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PAMIROX

Active
Private limited company (pre-2019)founded 201015 yrs activeErfstraat 44, 2861 Sint-Katelijne-Waver, BelgiumKBO/BCE: BE 0831.864.080
Summary

PAMIROX has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €76,650 and a net result of €73,351. Equity is shrinking by ~23.9% per year and would, assuming unchanged policy, indicatively turn negative around fiscal year 2026. The computed 12-month bankruptcy probability is 0.9% (low).

Checked score

Score 2025
Axes · tick = 2024
Profitability100▲+22
Solvency54▲+28
Growth78▲+46
Track record100
Bankruptcy probability, 12 months
0.9% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €6,000 at 30 days acceptable
Liquidity ample (current ratio 3.03 against 1.63 in 2024; short-term debt: 32% and cash: 96.3% of total assets), but 71.2% of the assets are financed with debt.
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Signals

Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · No NACE activity registered
No NACE activity is registered in the KBO, which is more common among companies that later fail.
KBO · activities
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 15 years 0 20 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
28.8%
Return on assets
27.6%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
31 d late
2024
29 d late
2023
92 d late
2022
31 d late
2021
31 d late
2020
2 d early
2019
14 d late
← before the deadline after the deadline →
tick = median of all Belgian filings

This company filed its last 7 accounts on average 32 days after the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
26-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 10 December 2010, PAMIROX was incorporated.1 Total assets went from EUR 277,370 in 2018 to EUR 266,070 in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2018 and 2025

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Financials · fiscal year 2025, micro schema

Turnover
€0
Total assets
€266,070▲ 8.8%
2024 · €244,652
Net result
€73,351▲ 289%
2024 · €18,838
Working capital
€172,619▲ 95.4%
2024 · €88,345
Trend over the years

Click a name to add, emphasise or remove a line.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20212022202320242025
Turnover€0
Operating result-€11,947-€7,249▲ 39.3%-€35,256▼ 386%€23,986€77,902▲ 225%
Net result-€16,348▼ 529%-€9,816▲ 40.0%-€38,892▼ 296%€18,838€73,351▲ 289%
Equity€33,168▼ 33.0%€23,352▼ 29.6%-€15,540€3,298€76,650▲ 2,224%
Total assets€188,660▼ 5.8%€87,096▼ 53.8%€178,371▲ 105%€244,652▲ 37.2%€266,070▲ 8.8%
Debt€155,492▲ 3.2%€63,745▼ 59.0%€193,911▲ 204%€241,354▲ 24.5%€189,421▼ 21.5%
Working capital€121,341▼ 8.8%€84,439▼ 30.4%€56,902▼ 32.6%€88,345▲ 55.3%€172,619▲ 95.4%
Staff (FTE)
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
-€50,000€0€50,000€100,000Operating result 2021: -€11,947-€11,947Net result 2021: -€16,348-€16,348Operating result 2022: -€7,249-€7,249Net result 2022: -€9,816-€9,816Operating result 2023: -€35,256-€35,256Net result 2023: -€38,892-€38,892Operating result 2024: €23,986€23,986Net result 2024: €18,838€18,838Operating result 2025: €77,902€77,902Net result 2025: €73,351€73,35120212022202320242025-€50,000€0€50,000€100,000Operating result 2023: -€35,256-€35,300Net result 2023: -€38,892-€38,900Operating result 2024: €23,986€24,000Net result 2024: €18,838€18,800Operating result 2025: €77,902€77,900Net result 2025: €73,351€73,400202320242025
