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Pam Center

Active
Public limited companyfounded 1977active for 49 yearsBoulevard Léopold III(PER) 61, 7600 Péruwelz, BelgiumKBO/BCE: BE 0417.325.375
Summary

Pam Center has been active since 1977 and the Belgian Official Gazette contains no insolvency or warning signals. The 2026 annual accounts show equity of €51,231 and a net result of -€19,774. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 49% of 180 sector peers (NACE 68, financial year 2026). The computed 12-month bankruptcy probability is 0.1% (very low).

Overview

Activity
Real estate agency activities
NACE 68310
1 site
Size
€132,894total assets 2026
Equity
€51,231
Loss
-€19,774
Turnover not published (abbreviated or micro format)
Financial health
93 Excellent Checked score 2026
Bankruptcy probabilitywithin 12 months
0.1%
Structure
Accounts 36 days early0 of 3 deeds read
Why 93raises riskLoss of €19,774, the second in a row (financial year 2026)lowers riskSize: total assets €132,894Liquidity: current ratio 1.62, cash €55,435Founded in 1977Show the evidence

Checked score

Score 2026
93 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 48% of its sector peers (NACE 68, micro)
Financial strength · tick = 2025
Weak
Solvency 64-8
equity 38.6% of total assets
Liquidity 68-5
short-term debt 61.4% · cash 41.7%
Profitability 0=
return on assets -14.9%
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (26,562 companies, NACE 68, micro)
Last 24 months 11-2024: < 0.1% 12-2024: < 0.1%● unchanged vs 11-2024 01-2025: < 0.1%● unchanged vs 12-2024 02-2025: < 0.1%● unchanged vs 01-2025 03-2025: < 0.1%● unchanged vs 02-2025 04-2025: < 0.1%● unchanged vs 03-2025 05-2025: < 0.1%● unchanged vs 04-2025 06-2025: < 0.1%● unchanged vs 05-2025 07-2025: < 0.1%● unchanged vs 06-2025 08-2025: < 0.1%● unchanged vs 07-2025lowest value 09-2025: 0.1%▲ +0.1 percentage points vs 08-2025 10-2025: 0.1%● unchanged vs 09-2025 11-2025: 0.1%● unchanged vs 10-2025 12-2025: 0.1%● unchanged vs 11-2025 01-2026: 0.1%● unchanged vs 12-2025 02-2026: 0.1%● unchanged vs 01-2026 03-2026: 0.1%● unchanged vs 02-2026 04-2026: 0.1%● unchanged vs 03-2026 05-2026: 0.1%● unchanged vs 04-2026 06-2026: 0.1%● unchanged vs 05-2026 07-2026: 0.1%● unchanged vs 06-2026highest value 08-2026: 0.1%● unchanged vs 07-2026highest value 09-2026: 0.1%● unchanged vs 08-2026 10-2026: 0.1%● unchanged vs 09-2026
Credit of up to €4,500 on 30-day terms is acceptable
Liquidity ample (current ratio 1.62, compared with 1.89 in 2025, above the usual 1.5; short-term debt: 61.4% and cash: 41.7% of total assets), but 61.4% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, micro): better than 56% on solvency, 78% on liquidity and 9% on profitability.

The bankruptcy probability was computed on 13-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.
lowers riskraises riskneutral
lowers risk · Size: total assets €132,894
Companies of this size fail less often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
raises risk · Loss of €19,774, the second in a row (financial year 2026)
NBB · annual accounts
lowers risk · Liquidity: current ratio 1.62, cash €55,435
NBB · annual accounts
lowers risk · Founded in 1977
Companies that have existed this long fail less often; how much that weighs depends on the rest of its profile.
KBO
raises risk · Persistent losses
Two consecutive loss-making years (2025 and 2026); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2026
Net result per financial year
1920212223242526
2019 to 2026 · latest year -€19,774
neutral · Latest accounts filed on time
The financial year that closed on 28-02-2026 was due by 30-09-2026 and was filed on 25-08-2026, 36 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2026
36 days early
2025
60 days early
2024
29 days early
2023
30 days early
2022
14 days late
2021
29 days late
2020
63 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 7 days before the deadline; the sector median (NACE 68) for financial year 2024 is 7 days before the deadline, and 36% of those companies filed late.

Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2026 · abbreviated…
  2. Annual accounts filedfinancial year 2025 · micro…
  3. Weakest financial yearnet -€23,745

Key points

  • Risk: 4 loss-making years in a rowloss financial year 2026 -€19,774 View
  • Caution: Among the weakest 17% on net resultsector median €13,574 · 178 companies -€19,774 View
  • Active since 1977founded 05-07-1977 49 years View
  • Positive: Filed on time since financial year 2023accounts within the deadline every year 4 years View

By topic

Financials

Financial year
2026
Total assets
€132,894
Loss
-€19,774
Solvency
38.6%
Total assets▼ 11.5%
Net result
20192026
Go to Financials

Timeline

Events
52
Since
1979
  1. 30-08-2024Annual accounts filed
  2. 31-08-2023Annual accounts filed
  3. 14-10-2022Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Public limited company
Activity
Real estate agency activitiesNACE 68310
Founded
05-07-1977
Year ends
28-02
Peppol
Reachable for e-invoices
Go to Company details

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