PAMPILIE
ActiveSummary
PAMPILIE has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €107k and a net result of €24k. Equity is growing by ~42.3% per year across the filed fiscal years. Its solvency ranks better than 61% of 31694 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
87
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability88▼-12
Solvency92▼-8
Growth52▼-26
Track record94
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €9k at 30 days acceptable
Liquidity ample (current ratio 2.7 against 3.35 in 2024; short-term debt: 32.9% and cash: 64.3% of total assets), and 33% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
67%
Return on assets
15.3%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 19-08-2026, 19 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 3 filingsDeviation from the deadline
2025
19 d late
2024
18 d late
2023
29 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€107k▲ 29.6%
2024 · €82k
2023: €37k
2024: €82k
2023 → 2025
Total assets
€159k▲ 47.0%
2024 · €108k
2023: €68k
2024: €108k
2023 → 2025
Net result
€24k▼ 46.3%
2024 · €45k
2023: €34k
2024: €45k
2023 → 2025
Working capital
€89k▲ 46.1%
2024 · €61k
2023: €33k
2024: €61k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€37k-€82k▲ 122%€107k▲ 29.6%
Operating result€35k-€45k▲ 30.8%€50k▲ 11.1%
Net result€34k-€45k▲ 31.3%€24k▼ 46.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen two years in a row; 2025 is 11% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €159k
Fixed assets
€18k ▼ 17.3%
Current assets
€141k ▲ 62.8%
Equity and liabilities €159k
Equity
€107k ▲ 29.6%
Debt
€52k ▲ 102%
Debt's share of the balance-sheet total rises from 24.0% to 33.0%. Equity and debt are higher.
Key figures and ratios
EBITDA
€55k▲
2024 · €47k
Cash flow
€29k▼
2024 · €47k
Current ratio
2.70▼
2024 · 3.35
Debt to equity
0.49▲
2024 · 0.32
ROE
22.8%▼
2024 · 55.0%
ROA
15.3%▼
2024 · 41.8%
Interest coverage
330.04▼
2024 · 678.97
Debt ≤ 1 year
€52k▲
2024 · €26k
Income taxes
€26k
Staff costs
€400
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 40 lines
Balance sheet
Code20242025
Assets
Total assets20/58€108k€159k▲
Fixed assets21/28€21k€18k▼
Tangible fixed assets22/27€21k€18k▼
Plant, machinery and equipment23€2k€2k▼
Furniture and vehicles24€19k€16k▼
Current assets29/58€87k€141k▲
Amounts receivable within one year40/41€21k€4k▼
Trade receivables40€18k€4k▼
Other amounts receivable41€3k€99▼
Current investments50/53-€20k
Cash at bank and in hand54/58€66k€102k▲
Deferred charges and accrued income490/1€158€15k▲
Equity and liabilities
Total equity and liabilities10/49€108k€159k▲
Equity10/15€82k€107k▲
Contributions10/11€3k€3k=
Profit (loss) carried forward14€80k€104k▲
Amounts payable17/49€26k€52k▲
Amounts payable within one year42/48€26k€52k▲
Trade debts44€4k€9k▲
Suppliers440/4€4k€9k▲
Advances received on contracts in progress46€8k€23k▲
Taxes, remuneration and social security45€87€10k▲
Taxes450/3€87€10k▲
Other amounts payable47/48€13k€11k▼
Accrued charges and deferred income492/3-€23
Income statement
Code20242025
Remuneration, social security and pensions62-€400
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€5k▲
Other operating charges640/8€56€364▲
Gross operating margin9900€47k€56k▲
Operating profit (loss)9901€45k€50k▲
Financial income75/76B€97€494▲
Recurring financial income75€97€494▲
Financial charges65/66B€70€168▲
Recurring financial charges65€70€168▲
Profit (loss) for the period before taxes9903€45k€51k▲
Income taxes67/77-€26k
Profit (loss) for the period9904€45k€24k▼
Profit (loss) for the period to be appropriated9905€45k€24k▼
Appropriation of the result
Profit (loss) to be appropriated9906€80k€104k▲
Profit (loss) brought forward from the previous period14P€34k€80k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
19-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 19 days late
2025
31-12
Financial
Weakest financial yearnet €24k ▼46.3%
Net result drops to €24k, the lowest in the series.
31-12
Financial
Equity above €100kEq €107k ▲29.6%
3 profitable years in a row build equity to €107k.
18-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 18 days late
2024
31-12
Financial
Highest result since 2023net €45k ▲31.3%
Net result €45k, the highest in the series.
29-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 29 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Mechelen · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kapelseweg(LST) 272811 MechelenGround area
660 m²
Building footprint
175 m²
Volume, LiDAR
761 m³
Parcel 12016A0196/00D002, Flanders · tallest building 10.8 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
PAMPILIE
since 20232.342.634.330
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12016A0196/00D002 | Flanders | 660 m² | 1 · 175 m² | 10.8 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
SG Perf
BE 0732.971.887
Ukkel · Eq €106,600
HOSPITIUM HOLDING
BE 0651.629.469
Gent · Eq €106,602
C.B. BEHEER
BE 0465.789.545
Tervuren · Eq €106,603
Management Drives Belgium
BE 0567.882.342
Leuven · Eq €106,585
Livaro
BE 0794.897.281
Merelbeke-Melle · Eq €106,616
Of 82,562 companies in sector 70200 we hold annual accounts for 52,574. 40,703 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded17-02-2023
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.