Pamir
ActiveThe computed 12-month bankruptcy probability of Pamir is 1.6% (moderate). The 2025 annual accounts show equity of €17k and a net result of €5k. Equity is growing by ~49.8% per year across the filed fiscal years. Its solvency ranks better than 16% of 7930 sector peers (fiscal year 2025). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability100=
Solvency19▼-70
Growth78=
Stability94
Bankruptcy probability, 12 months
1.6%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days acceptable
Liquidity tight (current ratio 1.09 against 1.84 in 2024), and 91.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
8.3%
Return on assets
2.4%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 16% of 7930 sector peers (2025).
NBB · sector comparisonPosition among 7930 sector peers
Solvency
better than 16%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-08-2026, 30 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 3 filingsDeviation from the deadline
2025
30 d late
2024
40 d late
2023
43 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€17k▲ 41.4%
2024 · €12k
2023: €5k
2024: €12k
2023 → 2025
Total assets
€209k▲ 716%
2024 · €26k
2023: €25k
2024: €26k
2023 → 2025
Net result
€5k▼ 28.8%
2024 · €7k
2023: €5k
2024: €7k
2023 → 2025
Working capital
€17k▲ 50.8%
2024 · €11k
2023: €4k
2024: €11k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€5k-€12k▲ 139%€17k▲ 41.4%
Operating result€7k-€7k▲ 3.3%€19k▲ 159%
Net result€5k-€7k▲ 44.7%€5k▼ 28.8%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen two years in a row; 2025 is 159% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €209k
Fixed assets
€575▼ 50.0%
Current assets
€209k▲ 752%
Equity and liabilities €209k
Equity
€17k▲ 41.4%
Debt
€192k▲ 1,341%
The debt ratio rises from 51.9% to 91.7%: debt grows faster than equity.
Key figures and ratios
EBITDA
€20k▲
2024 · €8k
Cash flow
€6k▼
2024 · €8k
Solvency
8.3%▼
2024 · 48.1%
Current ratio
1.09▼
2024 · 1.84
Quick ratio
1.09▼
2024 · 1.84
Debt / equity
11.00▲
2024 · 1.08
ROE
29.3%▼
2024 · 58.2%
ROA
2.4%▼
2024 · 28.0%
Interest coverage
1.40▼
2024 · 6.39
Debt
€192k▲
2024 · €13k
Debt ≤ 1 year
€192k▲
2024 · €13k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€26k€209k▲
Fixed assets21/28€1k€575▼
Tangible fixed assets22/27€1k€575▼
Plant, machinery and equipment23€471€575▲
Furniture and vehicles24€677-
Current assets29/58€25k€209k▲
Amounts receivable within one year40/41€13k€207k▲
Trade receivables40€13k€206k▲
Other amounts receivable41€72€479▲
Cash at bank and in hand54/58€12k€2k▼
Equity and liabilities
Total equity and liabilities10/49€26k€209k▲
Equity10/15€12k€17k▲
Contributions10/11€200€200=
Profit (loss) carried forward14€12k€17k▲
Amounts payable17/49€13k€192k▲
Amounts payable within one year42/48€13k€192k▲
Trade debts44€9k€187k▲
Suppliers440/4€9k€187k▲
Taxes, remuneration and social security45€2k€2k▲
Taxes450/3€2k€2k▲
Other amounts payable47/48€2k€2k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€544€574▲
Other operating charges640/8€650€1k▲
Gross operating margin9900€9k€21k▲
Operating profit (loss)9901€7k€19k▲
Financial income75/76B€3k-
Recurring financial income75€3k-
Financial charges65/66B€1k€14k▲
Recurring financial charges65€1k€14k▲
Profit (loss) for the period before taxes9903€9k€5k▼
Income taxes67/77€2k-
Profit (loss) for the period9904€7k€5k▼
Profit (loss) for the period to be appropriated9905€7k€5k▼
Appropriation of the result
Profit (loss) to be appropriated9906€12k€17k▲
Profit (loss) brought forward from the previous period14P€5k€12k▲
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 30 days late
2025
09-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 40 days late
2024
31-12
Financial
Highest result since 2023net €7k ▲44.7%
Net result €7k, the highest in the series.
12-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 43 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Genk · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Blookbergstraat 103600 GenkGround area
571 m²
Building footprint
115 m²
Volume, LiDAR
520 m³
Parcel 71016I0365/00X000, Flanders · tallest building 5.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Pamir
since 20222.334.947.178
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71016I0365/00X000 | Flanders | 571 m² | 1 · 115 m² | 5.9 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 1,896 companies in sector 46460 we hold annual accounts for 1,116. 300 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded07-09-2022
Fiscal year end31-12
Activities, NACEBEL
46460Wholesale of pharmaceutical and medical goods
46150Agents in the wholesale of furniture, household goods and hardware
47740Retail trade
47741Retail sale of medical and orthopaedic goods, excluding prescription glasses and lenses
77225Rental and leasing activities
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:amarkhail.sa@gmail.com