Summary
Conclusion
the dossier summarised in one paragraphThe computed 12-month bankruptcy probability of PAN Construct is 1.0% (low). The company has been active since 2004 and the Belgian State Gazette contains no insolvency or warning signals. No processed annual-account figures are available; this conclusion rests on registry and State Gazette data only.
Based on State Gazette and CBE data.
Trust signals
3 signalsAdministrative Flags
0 eventsBankruptcy probability (12 mo)
Checked model v1 · free for everyoneStatistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?
Financials
Annual accounts & ratios
Source: NBB| Fiscal year | Type | Filed | Reference |
|---|---|---|---|
| 31-12-2024 | micro | 08-05-2026 | 2026-00113096 |
| 31-12-2023 | micro | 19-08-2024 | 2024-00361561 |
| 31-12-2022 | micro | 06-07-2023 | 2023-00213635 |
| 31-12-2021 | micro | 25-05-2022 | 2022-20034416 |
| 31-12-2020 | micro | 22-10-2021 | 2021-72900528 |
| 31-12-2019 | micro | 13-11-2020 | 2020-70500334 |
| 31-12-2018 | micro | 08-10-2019 | 2019-69300001 |
| 31-12-2017 | micro | 22-06-2018 | 2018-22400119 |
| 31-12-2016 | micro | 07-06-2017 | 2017-15800293 |
| 31-12-2015 | volledig | 22-08-2016 | 2016-45100106 |
Directors
Directors & mandates
5 directors-
REAL ITY BelgiqueLegal entityDirector· perm. rep.: Albéric OTTENState Gazette act 26304865 (22-01-2026)Current22-01-2026 → present
-
Current22-04-2025 → present
-
Current15-01-2025 → present
Former directors (2)
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Former- → 22-04-2025
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Former17-10-2017 → 15-01-2025
2 events
- 15-01-2025 Resigned· Director
- 17-10-2017 Appointed· Manager
Insolvency mandates
indexingLegal Structure
| NACE primary | - |
| Legal form | Private limited company(610) |
| Incorporation | 20-09-2004 |
| Status | Active |
| Postal code | 1430 |
Structure & network
Locations & real estate
Establishment units
1 locationReal-estate footprint
Source: CBE × cadastre · address linkingParcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25108B0095/00T003 | Wallonia | 1,073 m² | 1 · 178 m² | 10.7 m · 3 fl. |
| 25090D0335/00N007 | Wallonia | 741 m² | 1 · 192 m² | 7.5 m · 2 fl. |
Analysis
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Credit advice
verdict per customer and amountCompany registry
Company registry (CBE)
Crossroads Bank| Legal nameFR | PAN Construct |