Summary
PAMATRI is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €62,231 and a net result of -€2,911. Equity is shrinking by ~2.8% per year across the filed fiscal years. Its solvency ranks better than 30% of 8074 sector peers (fiscal year 2025). The company has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
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Signals
1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
on the day
2024
48 d early
2023
37 d early
2022
41 d early
2021
45 d early
2020
1 d early
2019
28 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 29 days before the deadline; the sector median for financial year 2024 is 14 days before the deadline, and 28% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
27-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€62,231▼ 4.5%
2024 · €65,141
Net result
-€2,911▲ 26.2%
2024 · -€3,943
Total assets
€233,196▼ 2.6%
2024 · €239,422
Solvency
26.7%▼ 0.5pp
2024 · 27.2%
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result-€1,240-€3,414▼ 175%-€3,428▼ 0.4%-€3,930▼ 14.6%-€2,899▲ 26.2%
Net result-€1,285-€3,458▼ 169%-€3,463▼ 0.1%-€3,943▼ 13.9%-€2,911▲ 26.2%
Equity€76,006▼ 1.7%€72,547▼ 4.6%€69,084▼ 4.8%€65,141▼ 5.7%€62,231▼ 4.5%
Total assets€281,619▼ 4.4%€258,504▼ 8.2%€248,854▼ 3.7%€239,422▼ 3.8%€233,196▼ 2.6%
Debt€205,613▼ 5.4%€185,957▼ 9.6%€179,770▼ 3.3%€174,280▼ 3.1%€170,966▼ 1.9%
Working capital-€183,008▲ 4.0%-€177,570▲ 3.0%-€172,137▲ 3.1%-€168,184▲ 2.3%-€162,199▲ 3.6%
Solvency27.0%▲ 0.8pp28.1%▲ 1.1pp27.8%▼ 0.3pp27.2%▼ 0.6pp26.7%▼ 0.5pp
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €2,899 in 2025 against €3,930 in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €233,196
Fixed assets
€224,429 ▼ 3.8%
Current assets
€8,767 ▲ 43.8%
Equity and liabilities €233,196
Equity
€62,231 ▼ 4.5%
Debt
€170,966 ▼ 1.9%
Debt's share of the balance-sheet total rises from 72.8% to 73.3%. Equity and debt are lower.
Key figures and ratios
ROE
-4.7%▲
2024 · -6.1%
ROA
-1.2%▲
2024 · -1.6%
Debt ≤ 1 year
€170,966▼
2024 · €174,280
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €8,896 | €8,896 | €8,896 | €8,896 | €8,896 | = |
| Other operating charges640/8 | €3,488 | €3,741 | €3,818 | €3,899 | €4,112 | ▲ 5.4% |
| Gross operating margin9900 | €11,143 | €9,223 | €9,286 | €8,866 | €10,109 | ▲ 14.0% |
| Operating profit (loss)9901 | -€1,240 | -€3,414 | -€3,428 | -€3,930 | -€2,899 | ▲ 26.2% |
| Financial income75/76B | - | €1 | €10 | €32 | €33 | ▲ 4.4% |
| Recurring financial income75 | - | €1 | €10 | €32 | €33 | ▲ 4.4% |
| Financial charges65/66B | €45 | €45 | €45 | €45 | €45 | = |
| Recurring financial charges65 | €45 | €45 | €45 | €45 | €45 | = |
| Profit (loss) for the period before taxes9903 | -€1,285 | -€3,458 | -€3,463 | -€3,943 | -€2,911 | ▲ 26.2% |
| Profit (loss) for the period9904 | -€1,285 | -€3,458 | -€3,463 | -€3,943 | -€2,911 | ▲ 26.2% |
| Profit (loss) for the period to be appropriated9905 | -€1,285 | -€3,458 | -€3,463 | -€3,943 | -€2,911 | ▲ 26.2% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €281,619 | €258,504 | €248,854 | €239,422 | €233,196 | ▼ 2.6% |
| Fixed assets21/28 | €260,013 | €251,117 | €242,221 | €233,325 | €224,429 | ▼ 3.8% |
| Tangible fixed assets22/27 | €260,013 | €251,117 | €242,221 | €233,325 | €224,429 | ▼ 3.8% |
| Land and buildings22 | €260,013 | €251,117 | €242,221 | €233,325 | €224,429 | ▼ 3.8% |
| Current assets29/58 | €21,606 | €7,386 | €6,633 | €6,096 | €8,767 | ▲ 43.8% |
| Amounts receivable within one year40/41 | €132 | €430 | €292 | €255 | €2,633 | ▲ 931% |
| Other amounts receivable41 | €132 | €430 | €292 | €255 | €2,633 | ▲ 931% |
| Cash at bank and in hand54/58 | €21,388 | €6,864 | €6,237 | €5,731 | €6,018 | ▲ 5.0% |