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 225% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €266,070
Fixed assets €8,353 ▼ 46.4%
Current assets €257,717 ▲ 12.5%
Equity and liabilities €266,070
Equity €76,650 ▲ 2,224%
Debt €189,421 ▼ 21.5%
Debt's share of the balance-sheet total falls from 98.7% to 71.2%. Equity is higher and debt is lower.
Key figures and ratios
2025 value · change against 2024
EBITDA
€85,135▲
2024 · €31,219
Cash flow
€80,585▲
2024 · €26,072
Current ratio
3.03▲
2024 · 1.63
Debt to equity
2.47▼
2024 · 73.18
ROE
95.7%▼
2024 · 571.2%
ROA
27.6%▲
2024 · 7.7%
Interest coverage
19.23▲
2024 · 6.18
Debt ≤ 1 year
€85,099▼
2024 · €140,721
Debt > 1 year
€60,000=
2024 · €60,000
Income taxes
€141▲
2024 · €139
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 48 lines
Balance sheet Code20242025
Assets
Total assets20/58€244,652€266,070▲
Fixed assets21/28€15,587€8,353▼
Tangible fixed assets22/27€15,587€8,353▼
Plant, machinery and equipment23€659€452▼
Furniture and vehicles24€14,928€7,901▼
Current assets29/58€229,066€257,717▲
Stocks and contracts in progress3€222,928-
Stocks30/36€222,928-
Amounts receivable within one year40/41€2,086€1,372▼
Trade receivables40€1,180€1,372▲
Other amounts receivable41€906-
Cash at bank and in hand54/58€3,654€256,337▲
Deferred charges and accrued income490/1€398€9▼
Equity and liabilities
Total equity and liabilities10/49€244,652€266,070▲
Equity10/15€3,298€76,650▲
Contributions10/11€60,000€60,000=
Reserves13€35,000€35,000=
Non-distributable reserves130/1€6,000€6,000=
Reserves not available under the articles1311€6,000€6,000=
Distributable reserves133€29,000€29,000=
Profit (loss) carried forward14-€91,702-€18,350▲
Amounts payable17/49€241,354€189,421▼
Amounts payable after more than one year17€60,000€60,000=
Financial debts170/4€60,000€60,000=
Amounts payable within one year42/48€140,721€85,099▼
Financial debts43-€78
Credit institutions430/8-€78
Trade debts44€6,182€4,761▼
Suppliers440/4€6,182€4,761▼
Taxes, remuneration and social security45€297€275▼
Taxes450/3€297€275▼
Other amounts payable47/48€134,242€79,986▼
Accrued charges and deferred income492/3€40,633€44,322▲
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7,234€7,234=
Other operating charges640/8€12,223€1,812▼
Non-recurring operating charges66A€110€150▲
Gross operating margin9900€43,552€87,098▲
Operating profit (loss)9901€23,986€77,902▲
Financial income75/76B€47€18▼
Recurring financial income75€47€18▼
Financial charges65/66B€5,055€4,427▼
Recurring financial charges65€5,055€4,427▼
Profit (loss) for the period before taxes9903€18,977€73,492▲
Income taxes67/77€139€141▲
Profit (loss) for the period9904€18,838€73,351▲
Profit (loss) for the period to be appropriated9905€18,838€73,351▲
Appropriation of the result
Profit (loss) to be appropriated9906-€91,702-€18,350▲
Profit (loss) brought forward from the previous period14P-€110,540-€91,702▲

