PAMAKDI
ActivePAMAKDI has been active since 2006 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €31k and a net result of €23k. Equity is growing by ~36.4% per year across the filed fiscal years. Its solvency ranks better than 15% of 7690 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability100=
Solvency3▲+2
Growth78▲+26
Stability100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity short (current ratio 0.27 against 0.17 in 2024), and 96% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
4%
Return on assets
2.9%
Age of the figures
12 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 15% of 7690 sector peers (2025).
NBB · sector comparisonPosition among 7690 sector peers
Solvency
better than 15%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 30-04-2026, 0 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
on the day
2024
21 d late
2023
2 d late
2022
32 d early
2021
4 d early
2020
59 d early
2019
37 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€31k▲ 261%
2024 · €9k
2018: €-36k
2019: €-39k
2020: €-31k
2021: €-22k
2022: €-22k
2023: €411
2024: €9k
2018 → 2025
Total assets
€780k▼ 1.7%
2024 · €794k
2018: €1.04M
2019: €972k
2020: €888k
2021: €897k
2022: €839k
2023: €812k
2024: €794k
2018 → 2025
Net result
€23k▲ 174%
2024 · €8k
2018: €19k
2019: €-2k
2020: €8k
2021: €9k
2022: €151
2023: €22k
2024: €8k
2018 → 2025
Working capital
€-143k▲ 5.7%
2024 · €-151k
2018: €-117k
2019: €-142k
2020: €-133k
2021: €-147k
2022: €-153k
2023: €-154k
2024: €-151k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-22k-€-22k▲ 0.7%€411€9k▲ 2,013%€31k▲ 261%
Operating result€57k-€44k▼ 23.4%€73k▲ 66.7%€57k▼ 21.7%€76k▲ 33.8%
Net result€9k-€151▼ 98.2%€22k▲ 14,615%€8k▼ 62.8%€23k▲ 174%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 34% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €780k
Fixed assets
€727k▼ 4.7%
Current assets
€54k▲ 68.7%
Equity and liabilities €780k
Equity
€31k▲ 261%
Provisions
€382k▼ 2.1%
Debt
€367k▼ 7.1%
The debt ratio falls from 49.7% to 47.0%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€119k▲
2024 · €102k
Cash flow
€65k▲
2024 · €53k
Solvency
4.0%▲
2024 · 1.1%
Current ratio
0.27▲
2024 · 0.17
Quick ratio
0.27▲
2024 · 0.17
Debt / equity
11.70▼
2024 · 45.42
ROE
72.3%▼
2024 · 95.3%
ROA
2.9%▲
2024 · 1.0%
Interest coverage
2.75▲
2024 · 2.36
Debt
€367k▼
2024 · €395k
Debt ≤ 1 year
€196k▲
2024 · €183k
Debt > 1 year
€170k▼
2024 · €212k
Income taxes
€11k▲
2024 · €6k
Staff costs
€20k▲
2024 · €17k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€794k€780k▼
Fixed assets21/28€762k€727k▼
Tangible fixed assets22/27€440k€404k▼
Land and buildings22€192k€182k▼
Plant, machinery and equipment23€22k€22k▲
Furniture and vehicles24€24k€11k▼
Leasing and similar rights25€203k€186k▼
Other tangible fixed assets26-€3k
Financial fixed assets28€322k€322k=
Current assets29/58€32k€54k▲
Amounts receivable within one year40/41€32k€53k▲
Other amounts receivable41€32k€53k▲
Current investments50/53-€116
Cash at bank and in hand54/58€266€672▲
Equity and liabilities
Total equity and liabilities10/49€794k€780k▼
Equity10/15€9k€31k▲
Contributions10/11€8k€8k=
Profit (loss) carried forward14€689€23k▲
Provisions and deferred taxes16€391k€382k▼
Provisions for liabilities and charges160/5€391k€382k▼
Other liabilities and charges164/5€391k€382k▼
Amounts payable17/49€395k€367k▼
Amounts payable after more than one year17€212k€170k▼
Financial debts170/4€212k€170k▼
Amounts payable within one year42/48€183k€196k▲
Current portion of amounts payable after more than one year42€42k€41k▼
Financial debts43€19k€134▼
Credit institutions430/8€19k€134▼
Trade debts44€7k€5k▼
Suppliers440/4€7k€5k▼
Taxes, remuneration and social security45€15k€14k▼
Taxes450/3€11k€9k▼
Remuneration and social security454/9€4k€5k▲
Other amounts payable47/48€100k€136k▲
Income statement
Code20242025
Remuneration, social security and pensions62€17k€20k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€45k€42k▼
Provisions for liabilities and charges: additions (uses and reversals)635/8€-8k€-8k▼
Other operating charges640/8€2k€8k▲
Gross operating margin9900€114k€139k▲
Operating profit (loss)9901€57k€76k▲
Financial income75/76B€379-
Recurring financial income75€379-
Financial charges65/66B€43k€43k▼
Recurring financial charges65€43k€43k▼
Profit (loss) for the period before taxes9903€14k€33k▲
Income taxes67/77€6k€11k▲
Profit (loss) for the period9904€8k€23k▲
Profit (loss) for the period to be appropriated9905€8k€23k▲
Appropriation of the result
Profit (loss) to be appropriated9906€689€23k▲
Profit (loss) brought forward from the previous period14P€-8k€689▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-09
Financial
Highest result since 2018net €23k ▲174%
Operating result €76k, net result €23k, both a record.
21-05
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 21 days late
2024
02-05
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 2 days late
2023
29-03
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
26-04
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
02-03
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-09
Financial
Back to profitnet €8k
Net result €8k after one loss-making year.
24-03
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
30-09
Financial
Weakest financial yearnet €-2k ▼113%
Net result drops to €-2k, the lowest in the series; recovery starts the following year.
29-04
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
01-05
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 1 day late
2017
25-04
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Vilvoorde · 1 establishment unit since 2006
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Sperwerlaan 151800 VilvoordeGround area
634 m²
Building footprint
141 m²
Volume, LiDAR
1,074 m³
2 parcels, Brussels, Flanders · tallest building 11.3 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
PAMAKDI
since 20062.153.583.607
2 parcels
Flanders
1
(50%)
Brussels
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23088A0175/00H005 | Flanders | 366 m² | 1 · 85 m² | 11.3 m · 3 fl. |
| 21010B0080/00R003 | Brussels | 269 m² | 1 · 56 m² | 9.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,241 companies in sector 70200 we hold annual accounts for 52,391. 34,631 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded26-04-2006
Fiscal year end30-09
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
82100Office administrative and support services
82110Office administrative, office support and other business support activities
Sources
Crossroads Bank for EnterprisesNational Bank · 19 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.