalents.2

  1. 1KBO register
  2. 2National Bank, annual accounts 2018 and 2025

Company details

Identity

Enterprise number
0834.189.607
VAT number
BE 0834.189.607
Peppol ID
0208:0834189607
Other Peppol ID
9925:BE0834189607
Legal form
Private limited company
Status
Active, normal situation
Founded
02-03-2011
Financial year
ends on 31 December
Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
First Thursday of May at 18:00
deed of 31-12-2025 (in French)
Peppol
Reachable since 14-10-2025Follow this company and you will hear the next morning if it leaves the Peppol register.
Name
PANELCONSTRUCT in French
Entity type
Legal entity
DurationMost companies exist for an unlimited period, until they are dissolved.
Unlimited
deed of 31-12-2025 (in French)

Activities

NACEBEL 2025
VAT activities
43320 Joinery installation main activity
43230 Insulation installation
47251 Retail sale of wines and spirits
Social security (RSZ) activities
43230 Insulation installation main activity
Codes under NACEBEL 2008
VAT activities
43320 Joinery installation main activity
43291 Specialised construction activities
47251 Retail trade
Social security (RSZ) activities
43291 Specialised construction activities main activity
PurposeThe purpose describes the activities the company may carry out under its articles.
“La tenue, la gérance ou l’exploitation de tout commerce à usage de restaurant, salon de thé, cafétérias, avec ou sans débit de boissons, la…”
6 activities
  1. La tenue, la gérance ou l’exploitation de tout commerce à usage de restaurant, salon de thé, cafétérias, avec ou sans débit de boissons, la restauration sous toutes ses formes et ou toute autre forme d’exploitation ayant un rapport direct ou indirect avec ces établissements ou commerce, restauration rapide, grills, pizzérias, crêperies, snack bars
  2. Préparation, achat, représentation, vente en gros ou en détail de toute denrée, vin, toute spécialité plats cuisiné, ou non le tout dans le sens le plus large du terme
  3. L’achat, la vente, l’importation et l’exportation de tous produits ou marchandises
  4. La fabrication de panneaux isolés et leur commercialisation
  5. L’achat et la vente en gros de matériels pour l’industrie alimentaire
  6. La dispense des avis financiers, techniques, commerciaux, administratifs ou en ressources humaines dans le sens le plus large du terme, fournir sans assistance et exécuter des services directement ou indirectement sur le plan de l’administration ou des finances, de la vente, de la production et de la gestion en général, fournir toutes prestations et services et exécuter tous mandats sous forme d’étude, d’organisation, d’expertises, d’actes et de conseils techniques ou autres dans tout domaine rentrant dans son objet social
deed of 31-12-2025 (in French)

Registered office and establishments

1 establishment
Establishment Since Unit number
Rue des Boussines, Vaux-Chavanne 46 registered office 6960 Manhay 43230 Insulation installation 01-03-2011 2.197.189.560

Buildings and parcels at the address

Ground area
4,733 m²
Buildings
1,455 m²
Volume, LiDAR
8,019 m³
Tallest building
8.5 m
Buildings to scale, each on its own parcel
1,455 m², 8.5 m 1,455 m², 8.5 m

Location

registered office establishment The establishment unit on the map

Parcels

Cadastral parcelArea Buildings Height / floors
83051A0868/00D0004,733 m² 1 · 1,455 m² 8.5 m · 2

Invoicing and payment

Check the withholding obligation If you pay this company for building or cleaning work, check before every payment whether you must withhold part of the invoice. Use the enterprise number 0834.189.607

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