PAMALEA
ActiveSummary
PAMALEA has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €6,020 and a net result of €1,089. Equity is shrinking by ~7.6% per year across the filed fiscal years. Its solvency ranks better than 56% of 18626 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability50▲+21
Solvency66▲+12
Growth58=
Track record100
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 04-03-2026, 57 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
57 d early
2024
69 d early
2023
57 d early
2022
38 d early
2021
25 d early
2020
67 d early
2019
42 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 51 days before the deadline; the sector median for financial year 2024 is on the deadline day, and 47% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today. Usually files around 5 March (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
29-09-2026 today30-09-2026 close30-04-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€1,089
2024 · -€1,729
Working capital
€1,823
2024 · -€1,228
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€2,494▲ 16.6%-€2,351€4,480€308▼ 93.1%€3,766▲ 1,124%
Net result€271within the sector's middle half▲ 209%-€4,848below the sector's middle half€1,504within the sector's middle half-€1,729within the sector's middle half€1,089within the sector's middle half
Equity€10,004within the sector's middle half▲ 2.8%€5,156within the sector's middle half▼ 48.5%€6,660within the sector's middle half▲ 29.2%€4,931within the sector's middle half▼ 26.0%€6,020within the sector's middle half▲ 22.1%
Total assets€49,277below the sector's middle half▼ 7.9%€27,585below the sector's middle half▼ 44.0%€27,874below the sector's middle half▲ 1.0%€17,003below the sector's middle half▼ 39.0%€14,594below the sector's middle half▼ 14.2%
Debt€39,273▼ 10.2%€22,429▼ 42.9%€21,213▼ 5.4%€12,072▼ 43.1%€8,573▼ 29.0%
Working capital€7,597within the sector's middle half▼ 28.8%-€4,140within the sector's middle half€922within the sector's middle half-€1,228within the sector's middle half€1,823within the sector's middle half
Solvency20.3%within the sector's middle half▲ 2.1pp18.7%within the sector's middle half▼ 1.6pp23.9%within the sector's middle half▲ 5.2pp29.0%within the sector's middle half▲ 5.1pp41.3%within the sector's middle half▲ 12.3pp
Current ratio1.45within the sector's middle half▼ 0.160.67below the sector's middle half▼ 0.791.06within the sector's middle half▲ 0.390.90within the sector's middle half▼ 0.161.21within the sector's middle half▲ 0.31
Return on assets (ROA)0.5%within the sector's middle half▲ 0.4pp-17.6%below the sector's middle half▼ 18.1pp5.4%within the sector's middle half▲ 23.0pp-10.2%below the sector's middle half▼ 15.6pp7.5%within the sector's middle half▲ 17.6pp
Staff (FTE)3.7▲ 311%6.9▲ 86.5%8▲ 15.9%6.1▼ 23.8%7.5▲ 23.0%
above
within
below
the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 1,124% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €14,594
Fixed assets
€4,197 ▼ 31.8%
Current assets
€10,396 ▼ 4.1%
Equity and liabilities €14,594
Equity
€6,020 ▲ 22.1%
Debt
€8,573 ▼ 29.0%
Debt's share of the balance-sheet total falls from 71.0% to 58.7%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€5,728▲
2024 · €4,464
Cash flow
€3,050▲
2024 · €2,427
Quick ratio
0.86▲
2024 · 0.66
Debt to equity
1.42▼
2024 · 2.45
ROE
18.1%▲
2024 · -35.1%
Interest coverage
2.66▼
2024 · 2.73
Debt ≤ 1 year
€8,573▼
2024 · €12,072
Income taxes
€526▲
2024 · €515
Staff costs
€42,142▲
2024 · €31,790
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 34,696 companies that looked in July 2024 the way this one looks now, 0.7% went bankrupt within 24 months and 95% are still going.
- Micro
- 10 to 20 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
0.7%
went bankrupt
3.9%
stopped otherwise
95%
still going
For this company itself Checked computes a bankruptcy probability of 0.9% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.9% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 34,696 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | €9,737 | €36,931 | €41,319 | €31,790 | €42,142 | ▲ 32.6% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €7,925 | €8,809 | €8,921 | €4,156 | €1,961 | ▼ 52.8% |
| Other operating charges640/8 | €2,031 | €5,971 | €1,701 | €2,238 | €2,272 | ▲ 1.5% |
| Gross operating margin9900 | €22,187 | €49,359 | €56,421 | €38,492 | €50,141 | ▲ 30.3% |
| Operating profit (loss)9901 | €2,494 | -€2,351 | €4,480 | €308 | €3,766 | ▲ 1,124% |
| Financial income75/76B | €18 | €1 | €198 | €112 | €5 | ▼ 95.5% |
| Recurring financial income75 | €18 | €1 | €198 | €112 | €5 | ▼ 95.5% |
| Financial charges65/66B | €1,726 | €1,982 | €2,658 | €1,634 | €2,156 | ▲ 32.0% |
| Recurring financial charges65 | €1,726 | €1,982 | €2,658 | €1,634 | €2,156 | ▲ 32.0% |
| Profit (loss) for the period before taxes9903 | €786 | -€4,333 | €2,020 | -€1,214 | €1,616 | ▲ 233% |
| Income taxes67/77 | €515 | €515 | €515 | €515 | €526 | ▲ 2.1% |
| Profit (loss) for the period9904 | €271 | -€4,848 | €1,504 | -€1,729 | €1,089 | ▲ 163% |
| Profit (loss) for the period to be appropriated9905 | €271 | -€4,848 | €1,504 | -€1,729 | €1,089 | ▲ 163% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €49,277 | €27,585 | €27,874 | €17,003 | €14,594 | ▼ 14.2% |
