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PANEL

Active Risk: low
Public limited companyfounded 198837 yrs activeLouizalaan 251, 1050 Brussel, BelgiumKBO/BCE: BE 0436.227.410
Summary

PANEL has been active since 1988 and the Belgian State Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 1.1% (low). No processed annual-account figures are available; this conclusion rests on registry and State Gazette data only.

Checked score

Bankruptcy probability, 12 months
1.1% Low
0%0.5%1.5%4%10%≥ 25%
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Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · No NACE activity registered
No NACE activity is registered in the KBO, which is more common among companies that later fail.
KBO · activities
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 37 years 0 40 y
lowers risk · Lower-risk legal form
Companies with this legal form statistically fail less often than a BV.
KBO · legal form
neutral · No filing for years
The last filed financial year closed on 31-12-1997. Since then, 25 financial years are missing. This points to a standstill, not an imminent failure.
NBB · 9 filings
Position against the passed deadline
31-12-1998 close31-07-1999 deadline28-09-2026 today
neutral · Latest accounts filed on time
The financial year that closed on 31-12-1997 was due by 31-07-1998 and was filed on 26-06-1998, 35 days ahead of the deadline.
NBB · 9 filings
Deviation from the deadline
2022
not filed
2021
not filed
2020
not filed
2019
not filed
2018
not filed
2017
not filed
2016
not filed
← before the deadline after the deadline →
tick = median of all Belgian filings

The Belgian median for financial year 2022 is 3 days before the deadline, and 42% of all filings were late.

Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

PANEL was incorporated on 28 December 1988.1 The company has filed 9 sets of annual accounts, the latest for fiscal year 1997.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 1997

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Financials · full schema

Figures filed as PDF only
The National Bank holds 9 filings for this company, the latest for fiscal year 1997 (full schema). That filing exists only as a PDF; Checked reads figures from a filing's XBRL file.
Filings with the National Bank
Fiscal year Type Filed Reference
31-12-1997 full schema 26-06-1998 1998-23703951
31-12-1996 full schema 07-07-1997 1997-27202352
31-12-1995 full schema 20-06-1996 1996-20102730
31-12-1994 full schema 04-07-1995 1995-35604923
31-12-1993 full schema 11-07-1994 1994-28900257
31-12-1992 full schema 24-06-1993 1993-17201033
31-12-1991 full schema 01-07-1992 1992-18702597
31-12-1990 full schema 01-07-1991 1991-14401725
31-12-1989 full schema 27-06-1990 1990-11902307

Timeline · acts, filings and financial milestones

1998
26-06
NBB filing Annual accounts filed
fiscal year 1997 · full schema
1997
07-07
NBB filing Annual accounts filed
fiscal year 1996 · full schema
1996
20-06
NBB filing Annual accounts filed
fiscal year 1995 · full schema
1995
04-07
NBB filing Annual accounts filed
fiscal year 1994 · full schema
1994
11-07
NBB filing Annual accounts filed
fiscal year 1993 · full schema
1993
24-06
NBB filing Annual accounts filed
fiscal year 1992 · full schema
1992
01-07
NBB filing Annual accounts filed
fiscal year 1991 · full schema
1991
01-07
NBB filing Annual accounts filed
fiscal year 1990 · full schema
1990
27-06
NBB filing Annual accounts filed
fiscal year 1989 · full schema
NBB filing

Directors · office · real estate

Directors
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
Location & real-estate footprint
Registered office, Brussel
exact location from the address register On OpenStreetMap
Ground area
1,574 m²
Building footprint
1,579 m²
Volume, LiDAR
46,471 m³
Parcel 21807G0135/00T003, Brussels · tallest building 46.6 m, ±13 floors. Linked by address, not a title deed.
284 companies at this address See who is registered here
1 parcel
Brussels 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
21807G0135/00T003 Brussels 1,574 m² 1 · 1,579 m² 46.6 m · 13 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Identification & contact

Identification
Legal formPublic limited company
Founded28-12-1988
Fiscal year end31-12
E-invoicing
Not found in the Peppol register

No Peppol card under this enterprise or VAT number. That proves nothing: publishing a card is voluntary.

What can you do?

Try sending from your invoicing software; if that fails, ask the customer whether they already receive via Peppol.

If the customer is not ready yet, you may send the invoice another way, for example as a PDF; if electronically, with their agreement on a secure alternative. That invoice is valid; the customer risks a penalty. FPS Finance

Register as of 27 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.