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Pandafhankelijk

Active
Private limited companyfounded 2022active for 4 yearsBegijnengracht 34, 9000 Gent, BelgiumKBO/BCE: BE 0780.850.196

From the official registers: KBO 4 annual accounts at the National Bank publications in the Belgian Official Gazette

Summary

The computed 12-month bankruptcy probability of Pandafhankelijk is 2.8% (moderate). The 2025 annual accounts show negative equity (-€7,633) and a net result of €15,645. Equity has been growing by about 7% per year since 2022. Its solvency ranks better than 18% of 16,961 sector peers (NACE 56, financial year 2025). The company has been active since 2022 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Official details

KBO
Status
Active since 25-01-2022 Normal situation
Activity
Cafés and bars NACE 56301
Establishment unit
2.328.064.138 9000 Gent, since 25-01-2022
Financial year end
31 December
Peppol
Reachable since 02-09-2025

Board and ownership

Board

Financial position

52 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
2.8%
Annual accounts 2025
Gross margin
€21,695
Turnover
≈ €220,000
estimated
Profit
€15,645
Equity
-€7,633
▲ 67.2%
Total assets
€29,923
▲ 150%
Filed on 25-08-2026, 25 days after the deadlineat the National Bank
Score breakdownraises riskSector: Food and beverage service activities (NACE 56)Founded in 2022Last filed accounts filed 25 days late; 1 of the last 3 accounts latelowers riskLiquidity: current ratio 0.55, cash €18,764Show the evidence

Checked score

Score 2025
52 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially stronger than 59% of micro companies in food and beverage service (NACE 56)
Financial strength · tick: 2024
Average
Solvency 0=
equity -25.5% of total assets
Liquidity 50+34
short-term debt 124.9% · cash 62.7%
Profitability 100+100
return on assets 52.3%
Bankruptcy probability within 12 months
2.8% Moderate
0%0.5%1.5%4%10%≥ 25%

About 3 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.8% (23,780 companies, NACE 56, micro)
Last 24 months 11-2024: 8.2% 12-2024: 9.8%▲ +1.6 percentage points vs 11-2024 01-2025: 12.1%▲ +2.3 percentage points vs 12-2024 02-2025: 12.1%● unchanged vs 01-2025 03-2025: 12.3%▲ +0.2 percentage points vs 02-2025 04-2025: 11.3%▼ -1.0 percentage point vs 03-2025 05-2025: 11.3%● unchanged vs 04-2025 06-2025: 11.2%▼ -0.1 percentage points vs 05-2025 07-2025: 11.2%● unchanged vs 06-2025 08-2025: 13.1%▲ +1.9 percentage points vs 07-2025highest value 09-2025: 5.4%▼ -7.7 percentage points vs 08-2025 10-2025: 4.9%▼ -0.5 percentage points vs 09-2025 11-2025: 4.8%▼ -0.1 percentage points vs 10-2025 12-2025: 4.8%● unchanged vs 11-2025 01-2026: 4.8%● unchanged vs 12-2025 02-2026: 4.8%● unchanged vs 01-2026 03-2026: 4.8%● unchanged vs 02-2026 04-2026: 4.8%● unchanged vs 03-2026 05-2026: 4.9%▲ +0.1 percentage points vs 04-2026 06-2026: 5.0%▲ +0.1 percentage points vs 05-2026 07-2026: 5.0%● unchanged vs 06-2026 08-2026: 5.5%▲ +0.5 percentage points vs 07-2026 09-2026: 2.8%▼ -2.7 percentage points vs 08-2026lowest value 10-2026: 2.8%● unchanged vs 09-2026lowest value
No credit on open account
Liquidity is insufficient, with a current ratio of 0.55 (0.04 in 2024), below 1. Short-term debt is 124.9% and cash 62.7% of total assets. Equity is negative.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 56, micro). It does better than 9% of them on solvency, 49% on liquidity, 93% on profitability and 85% on growth.

The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
lowers riskraises risk
raises risk · Sector: Food and beverage service activities (NACE 56)
KBO
raises risk · Founded in 2022
Companies of this age fail more often than older ones. How much that weighs depends on the rest of the company's profile.
KBO
lowers risk · Liquidity: current ratio 0.55, cash €18,764
NBB · annual accounts
raises risk · Last filed accounts filed 25 days late; 1 of the last 3 accounts late
NBB · filings
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 18% of 16961 sector peers (2025).
NBB · sector comparison
Position among 16961 sector peers
Solvency
better than 18%
← weakest strongest →
raises risk · 2025 accounts filed 25 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 25-08-2026, 25 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 4 filings
Deviation from the deadline
2025
25 days late
2024
18 days late
2023
383 days late
2022
130 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 4 accounts on average 139 days after the deadline. In the sector (NACE 56), the median for financial year 2024 was 7 days after the deadline, and 53% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 17 October (3 of the last 4 accounts filed within 60 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
01-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since incorporation in 2022.
KBO publications

Key points

  • Risk: Negative equitydebts exceed assets in financial year 2025 -€7,633 View
  • Caution: Lower solvency than 81% of companies in food and beverage servicesector median 29.6% · 16,961 companies -25.5% View
  • Caution: A director leftlatest change 02-05-2026 · 1 in office 1 left View

Comparable companies

These companies have the same main activity as Pandafhankelijk: cafés and bars (NACE 56301). They are comparable in size and age: total assets between €28,500 and €38,200, founded between 2021 and 2022.

CompanyTotal assetsGross margin
Pandafhankelijk Gent€29,923€21,695
REDRUM JEN Tournai€30,202€20,815
M&M INFINITY Antwerpen€32,862€21,234
BRAZIL PUB Sint-Gillis (bij-Brussel)€32,547€19,068
MAMJAMI Liège€28,534€26,101
Sans Jeu de Mots Courcelles€29,238€25,507
ENTERTAINMENT GROUP GERAARDSBERGEN Geraardsbergen€38,162€23,260
Full comparison

Documents

Annual accounts at the NBB

Articles and registers

Key facts about Pandafhankelijk

What is the company number of Pandafhankelijk?
The company number of Pandafhankelijk is 0780.850.196. The VAT number is the same number with BE in front: BE 0780.850.196.
Where is Pandafhankelijk based?
The registered office is at Begijnengracht 34, 9000 Gent.Company details
What does Pandafhankelijk do?
According to the KBO register, the main activity is cafés and bars (NACE 56301).
What is the legal form of Pandafhankelijk?
The legal form of Pandafhankelijk is Private limited company (BV).
When was Pandafhankelijk founded?
Pandafhankelijk was founded on 25-01-2022.
Is Pandafhankelijk still active?
Yes, Pandafhankelijk is an active enterprise in the KBO register.
What is the turnover of Pandafhankelijk?
The turnover in financial year 2025 is ≈ €220,000. This figure is estimated from the gross margin of €21,695 and 103 comparable companies (NACE 56301). It probably lies between €110,000 and €490,000. It is a rough estimate.Financials
Is Pandafhankelijk profitable?
In financial year 2025, Pandafhankelijk made a profit of €15,645.
Where can I find the annual accounts of Pandafhankelijk?
Pandafhankelijk filed 4 annual accounts with the National Bank of Belgium, the latest for financial year 2025.Annual accounts at the National Bank
When are the next annual accounts of Pandafhankelijk due?
Pandafhankelijk must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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