| Fixed assets21/28 | €24,962 | €19,236 | €10,315 | €6,159 | €4,197 | ▼ 31.8% |
| Tangible fixed assets22/27 | €22,841 | €17,115 | €8,194 | €4,038 | €2,077 | ▼ 48.6% |
| Land and buildings22 | €3,166 | €4,072 | €3,152 | €2,232 | €1,311 | ▼ 41.2% |
| Plant, machinery and equipment23 | €3,435 | €3,787 | €2,533 | €1,279 | €522 | ▼ 59.1% |
| Furniture and vehicles24 | €16,241 | €9,255 | €2,509 | €527 | €243 | ▼ 54.0% |
| Financial fixed assets28 | €2,121 | €2,121 | €2,121 | €2,121 | €2,121 | = |
| Current assets29/58 | €24,315 | €8,350 | €17,559 | €10,844 | €10,396 | ▼ 4.1% |
| Stocks and contracts in progress3 | €3,120 | €3,201 | €3,153 | €2,823 | €3,008 | ▲ 6.6% |
| Stocks30/36 | €3,120 | €3,201 | €3,153 | €2,823 | €3,008 | ▲ 6.6% |
| Amounts receivable within one year40/41 | €2,828 | €442 | €2,136 | €54 | - | - |
| Trade receivables40 | - | €442 | €400 | - | - | - |
| Other amounts receivable41 | €2,828 | - | €1,736 | €54 | - | - |
| Cash at bank and in hand54/58 | €16,865 | €3,470 | €10,838 | €7,028 | €4,329 | ▼ 38.4% |
| Deferred charges and accrued income490/1 | €1,502 | €1,237 | €1,432 | €940 | €3,059 | ▲ 225% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €49,277 | €27,585 | €27,874 | €17,003 | €14,594 | ▼ 14.2% |
| Equity10/15 | €10,004 | €5,156 | €6,660 | €4,931 | €6,020 | ▲ 22.1% |
| Contributions10/11 | €8,060 | €8,060 | €8,060 | €8,060 | €8,060 | = |
| Profit (loss) carried forward14 | €1,944 | -€2,904 | -€1,400 | -€3,129 | -€2,040 | ▲ 34.8% |
| Amounts payable17/49 | €39,273 | €22,429 | €21,213 | €12,072 | €8,573 | ▼ 29.0% |
| Amounts payable after more than one year17 | €15,166 | €9,940 | €4,577 | - | - | - |
| Financial debts170/4 | €15,166 | €9,940 | €4,577 | - | - | - |
| Amounts payable within one year42/48 | €16,718 | €12,489 | €16,637 | €12,072 | €8,573 | ▼ 29.0% |
| Current portion of amounts payable after more than one year42 | €5,092 | €5,226 | €5,363 | €4,577 | - | - |
| Trade debts44 | €2,792 | €1,591 | €1,651 | €1,686 | €1,452 | ▼ 13.9% |
| Suppliers440/4 | €2,792 | €1,591 | €1,651 | €1,686 | €1,452 | ▼ 13.9% |
| Taxes, remuneration and social security45 | €3,365 | €5,656 | €9,623 | €5,109 | €7,083 | ▲ 38.6% |
| Taxes450/3 | €3,365 | €4,561 | €7,725 | €3,563 | €4,592 | ▲ 28.9% |
| Remuneration and social security454/9 | - | €1,094 | €1,898 | €1,546 | €2,491 | ▲ 61.1% |
| Other amounts payable47/48 | €5,469 | €17 | - | €701 | €39 | ▼ 94.5% |
| Accrued charges and deferred income492/3 | €7,389 | - | - | - | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €271 | -€4,848 | €1,504 | -€1,729 | €1,089 | ▲ 163% |
| + Depreciation and write-downs630 | €7,925 | €8,809 | €8,921 | €4,156 | €1,961 | ▼ 52.8% |
| Operating cash flow (approximation) | €8,196 | €3,961 | €10,425 | €2,427 | €3,050 | ▲ 25.7% |
| Investment in fixed assets (approximation) | - | -€3,083 | €0 | €0 | €0 | - |
| Change in cash | - | -€13,396 | €7,368 | -€3,809 | -€2,699 | ▲ 29.1% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
04-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-09
Financial
Back to profitnet €1,089
Net result €1,089 after one loss-making year.
20-02
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
04-03
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-09
Financial
Back to profitnet €1,504
Net result €1,504 after one loss-making year.
23-03
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
05-04
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
22-02
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
19-03
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2019
30-09
Financial
Back to profitnet €1,680
Net result €1,680 after one loss-making year.
22-03
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
01-04
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
30-03
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Hamoir · 1 establishment unit since 2014
Ground area
122 m²
Building footprint
224 m²
Volume, LiDAR
1,877 m³
Parcel 61024A0072/00T002, Wallonia · tallest building 11.2 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
PAMALEA SPRL
since 20142.233.202.492
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 61024A0072/00T002 | Wallonia | 122 m² | 1 · 224 m² | 11.2 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteHamoir2.233.202.492
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FRANS
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Of 3,043 companies in sector 47221 we hold annual accounts for 1,566. 526 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded01-07-2014
Fiscal year end30-09
Activities, NACEBEL 2025
47221Retail sale of meat and meat products, excluding game and poultry
56112Limited-service restaurants, excluding mobile food services
46349Wholesale of beverages, general range
47252Retail sale of beverages, general range
56111Full-service restaurants
56210Event catering
Contact
E-mail
anlentini@outlook.comHamoir
E-invoicing
Reachable via Peppol
Peppol ID
0208:0554904930
Also
9925:BE0554904930
Registered
09-10-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 29 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.