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Turnover70€0-----
Goods, raw materials, services and sundry goods60/61€0€0----
Remuneration, social security and pensions62--€210---
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€473€473€6,286€7,234€7,234=
Other operating charges640/8€519€589€1,564€12,223€1,812▼ 85.2%
Non-recurring operating charges66A---€110€150▲ 36.4%
Gross operating margin9900-€10,955-€6,188-€27,196€43,552€87,098▲ 100.0%
Operating profit (loss)9901-€11,947-€7,249-€35,256€23,986€77,902▲ 225%
Financial income75/76B--€8€47€18▼ 61.9%
Recurring financial income75--€8€47€18▼ 61.9%
Financial charges65/66B€4,401€2,567€3,534€5,055€4,427▼ 12.4%
Recurring financial charges65€4,401€2,567€3,534€5,055€4,427▼ 12.4%
Profit (loss) for the period before taxes9903-€16,348-€9,816-€38,782€18,977€73,492▲ 287%
Income taxes67/77--€110€139€141▲ 1.3%
Profit (loss) for the period9904-€16,348-€9,816-€38,892€18,838€73,351▲ 289%
Profit (loss) for the period to be appropriated9905-€16,348-€9,816-€38,892€18,838€73,351▲ 289%
Line20212022202320242025Change
Assets
Total assets20/58€188,660€87,096€178,371€244,652€266,070▲ 8.8%
Fixed assets21/28€1,228€755€22,820€15,587€8,353▼ 46.4%
Tangible fixed assets22/27€728€255€22,820€15,587€8,353▼ 46.4%
Plant, machinery and equipment23€0€0€865€659€452▼ 31.3%
Furniture and vehicles24€728€255€21,955€14,928€7,901▼ 47.1%
Financial fixed assets28€500€500€0---
Current assets29/58€187,433€86,342€155,551€229,066€257,717▲ 12.5%
Stocks and contracts in progress3--€147,040€222,928--
Stocks30/36--€147,040€222,928--
Amounts receivable within one year40/41€3,113€89€192€2,086€1,372▼ 34.2%
Trade receivables40€2,442€0-€1,180€1,372▲ 16.3%
Other amounts receivable41€671€89€192€906--
Cash at bank and in hand54/58€184,320€86,253€8,164€3,654€256,337▲ 6,915%
Deferred charges and accrued income490/1--€155€398€9▼ 97.8%
Equity and liabilities
Total equity and liabilities10/49€188,660€87,096€178,371€244,652€266,070▲ 8.8%
Equity10/15€33,168€23,352-€15,540€3,298€76,650▲ 2,224%
Contributions10/11€60,000€60,000€60,000€60,000€60,000=
Reserves13€35,000€35,000€35,000€35,000€35,000=
Non-distributable reserves130/1€6,000€6,000€6,000€6,000€6,000=
Reserves not available under the articles1311€6,000€6,000€6,000€6,000€6,000=
Distributable reserves133€29,000€29,000€29,000€29,000€29,000=
Profit (loss) carried forward14-€61,832-€71,648-€110,540-€91,702-€18,350▲ 80.0%
Amounts payable17/49€155,492€63,745€193,911€241,354€189,421▼ 21.5%
Amounts payable after more than one year17€60,000€30,000€60,000€60,000€60,000=
Financial debts170/4€60,000€30,000€60,000€60,000€60,000=
Amounts payable within one year42/48€66,092€1,903€98,649€140,721€85,099▼ 39.5%
Financial debts43----€78-
Credit institutions430/8----€78-
Trade debts44€1,778€595€409€6,182€4,761▼ 23.0%
Suppliers440/4€1,778€595€409€6,182€4,761▼ 23.0%
Taxes, remuneration and social security45€106€22€131€297€275▼ 7.6%
Taxes450/3€106€22€131€297€275▼ 7.6%
Other amounts payable47/48€64,208€1,287€98,109€134,242€79,986▼ 40.4%
Accrued charges and deferred income492/3€29,400€31,842€35,262€40,633€44,322▲ 9.1%
Line20212022202320242025Change
Profit (loss) for the period9904-€16,348-€9,816-€38,892€18,838€73,351▲ 289%
+ Depreciation and write-downs630€473€473€6,286€7,234€7,234=
Operating cash flow (approximation)-€15,875-€9,344-€32,606€26,072€80,585▲ 209%
Investment in fixed assets (approximation)-€0-€28,351€0€0-
Change in cash--€98,067-€78,089-€4,510€252,683▲ 5,703%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
31-08
NBB filing Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
31-12
Financial Highest result since 2018net €73,351 ▲289%
Operating result €77,902, net result €73,351, both a record.
29-08
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
31-12
Financial Back to profitnet €18,838
Net result €18,838 after 5 loss-making years.
31-10
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 92 days late
2023
31-12
Financial Weakest financial yearnet -€38,892
Net result drops to -€38,892, the lowest in the series; recovery starts the following year.
31-08
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
31-12
Financial Liquidity times 16current ratio 45.38
Current ratio from 2.84 to 45.38; short-term debt falls from €66,092 to €1,903.
31-08
NBB filing Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
29-07
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
2020
14-08
NBB filing Annual accounts filed
fiscal year 2019 · micro schema · 14 days late
2019
30-08
NBB filing Annual accounts filed
fiscal year 2018 · micro schema · 30 days late
2018
30-08
NBB filing Annual accounts filed
fiscal year 2017 · abbreviated schema · 30 days late
2017
30-08
NBB filing Annual accounts filed
fiscal year 2016 · abbreviated schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts

We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Katelijne-Waver · 1 establishment unit since 2010
seat establishment The establishment unit on the map
Ground area
1,004 m²
Building footprint
182 m²
Volume, LiDAR
1,171 m³
Parcel 12027B0525/00N000, Flanders · tallest building 10.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Pamirox
Erfstraat 44, 2861 Sint-Katelijne-WaverRetail trade
since 20102.195.384.667
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
12027B0525/00N000 Flanders 1,004 m² 1 · 182 m² 10.8 m · 2 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Identification & contact

Identification
Legal formPrivate limited company (pre-2019)
Founded10-12-2010
Fiscal year end31-12

Scores and ratios are computed by Checked and are not a credit decision.