| Deferred charges and accrued income490/1 | €86 | €92 | €104 | €109 | €115 | ▲ 5.5% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €281,619 | €258,504 | €248,854 | €239,422 | €233,196 | ▼ 2.6% |
| Equity10/15 | €76,006 | €72,547 | €69,084 | €65,141 | €62,231 | ▼ 4.5% |
| Contributions10/11 | €18,600 | €18,600 | €18,600 | €18,600 | €18,600 | = |
| Reserves13 | €57,406 | €53,947 | €50,484 | €46,541 | €45,516 | ▼ 2.2% |
| Non-distributable reserves130/1 | €1,860 | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Reserves not available under the articles1311 | €1,860 | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Distributable reserves133 | €55,546 | €52,087 | €48,624 | €44,681 | €43,656 | ▼ 2.3% |
| Profit (loss) carried forward14 | - | - | - | - | -€1,886 | - |
| Amounts payable17/49 | €205,613 | €185,957 | €179,770 | €174,280 | €170,966 | ▼ 1.9% |
| Amounts payable within one year42/48 | €204,613 | €184,957 | €178,770 | €174,280 | €170,966 | ▼ 1.9% |
| Trade debts44 | - | €437 | €142 | €906 | €1,532 | ▲ 69.0% |
| Suppliers440/4 | - | €437 | €142 | €906 | €1,532 | ▲ 69.0% |
| Taxes, remuneration and social security45 | - | €33 | €33 | - | - | - |
| Taxes450/3 | - | €33 | €33 | - | - | - |
| Other amounts payable47/48 | €204,613 | €184,487 | €178,595 | €173,374 | €169,434 | ▼ 2.3% |
| Accrued charges and deferred income492/3 | €1,000 | €1,000 | €1,000 | - | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€1,285 | -€3,458 | -€3,463 | -€3,943 | -€2,911 | ▲ 26.2% |
| + Depreciation and write-downs630 | €8,896 | €8,896 | €8,896 | €8,896 | €8,896 | = |
| Operating cash flow (approximation) | €7,611 | €5,438 | €5,433 | €4,953 | €5,985 | ▲ 20.8% |
| Investment in fixed assets (approximation) | - | €0 | €0 | €0 | €0 | - |
| Change in cash | - | -€14,523 | -€627 | -€506 | €287 | ▲ 157% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
13-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet -€3,943
Net result drops to -€3,943, the lowest in the series; recovery starts the following year.
24-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
20-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
16-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Highest result since 2018net €4,721 ▲2,469%
Operating result €4,763, net result €4,721, both a record.
03-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Back to profitnet €184
Net result €184 after one loss-making year.
02-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
26-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
31-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ieper · 1 establishment unit since 2011
Ground area
1,240 m²
Building footprint
297 m²
Volume, LiDAR
1,844 m³
2 parcels, Flanders · tallest building 9.8 m, ±2 floors. Linked by address, not a title deed.
3
companies at this address
See who is registered here
1 establishment unit
Pamatri
since 20112.195.648.250
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 33005B0479/00V000 | Flanders | 677 m² | 1 · 162 m² | 9.8 m · 2 fl. |
| 33026A0135/00K000 | Flanders | 563 m² | 1 · 135 m² | 9.1 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 24,729 companies in sector 64210 we hold annual accounts for 19,773. 11,074 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded05-01-2011
Fiscal year end31-12
Activities, NACEBEL 2025
64210Activities of holding companies
70200Business and other management consultancy
73300Public relations and communication consultancy
82990Other business support services
E-invoicing
Reachable via Peppol
Peppol ID
0208:0832483989
Also
9925:BE0832483989
Registered
05-08-2026
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.