Equity
€106,598 ▲ 29.6%
PAMPILIE has made a profit in every financial year since 2023.
PAMPILIE
Lifetime
3 annual accounts with figures on one time axispeak €56,160 (2025)
€56,160▲ 18.4%
peak €45,278 (2024)
€24,323▼ 46.3%
peak €106,598 (2025)
€106,598▲ 29.6%
€52,398▲ 102%
Board1 name since 2023
1 directorDE CLERCK Luc Robert Suzanne
Documentsfilings and deeds
19-08-202619 days late
2025micro format
Gross margin from €47,427 to €56,160Result from €45,278 to €24,323Equity from €82,275 to €106,598Debts from €25,921 to €52,398Cash from €65,517 to €102,309
Key points
from the 2025 annual accountsChecked score
96
Excellent
Financially stronger than 67% of micro companies in head offices and management consultancy (NACE 70)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 48,570 companies (NACE 70, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: < 0.1%
01-2025: < 0.1%● unchanged vs 12-2024
02-2025: < 0.1%● unchanged vs 01-2025
03-2025: < 0.1%● unchanged vs 02-2025
04-2025: < 0.1%● unchanged vs 03-2025
05-2025: < 0.1%● unchanged vs 04-2025
06-2025: < 0.1%● unchanged vs 05-2025
07-2025: < 0.1%● unchanged vs 06-2025
08-2025: 0.1%▲ +0.1 percentage points vs 07-2025highest value
09-2025: < 0.1%▼ -0.1 percentage points vs 08-2025
10-2025: < 0.1%● unchanged vs 09-2025
11-2025: < 0.1%● unchanged vs 10-2025
12-2025: < 0.1%● unchanged vs 11-2025
01-2026: < 0.1%● unchanged vs 12-2025
02-2026: < 0.1%● unchanged vs 01-2026
03-2026: < 0.1%● unchanged vs 02-2026
04-2026: < 0.1%● unchanged vs 03-2026
05-2026: < 0.1%● unchanged vs 04-2026
06-2026: < 0.1%● unchanged vs 05-2026
07-2026: < 0.1%● unchanged vs 06-2026
08-2026: 0.1%▲ +0.1 percentage points vs 07-2026
09-2026: < 0.1%▼ -0.1 percentage points vs 08-2026
10-2026: < 0.1%● unchanged vs 09-2026lowest value
11-2026: < 0.1%● unchanged vs 10-2026lowest value
Financial strengthStrong
Score breakdown
lowers risk
Liquidity: current ratio 2.70, cash €102,309
Sector: Activities of head offices; management consultancy activities (NACE 70)
Size: total assets €158,996
Equity €106,598 (67.0% of total assets)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 70, micro). It does better than 62% of them on solvency, 78% on liquidity, 57% on profitability and 72% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 39,278 companies had the same profile as PAMPILIE has now. Each dot stands for 99 companies, two years later.
95.8%
were still trading
2.3%
stopped another way
1.8%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of PAMPILIE itself is lower: < 0.1% within 12 months. It rests on far more data about PAMPILIE than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 39,278 companies, not a prediction for PAMPILIE. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €10,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 2.7 (3.35 in 2024), above the usual 1.5. Short-term debt is 32.9% and cash 64.3% of total assets. 33% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises risk
raises risk · 2025 accounts filed 19 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 19-08-2026, 19 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 3 filingsDeviation from the deadline
2025
19 days late
2024
18 days late
2023
29 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 3 accounts on average 22 days after the deadline. In the sector (NACE 70), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 19 August (3 of the last 3 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0798581204
Incorporation
Founding capital of €2,500, 100 shares · Founder: DE CLERCK Luc Robert Suzanne (partner and founder) · Appointment: DE CLERCK Luc Robert Suzanne (director) · published on 21-02-2023 · Gazette deed
First establishment
Kapelseweg 27, Mechelen
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| PAMPILIE Mechelen | €158,996 | €56,160 | 67.0% | - |
| MONTI Services Schilde | €165,172 | €57,227 | 73.3% | - |
| YS Consulting Puurs-Sint-Amands | €165,645 | €59,167 | 84.5% | - |
| BVH Turnhout | €144,766 | €57,222 | 61.3% | - |
| Blue Orqa Antwerp | €149,961 | €60,259 | 86.7% | - |
| Biemans Consulting Oud-Turnhout | €154,817 | €58,285 | 91.3% | - |
| KBU CONSULT Edegem | €176,789 | €52,259 | 85.2% | - |
These companies have the same main activity as PAMPILIE: business and other management consultancy (NACE 70200). They are comparable in size and age: total assets between €145,000 and €177,000, founded between 2022 and 2023.
Official details
Source: KBO- Status
- Active since 17-02-2023Normal situation
- Activity
- Business and other management consultancyNACE 70200
- Establishment unit
- 2.342.634.3302811 Mechelen, since 17-02-2023
- Financial year end
- 31 December
- Peppol
- Reachable since 12-02-2025
Insights on PAMPILIE
PAMPILIE files the micro format. That format states no turnover. The gross margin rose from €36,132 in 2023 to €56,160 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about PAMPILIE
- What is the company number of PAMPILIE?
- The company number of PAMPILIE is 0798.581.204. The VAT number is the same number with BE in front: BE 0798.581.204.
- Where is PAMPILIE based?
- The registered office is at Kapelseweg 27, 2811 Mechelen.Company details
- What does PAMPILIE do?
- According to the KBO register, the main activity is business and other management consultancy (NACE 70200).
- What is the legal form of PAMPILIE?
- PAMPILIE is a private limited company (BV).
- When was PAMPILIE founded?
- PAMPILIE was founded on 17-02-2023.
- Is PAMPILIE still active?
- Yes, PAMPILIE is an active enterprise in the KBO register.
- What is the turnover of PAMPILIE?
- The turnover in financial year 2025 is ≈ €120,000. This figure is estimated from the gross margin of €56,160 and 120 comparable companies (NACE 70200). It probably lies between €86,000 and €150,000.Financials
- Is PAMPILIE profitable?
- In financial year 2025, PAMPILIE made a profit of €24,323.
- Where can I find the annual accounts of PAMPILIE?
- PAMPILIE filed 3 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of PAMPILIE due?
- PAMPILIE must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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