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PANDRA INVESTMENT

Active
Public limited companyfounded 1994active for 32 yearsChaussée Charlemagne 154A, 4890 Thimister-Clermont, BelgiumKBO/BCE: BE 0452.549.045
Summary

PANDRA INVESTMENT has been active since 1994 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €190,664 and a net result of -€12,790. Equity has been shrinking by about 4.8% per year since 2018. The computed 12-month bankruptcy probability is 0.2% (very low).

Overview

Official details

Source: KBO
Status
Active since 21-04-1994 Normal situation
Activity
No activity registered in the KBO
Establishment unit
2.071.196.953 4890 Thimister-Clermont, since 02-06-1997
Financial year end
30 June
Peppol
Not found in the Peppol Directory

Board and ownership

Board
and 1 other

Financial position

89 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.2%
Annual accounts to 30-06-2025
Turnover
€0
Loss
€12,790
▼ 62.2%
Equity
€190,664
▼ 6.3%
Total assets
€301,605
▼ 4.2%
Score breakdownraises riskLoss of €12,790, the second in a row (financial year 2025)Liquidity: current ratio 0.07, cash €3,677lowers riskSize: turnover €0, total assets €301,605Figures for financial year 2025 (filed on 24-12-2025)Show the evidence

Checked score

Score 2025
89 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 36% of micro companies without a NACE code
Financial strength · tick: 2024
Strong
Solvency 88-2
equity 63.2% of total assets
Liquidity 35=
short-term debt 36.6% · cash 1.2%
Profitability 63+58
return on assets -4.2%
Bankruptcy probability within 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%

About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 12-2024: 1.2%highest value 01-2025: 0.7%▼ -0.5 percentage points vs 12-2024 02-2025: 0.7%● unchanged vs 01-2025 03-2025: 0.7%● unchanged vs 02-2025 04-2025: 0.7%● unchanged vs 03-2025 05-2025: 0.7%● unchanged vs 04-2025 06-2025: 0.7%● unchanged vs 05-2025 07-2025: 0.7%● unchanged vs 06-2025 08-2025: 0.7%● unchanged vs 07-2025 09-2025: 0.8%▲ +0.1 percentage points vs 08-2025 10-2025: 0.8%● unchanged vs 09-2025 11-2025: 0.8%● unchanged vs 10-2025 12-2025: 0.9%▲ +0.1 percentage points vs 11-2025 01-2026: 0.2%▼ -0.7 percentage points vs 12-2025 02-2026: 0.2%● unchanged vs 01-2026 03-2026: 0.2%● unchanged vs 02-2026 04-2026: 0.2%● unchanged vs 03-2026 05-2026: 0.2%● unchanged vs 04-2026 06-2026: 0.2%● unchanged vs 05-2026 07-2026: 0.2%● unchanged vs 06-2026 08-2026: 0.2%● unchanged vs 07-2026 09-2026: 0.2%● unchanged vs 08-2026 10-2026: 0.2%● unchanged vs 09-2026lowest value 11-2026: 0.2%● unchanged vs 10-2026lowest value
Credit of up to €16,000 on 30-day terms is acceptable
Liquidity is insufficient, with a current ratio of 0.07 (0.02 in 2024), below 1. Short-term debt is 36.6% and cash 1.2% of total assets. 36.8% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (no NACE code, micro). It does better than 53% of them on solvency, 19% on liquidity, 42% on profitability and 29% on growth.

The bankruptcy probability was computed on 02-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
lowers riskraises riskneutral
lowers risk · Size: turnover €0, total assets €301,605
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · Loss of €12,790, the second in a row (financial year 2025)
NBB · annual accounts
raises risk · Liquidity: current ratio 0.07, cash €3,677
NBB · annual accounts
lowers risk · Figures for financial year 2025 (filed on 24-12-2025)
NBB · annual accounts
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025
Net result per financial year
18192021222425
2018 to 2025 · latest year -€12,790
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 18-12-2025, 44 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
44 days early
2024
42 days early
2022
25 days early
2021
30 days early
2020
23 days early
2019
23 days early
2018
15 days early
← before the deadline after the deadline →
tick = median of all Belgian filings

The company filed its last 7 accounts on average 29 days before the deadline. The Belgian median for financial year 2024 was 4 days before the deadline, and 38% of all filings were late.

Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-06-2026 is due by 31-01-2027. Nothing is late today.
Companies Code · seven months
Where today falls in the filing period
30-06-2026 year end03-11-2026 today31-01-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Risk: 7 loss-making years in a rowloss in financial year 2025 -€12,790 View
  • Positive: Filed on time since financial year 2017accounts within the deadline every year 8 years View

Recent changes

  1. · Gazette deed 4 directors appointed, 3 directors resigningResignations: CEZAR Renaud, WAGEMANS Marie and CEZAR Gilles · Appointments: CEZAR Renaud, WAGEMANS Marie and CEZAR Gilles · Permanent representative: WAGEMANS Marie
  2. · Gazette deed Incorporation
All 13 events

Key facts about PANDRA INVESTMENT

What is the company number of PANDRA INVESTMENT?
The company number of PANDRA INVESTMENT is 0452.549.045. The VAT number is the same number with BE in front: BE 0452.549.045.
Where is PANDRA INVESTMENT based?
The registered office is at Chaussée Charlemagne 154A, 4890 Thimister-Clermont.Company details
What is the legal form of PANDRA INVESTMENT?
The legal form of PANDRA INVESTMENT is Public limited company (NV).
When was PANDRA INVESTMENT founded?
PANDRA INVESTMENT was founded on 21-04-1994.
Is PANDRA INVESTMENT still active?
Yes, PANDRA INVESTMENT is an active enterprise in the KBO register.
What is the turnover of PANDRA INVESTMENT?
The turnover of PANDRA INVESTMENT was €0 in financial year 2025, according to the filed annual accounts.Financials
Is PANDRA INVESTMENT profitable?
In financial year 2025, PANDRA INVESTMENT made a loss of €12,790.
Where can I find the annual accounts of PANDRA INVESTMENT?
PANDRA INVESTMENT filed 31 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of PANDRA INVESTMENT due?
PANDRA INVESTMENT must file the annual accounts for financial year 2026 by 31-01-2027.Timeline

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